Last update: Oct 2026

Cost of Living Comparison Between Chandigarh and Toronto

For one person, living is cheaper in Chandigarh: $463 a month against $2,530 in Toronto, rent and utilities included – about $24,800 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Chandigarh
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Chandigarh Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Chandigarh

🇮🇳 India

$463

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Chandigarh and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chandigarh and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $463 in Chandigarh versus $2,530 in Toronto.

Chandigarh $463
Toronto $2,530

Estimated couple costs with rent: $747 in Chandigarh versus $3,646 in Toronto.

Chandigarh $747
Toronto $3,646

Monthly costs for a family of three with rent: $1,032 in Chandigarh versus $4,761 in Toronto.

Chandigarh $1,032
Toronto $4,761

Living in Chandigarh costs roughly 82% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Chandigarh is 65% below, Toronto is 89% above.

Meal at Budget Restaurant

$3.12 ₹302

$17.67 CA$25.19

-82.34%

Three-Course Dinner for Two, Mid-Range

$13.68 ₹1,324

$77.4 CA$110

-82.32%

Fast Food Meal (McDonalds, etc)

$4.17 ₹404

$10.47 CA$14.93

-60.17%

Cappuccino

$2.73 ₹264

$4.08 CA$5.81

-33.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹44.99

$2.12 CA$3.02

-78.30%

Water (0.33 liter bottle)

$0.23 ₹22.23

$1.76 CA$2.51

-86.93%

Local Beer (0.5 liter draught)

$2.02 ₹196

$6.17 CA$8.80

-67.26%

Imported Beer (0.33 liter bottle)

$3.05 ₹295

$6.89 CA$9.82

-55.73%

Milk (1 liter)

$0.67 ₹65.3

$2.43 CA$3.46

-72.43%

White Bread (500g)

$0.54 ₹52.2

$2.75 CA$3.92

-80.36%

Rice (white) (1kg)

$0.87 ₹84.0

$2.23 CA$3.18

-60.99%

Eggs

$0.91 ₹88.1

$3.45 CA$4.91

-73.62%

Local Cheese (1kg)

$5.06 ₹490

$8.93 CA$12.73

-43.34%

Chicken Fillets (1kg)

$2.89 ₹279

$11.44 CA$16.31

-74.74%

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$1.63 ₹158

$3.75 CA$5.34

-56.53%

Banana (1kg)

$0.73 ₹71.0

$1.15 CA$1.64

-36.52%

Oranges (1kg)

$1.07 ₹104

$3.55 CA$5.06

-69.86%

Tomato (1kg)

$0.67 ₹64.7

$4.28 CA$6.10

-84.35%

Potato (1kg)

$0.27 ₹25.77

$1.85 CA$2.63

-85.41%

Onion (1kg)

$0.34 ₹32.46

$1.67 CA$2.38

-79.64%

Lettuce (1 head)

$0.65 ₹62.9

$2.22 CA$3.16

-70.72%

Water (1.5 liter bottle)

$0.32 ₹31.29

$1.21 CA$1.72

-73.55%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹493

$13.88 CA$19.78

-63.26%

Wine (Bottle)

$11.48 ₹1,111

$14.25 CA$20.31

-19.44%

Local Beer (0.5 liter bottle)

$1.63 ₹157

$2.20 CA$3.13

-25.91%

Imported Beer (0.33 liter bottle)

$2.67 ₹258

$2.42 CA$3.45

10.33%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.59 ₹638

One-way Ticket (Public Transport)

$0.30 ₹28.71

$2.42 CA$3.44

-87.60%

Public Transport Monthly Pass (Regular Price)

$3.53 ₹342

$111 CA$158

-96.81%

Taxi Start (Normal Tariff)

$1.06 ₹103

$2.90 CA$4.13

-63.45%

Taxi (Normal Tariff) (1km)

$0.24 ₹23.29

$1.26 CA$1.80

-80.95%

Taxi 1hour Waiting (Normal Tariff)

$1.64 ₹159

$22.03 CA$31.40

-92.56%

Gasoline (1 liter)

$1.08 ₹105

$1.22 CA$1.74

-11.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.3K ₹1.2M

$27.6K CA$39.4K

-55.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₹2.4M

$19.8K CA$28.3K

27.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.50 ₹3,726

$122 CA$174

-68.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.86 ₹374

$32.03 CA$45.66

-87.95%

Internet (50+ Mbps, Unlimited Data)

$6.58 ₹637

$47.92 CA$68.3

-86.27%

Gym Membership (Monthly)

$20.36 ₹1,970

$38.90 CA$55.5

-47.66%

Tennis Court (1 Hour on Weekend)

$8.28 ₹802

$23.24 CA$33.12

-64.37%

Cinema Ticket

$3.18 ₹308

$12.61 CA$17.97

-74.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.2 ₹5,628

$834 CA$1,189

-93.03%

International Primary School, 1 Child (Yearly)

$2,422 ₹234.4K

$23.3K CA$33.3K

-89.62%

Jeans (Levis 501 Or Similar)

$27.25 ₹2,637

$52.6 CA$75.0

-48.19%

Summer Dress (H&M, Zara, etc)

$24.60 ₹2,381

$40.26 CA$57.4

-38.90%

Sport Shoes (Adidas, Nike)

$57.4 ₹5,551

$96.2 CA$137

-40.38%

Men's Leather Business Shoes

$43.58 ₹4,218

$123 CA$175

-64.55%

1-bedroom Apartment, City Center (Monthly)

$168 ₹16.3K

$1,598 CA$2,278

-89.49%

1-bedroom Apartment, Outside City Center (Monthly)

$116 ₹11.2K

$1,435 CA$2,045

-91.94%

3-bedroom Apartment, City Center (Monthly)

$455 ₹44.0K

$2,657 CA$3,787

-82.89%

3-bedroom Apartment, Outside City Center (Monthly)

$280 ₹27.1K

$2,096 CA$2,988

-86.66%

Buy Apartment in City Center (m2)

$2,940 ₹284.6K

$8,033 CA$11.5K

-63.40%

Buy Apartment Outside City Center (m2)

$1,725 ₹167.0K

$6,557 CA$9,347

-73.69%

Average Monthly Net Salary (After Tax)

$429 ₹41.5K

$3,743 CA$5,335

-88.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

78.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chandigarh: October 4, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chandigarh

$116 24.6%

Toronto

$1.4K 55.4% 1141% $1.3K

Groceries & Markets

Chandigarh

$113 24.2%

Toronto

$340 13.1% 200% $227

Eating Out

Chandigarh

$89 19%

Toronto

$282 10.9% 216% $193

Clothing & Footwear

Chandigarh

$69 14.6%

Toronto

$140 5.4% 104% $72

Monthly Utilities & Internet

Chandigarh

$49 10.4%

Toronto

$202 7.8% 312% $153

Sport & Entertainment

Chandigarh

$27 5.7%

Toronto

$64 2.5% 140% $37

Getting Around

Chandigarh

$7 1.5%

Toronto

$130 5% 1757% $123

Cost Breakdown

A one-bedroom apartment in the center runs $168 in Chandigarh and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 772% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Chandigarh vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $113 vs $340 per month, with Chandigarh cheaper across the board.

Good to know

🇮🇳 Chandigarh

🇨🇦 Toronto

🕒 Local time

10:46 10:46 AM

01:16 1:16 AM

9 h 30 min behind Chandigarh

🌤 Weather

👥 Population

1,028,667

2,731,571

💱 Currency

Indian Rupee INR ₹

Canadian Dollar CAD $

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Chandigarh Toronto 11,400 km ≈ 15 h nonstop flight

From you

Chandigarh
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chandigarh vs Toronto: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 447% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

On paper, salaries run 772% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $168 in Chandigarh versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chandigarh runs roughly 3037% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $58.2 in Chandigarh versus $834 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $463 in Chandigarh versus $2,530 in Toronto, a $1,000 budget is realistic in Chandigarh but tight or insufficient in Toronto. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chandigarh and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chandigarh gentler on the wallet – expenses run 447% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.