Last update: Oct 2026

Cost of Living Comparison Between Charlotte Amalie and Austin, TX

For one person, living is cheaper in Charlotte Amalie: $2,340 a month against $2,663 in Austin, TX, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Charlotte Amalie

🇻🇮 U.S. Virgin Islands

$2,340

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Charlotte Amalie and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Charlotte Amalie and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,340 in Charlotte Amalie versus $2,663 in Austin, TX.

Charlotte Amalie $2,340
Austin, TX $2,663

Estimated couple costs with rent: $4,152 in Charlotte Amalie versus $4,133 in Austin, TX.

Charlotte Amalie $4,152
Austin, TX $4,133

Monthly costs for a family of three with rent: $5,964 in Charlotte Amalie versus $5,603 in Austin, TX.

Charlotte Amalie $5,964
Austin, TX $5,603

Living in Charlotte Amalie costs roughly 12% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Charlotte Amalie 73% above, Austin, TX 97% above.

Meal at Budget Restaurant

$25.03 $25.03

$20.77 $20.77

20.51%

Three-Course Dinner for Two, Mid-Range

$122 $122

$84.6 $84.6

44.58%

Fast Food Meal (McDonalds, etc)

$12.92 $12.92

$12.32 $12.32

4.87%

Cappuccino

$7.37 $7.37

$5.63 $5.63

30.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 $2.95

$3.72 $3.72

-20.70%

Water (0.33 liter bottle)

$2.55 $2.55

$2.50 $2.50

2.00%

Local Beer (0.5 liter draught)

$5.66 $5.66

$8.05 $8.05

-29.69%

Imported Beer (0.33 liter bottle)

$7.14 $7.14

$9.01 $9.01

-20.75%

Milk (1 liter)

$2.72 $2.72

$1.12 $1.12

142.86%

White Bread (500g)

$8.91 $8.91

$3.75 $3.75

137.60%

Rice (white) (1kg)

$3.26 $3.26

Eggs

$7.19 $7.19

$4.17 $4.17

72.42%

Local Cheese (1kg)

$12.90 $12.90

Chicken Fillets (1kg)

$14.16 $14.16

Beef Round Steak (1kg)

$16.22 $16.22

Apples (1kg)

$4.33 $4.33

Banana (1kg)

$1.46 $1.46

Oranges (1kg)

$4.51 $4.51

Tomato (1kg)

$4.34 $4.34

Potato (1kg)

$2.58 $2.58

Onion (1kg)

$2.35 $2.35

Lettuce (1 head)

$1.78 $1.78

Water (1.5 liter bottle)

$2.22 $2.22

Cigarettes 20 Pack (Marlboro, Camel)

$4.91 $4.91

$9.88 $9.88

-50.30%

Wine (Bottle)

$20.12 $20.12

$15.08 $15.08

33.42%

Local Beer (0.5 liter bottle)

$2.92 $2.92

Imported Beer (0.33 liter bottle)

$7.19 $7.19

$3.46 $3.46

107.80%

One-way Ticket (Public Transport)

$6.09 $6.09

$1.49 $1.49

308.72%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$19.69 $19.69

$2.73 $2.73

621.25%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

Gasoline (1 liter)

$1.29 $1.29

$0.95 $0.95

35.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.6K $45.6K

$36.0K $36.0K

26.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$48.6K $48.6K

$27.1K $27.1K

79.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$292 $292

$229 $229

27.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.0 $59.0

$59.4 $59.4

-0.62%

Internet (50+ Mbps, Unlimited Data)

$98.9 $98.9

$69.9 $69.9

41.41%

Gym Membership (Monthly)

$197 $197

$57.2 $57.2

244.18%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$12.12 $12.12

$14.28 $14.28

-15.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$52.8 $52.8

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

Sport Shoes (Adidas, Nike)

$88.6 $88.6

$84.8 $84.8

4.46%

Men's Leather Business Shoes

$103 $103

1-bedroom Apartment, City Center (Monthly)

$1,225 $1,225

$1,907 $1,907

-35.77%

1-bedroom Apartment, Outside City Center (Monthly)

$993 $993

$1,274 $1,274

-22.04%

3-bedroom Apartment, City Center (Monthly)

$3,538 $3,538

$3,664 $3,664

-3.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,975 $2,975

$2,538 $2,538

17.19%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Charlotte Amalie: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Charlotte Amalie

–

Austin, TX

$1.3K 47.8%

Groceries & Markets

Charlotte Amalie

–

Austin, TX

$405 15.2%

Monthly Utilities & Internet

Charlotte Amalie

–

Austin, TX

$358 13.5%

Eating Out

Charlotte Amalie

–

Austin, TX

$354 13.3%

Clothing & Footwear

Charlotte Amalie

–

Austin, TX

$128 4.8%

Sport & Entertainment

Charlotte Amalie

–

Austin, TX

$86 3.2%

Getting Around

Charlotte Amalie

–

Austin, TX

$59 2.2%

Cost Breakdown

A one-bedroom apartment in the center runs $1,225 in Charlotte Amalie and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $122 in Charlotte Amalie vs $85.0 in Austin, TX. Groceries flip the comparison at $200 vs $405, with Charlotte Amalie cheaper for home cooking.

Good to know

🇻🇮 Charlotte Amalie

🇺🇸 Austin, TX

🕒 Local time

18:33 6:33 PM

17:33 5:33 PM

1 h behind Charlotte Amalie

🌤 Weather

👥 Population

14,477 Capital

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Charlotte Amalie Austin, TX 3,560 km ≈ 5 h nonstop flight

From you

Charlotte Amalie
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Charlotte Amalie vs Austin, TX: Cost of Living - Frequently Asked Questions

Charlotte Amalie wins on cost – living expenses run 14% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Charlotte Amalie the obvious pick if budget is a priority.

You'd need roughly $3,510 in Charlotte Amalie and $3,995 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,225 in Charlotte Amalie versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,340 per month in Charlotte Amalie versus $2,663 in Austin, TX – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 103% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

At $2,340 in Charlotte Amalie versus $2,663 in Austin, TX, a $2,500 budget is realistic in Charlotte Amalie but tight or insufficient in Austin, TX. The gap between the two cities makes Charlotte Amalie the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Charlotte Amalie gentler on the wallet – expenses run 14% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.