Last update: Oct 2026

Cost of Living Comparison Between Chang-hua and Karachi

For one person, living is cheaper in Karachi: $482 a month against $864 in Chang-hua, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

42

Cost of Living Index in Chang-hua
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Chang-hua Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Chang-hua

🇹🇼 Taiwan

$864

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Chang-hua and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chang-hua and in Karachi actually costs, broken down by who's living it.

A single person spends $864 per month in Chang-hua vs $482 in Karachi, rent included.

Chang-hua $864
Karachi $482

A couple spends around $1,343 per month in Chang-hua vs $750 in Karachi, rent included.

Chang-hua $1,343
Karachi $750

A family of three spends $1,822 per month in Chang-hua vs $1,018 in Karachi, rent included.

Chang-hua $1,822
Karachi $1,018

Chang-hua costs about 79% more than Karachi, and outside of rent the biggest gap is in groceries.

Both Chang-hua and Karachi are more affordable than the global median – Chang-hua 36% lower, Karachi 64% lower.

Meal at Budget Restaurant

$3.83 NT$124

$2.13 PKR 588

79.81%

Three-Course Dinner for Two, Mid-Range

$32.76 NT$1,062

$13.30 PKR 3,680

146.32%

Fast Food Meal (McDonalds, etc)

$5.53 NT$179

$5.45 PKR 1,508

1.47%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$1.63 NT$52.7

$2.09 PKR 579

-22.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.96 NT$30.99

$0.40 PKR 111

140.00%

Water (0.33 liter bottle)

$0.56 NT$18.01

$0.26 PKR 71.1

115.38%

Local Beer (0.5 liter draught)

$1.36 NT$44.21

Imported Beer (0.33 liter bottle)

$2.17 NT$70.3

Milk (1 liter)

$2.38 NT$77.1

$0.92 PKR 254

158.70%

White Bread (500g)

$2.07 NT$67.2

$0.56 PKR 156

269.64%

Rice (white) (1kg)

$2.94 NT$95.5

$1.25 PKR 345

135.20%

Eggs

$2.76 NT$89.5

$1.23 PKR 341

124.39%

Local Cheese (1kg)

$16.19 NT$525

$5.67 PKR 1,570

185.54%

Chicken Fillets (1kg)

$9.51 NT$308

$3.16 PKR 876

200.95%

Beef Round Steak (1kg)

$21.23 NT$688

$6.28 PKR 1,737

238.06%

Apples (1kg)

$4.82 NT$156

$1.26 PKR 348

282.54%

Banana (1kg)

$3.38 NT$110

$0.53 PKR 148

537.74%

Oranges (1kg)

$2.93 NT$95.1

$1.00 PKR 276

193.00%

Tomato (1kg)

$3.17 NT$103

$0.56 PKR 154

466.07%

Potato (1kg)

$2.77 NT$89.8

$0.33 PKR 91.4

739.39%

Onion (1kg)

$2.11 NT$68.4

$0.34 PKR 95.1

520.59%

Lettuce (1 head)

$1.69 NT$54.9

$0.42 PKR 116

302.38%

Water (1.5 liter bottle)

$0.77 NT$24.97

$0.44 PKR 121

75.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$3.96 NT$128

$1.84 PKR 509

115.22%

Wine (Bottle)

$9.43 NT$306

Local Beer (0.5 liter bottle)

$1.38 NT$44.70

Imported Beer (0.33 liter bottle)

$2.29 NT$74.4

One-way Ticket (Public Transport)

$1.55 NT$50.4

$0.28 PKR 77.0

453.57%

Public Transport Monthly Pass (Regular Price)

$34.80 NT$1,129

$9.99 PKR 2,764

248.35%

Taxi Start (Normal Tariff)

$2.65 NT$85.9

$0.92 PKR 256

188.04%

Taxi (Normal Tariff) (1km)

$0.76 NT$24.71

$0.70 PKR 193

8.57%

Taxi 1hour Waiting (Normal Tariff)

$9.29 NT$301

$2.16 PKR 597

330.09%

Gasoline (1 liter)

$1.06 NT$34.39

$1.38 PKR 382

-23.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K NT$1.1M

$17.9K PKR 5.0M

85.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K NT$787.5K

$27.1K PKR 7.5M

-10.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.62 NT$1,025

$113 PKR 31.4K

-72.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.99 NT$551

$5.95 PKR 1,648

185.55%

Internet (50+ Mbps, Unlimited Data)

$18.71 NT$607

$13.16 PKR 3,642

42.17%

Gym Membership (Monthly)

$31.75 NT$1,029

$21.55 PKR 5,965

47.33%

Tennis Court (1 Hour on Weekend)

$18.23 PKR 5,044

Cinema Ticket

$9.38 NT$304

$4.21 PKR 1,165

122.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$636 NT$20.6K

$52.2 PKR 14.4K

1120.06%

International Primary School, 1 Child (Yearly)

$7,946 NT$257.7K

$1,940 PKR 537.0K

309.49%

Jeans (Levis 501 Or Similar)

$49.35 NT$1,600

$17.55 PKR 4,858

181.20%

Summer Dress (H&M, Zara, etc)

$15.47 NT$502

$23.51 PKR 6,506

-34.20%

Sport Shoes (Adidas, Nike)

$78.1 NT$2,534

$68.9 PKR 19.1K

13.46%

Men's Leather Business Shoes

$49.57 NT$1,607

$40.59 PKR 11.2K

22.12%

1-bedroom Apartment, City Center (Monthly)

$252 NT$8,160

$118 PKR 32.7K

113.25%

1-bedroom Apartment, Outside City Center (Monthly)

$170 NT$5,528

$73.6 PKR 20.4K

131.56%

3-bedroom Apartment, City Center (Monthly)

$509 NT$16.5K

$357 PKR 98.9K

42.32%

3-bedroom Apartment, Outside City Center (Monthly)

$169 NT$5,480

$188 PKR 52.0K

-10.07%

Buy Apartment in City Center (m2)

$2,959 NT$96.0K

$1,060 PKR 293.4K

179.12%

Buy Apartment Outside City Center (m2)

$1,631 NT$52.9K

$481 PKR 133.1K

239.24%

Average Monthly Net Salary (After Tax)

$2,011 NT$65.2K

$183 PKR 50.6K

999.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.2

13.21

-83.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chang-hua: October 12, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Chang-hua

$358 41.4%

Karachi

$101 21% 71.7% $257

Accommodation & Living

Chang-hua

$170 19.7%

Karachi

$74 15.3% 56.8% $97

Clothing & Footwear

Chang-hua

$87 10%

Karachi

$68 14.1% 21.8% $19

Eating Out

Chang-hua

$84 9.7%

Karachi

$61 12.7% 27.2% $23

Monthly Utilities & Internet

Chang-hua

$67 7.8%

Karachi

$133 27.5% 96.9% $65

Sport & Entertainment

Chang-hua

$51 5.8%

Karachi

$30 6.2% 40.7% $21

Getting Around

Chang-hua

$47 5.5%

Karachi

$16 3.2% 67.3% $32

Cost Breakdown

A central one-bedroom costs $252 in Chang-hua versus $118 in Karachi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 999% higher in Chang-hua, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Chang-hua versus $13.00 in Karachi. Monthly groceries follow the same trend: $358 vs $101 – making Karachi the more affordable choice for daily food spending.

Good to know

🇹🇼 Chang-hua

🇵🇰 Karachi

🕒 Local time

09:30 9:30 AM

06:30 6:30 AM

3 h behind Chang-hua

🌤 Weather

👥 Population

226,564

14,910,352

💱 Currency

New Taiwan Dollar TWD NT$

Pakistani Rupee PKR ₨

📈 Exchange rate

100 TWD = 3.08 USD

100 TWD = 2.74 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to TWD – New Taiwan Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇼 New Taiwan Dollar (NT$)

New Taiwan Dollar exchange rates as of October 19, 2026: 1 USD = 32.43 TWD (100 TWD = 3.08 USD). 1 EUR = 36.46 TWD (100 TWD = 2.74 EUR).

Pakistani Rupee exchange rates as of October 19, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to TWD in detail →

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Chang-hua Karachi 5,380 km ≈ 7 h nonstop flight

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Chang-hua
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chang-hua vs Karachi: Cost of Living - Frequently Asked Questions

Chang-hua costs about 79% more than Karachi, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,296 per month in Chang-hua and $723 in Karachi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $864 in Chang-hua and $482 in Karachi. That's a gap of about 79%.

Public transport costs about 248% less in Karachi. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $864 in Chang-hua and $482 in Karachi, leaving budget for savings and extras in both cases.

Families tend to lean toward Karachi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chang-hua makes more sense. Both are solid long-term options with distinct trade-offs.