Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Charlotte Amalie

For one person, living is cheaper in Charlotte Amalie: $2,340 a month against $2,663 in Austin, TX, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Charlotte Amalie

🇻🇮 U.S. Virgin Islands

$2,340

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Charlotte Amalie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Charlotte Amalie actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,340 in Charlotte Amalie.

Austin, TX $2,663
Charlotte Amalie $2,340

Estimated couple costs with rent: $4,133 in Austin, TX versus $4,152 in Charlotte Amalie.

Austin, TX $4,133
Charlotte Amalie $4,152

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $5,964 in Charlotte Amalie.

Austin, TX $5,603
Charlotte Amalie $5,964

Living in Austin, TX is roughly 14% more expensive than in Charlotte Amalie, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Charlotte Amalie 73% above.

Meal at Budget Restaurant

$20.77 $20.77

$25.03 $25.03

-17.02%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$122 $122

-30.83%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$12.92 $12.92

-4.64%

Cappuccino

$5.63 $5.63

$7.37 $7.37

-23.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.95 $2.95

26.10%

Water (0.33 liter bottle)

$2.50 $2.50

$2.55 $2.55

-1.96%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.66 $5.66

42.23%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$7.14 $7.14

26.19%

Milk (1 liter)

$1.12 $1.12

$2.72 $2.72

-58.82%

White Bread (500g)

$3.75 $3.75

$8.91 $8.91

-57.91%

Rice (white) (1kg)

$3.26 $3.26

Eggs

$4.17 $4.17

$7.19 $7.19

-42.00%

Local Cheese (1kg)

$12.90 $12.90

Chicken Fillets (1kg)

$14.16 $14.16

Beef Round Steak (1kg)

$16.22 $16.22

Apples (1kg)

$4.33 $4.33

Banana (1kg)

$1.46 $1.46

Oranges (1kg)

$4.51 $4.51

Tomato (1kg)

$4.34 $4.34

Potato (1kg)

$2.58 $2.58

Onion (1kg)

$2.35 $2.35

Lettuce (1 head)

$1.78 $1.78

Water (1.5 liter bottle)

$2.22 $2.22

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$4.91 $4.91

101.22%

Wine (Bottle)

$15.08 $15.08

$20.12 $20.12

-25.05%

Local Beer (0.5 liter bottle)

$2.92 $2.92

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$7.19 $7.19

-51.88%

One-way Ticket (Public Transport)

$1.49 $1.49

$6.09 $6.09

-75.53%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$19.69 $19.69

-86.14%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

Gasoline (1 liter)

$0.95 $0.95

$1.29 $1.29

-26.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$45.6K $45.6K

-20.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$48.6K $48.6K

-44.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$292 $292

-21.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$59.0 $59.0

0.63%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$98.9 $98.9

-29.28%

Gym Membership (Monthly)

$57.2 $57.2

$197 $197

-70.95%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$12.12 $12.12

17.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$52.8 $52.8

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$88.6 $88.6

-4.27%

Men's Leather Business Shoes

$103 $103

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,225 $1,225

55.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$993 $993

28.27%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$3,538 $3,538

3.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$2,975 $2,975

-14.67%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Charlotte Amalie: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Charlotte Amalie

–

Groceries & Markets

Austin, TX

$405 15.2%

Charlotte Amalie

–

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Charlotte Amalie

–

Eating Out

Austin, TX

$354 13.3%

Charlotte Amalie

–

Clothing & Footwear

Austin, TX

$128 4.8%

Charlotte Amalie

–

Sport & Entertainment

Austin, TX

$86 3.2%

Charlotte Amalie

–

Getting Around

Austin, TX

$59 2.2%

Charlotte Amalie

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,225 in Charlotte Amalie. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $122 in Charlotte Amalie. Groceries flip the comparison at $405 vs $200, with Charlotte Amalie cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇻🇮 Charlotte Amalie

🕒 Local time

18:22 6:22 PM

19:22 7:22 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

14,477 Capital

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Charlotte Amalie 3,560 km ≈ 5 h nonstop flight

From you

Austin, TX
Charlotte Amalie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Charlotte Amalie: Cost of Living - Frequently Asked Questions

Charlotte Amalie wins on cost – living expenses run 14% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Charlotte Amalie the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $3,510 in Charlotte Amalie to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $1,225 in Charlotte Amalie. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $2,340 in Charlotte Amalie – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 103% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

At $2,340 in Charlotte Amalie versus $2,663 in Austin, TX, a $2,500 budget is realistic in Charlotte Amalie but tight or insufficient in Austin, TX. The gap between the two cities makes Charlotte Amalie the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Charlotte Amalie gentler on the wallet – expenses run 14% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.