Cost of Living Comparison Between Champaign, IL and New York, NY Cost of Living Comparison Between Champaign, IL and New York, NY

🙂 Solo nomad: Champaign, IL is 38.6% cheaper than New York, NY without rent, and 55.7% cheaper with rent.

🙂 Family of 3: Champaign, IL is 50.5% cheaper than New York, NY without rent, and 65% cheaper with rent.

Meal at Budget Restaurant

$15.17 $15.17

$29.68 $29.68

-48.89%

Three-Course Dinner for Two, Mid-Range

$49.6 $49.6

$144 $144

-65.60%

Fast Food Meal (McDonalds, etc)

$11.02 $11.02

$12.43 $12.43

-11.34%

Cappuccino

$4.21 $4.21

$5.84 $5.84

-27.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 $2.27

$3.26 $3.26

-30.37%

Water (0.33 liter bottle)

$1.46 $1.46

$2.58 $2.58

-43.41%

Local Beer (0.5 liter draught)

$5.33 $5.33

$8.24 $8.24

-35.32%

Imported Beer (0.33 liter bottle)

$6.14 $6.14

$11.86 $11.86

-48.23%

Milk (1 liter)

$0.69 $0.69

$1.56 $1.56

-55.77%

White Bread (500g)

$2.68 $2.68

$5.23 $5.23

-48.76%

Rice (white) (1kg)

$2.77 $2.77

$8.11 $8.11

-65.84%

Eggs

$2.76 $2.76

$7.25 $7.25

-61.93%

Local Cheese (1kg)

$11.21 $11.21

$17.08 $17.08

-34.37%

Chicken Fillets (1kg)

$6.17 $6.17

$16.24 $16.24

-62.01%

Beef Round Steak (1kg)

$13.56 $13.56

$20.02 $20.02

-32.27%

Apples (1kg)

$3.28 $3.28

$7.49 $7.49

-56.21%

Banana (1kg)

$1.59 $1.59

$2.55 $2.55

-37.65%

Oranges (1kg)

$3.39 $3.39

$5.82 $5.82

-41.75%

Tomato (1kg)

$4.17 $4.17

$6.52 $6.52

-36.04%

Potato (1kg)

$2.32 $2.32

$3.72 $3.72

-37.63%

Onion (1kg)

$2.41 $2.41

$3.9 $3.9

-38.21%

Lettuce (1 head)

$2.41 $2.41

$3.07 $3.07

-21.50%

Water (1.5 liter bottle)

$1.46 $1.46

$2.57 $2.57

-43.19%

Cigarettes 20 Pack (Marlboro, Camel)

$7.51 $7.51

$19.21 $19.21

-60.91%

Wine (Bottle)

$13.18 $13.18

$17.79 $17.79

-25.91%

Local Beer (0.5 liter bottle)

$2.14 $2.14

$3.01 $3.01

-28.90%

Imported Beer (0.33 liter bottle)

$3.78 $3.78

$3.72 $3.72

1.61%

One-way Ticket (Public Transport)

$0.98 $0.98

$2.92 $2.92

-66.44%

Public Transport Monthly Pass (Regular Price)

$20.05 $20.05

$134 $134

-85.04%

Taxi Start (Normal Tariff)

$3.44 $3.44

$5.13 $5.13

-32.94%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$2.15 $2.15

-26.98%

Taxi 1hour Waiting (Normal Tariff)

$40.61 $40.61

$41.57 $41.57

-2.31%

Gasoline (1 liter)

$0.84 $0.84

$0.95 $0.95

-11.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32K $32K

$35K $35K

-8.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K $23.2K

$27.7K $27.7K

-16.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 $216

$179 $179

20.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.43 $42.43

$60 $60

-29.25%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$63.8 $63.8

-3.02%

Gym Membership (Monthly)

$39.68 $39.68

$141 $141

-71.80%

Tennis Court (1 Hour on Weekend)

$10.1 $10.1

$63.9 $63.9

-84.19%

Cinema Ticket

$11.88 $11.88

$19.9 $19.9

-40.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,184 $1,184

$3,206 $3,206

-63.06%

International Primary School, 1 Child (Yearly)

$23.5K $23.5K

$56.5K $56.5K

-58.39%

Jeans (Levis 501 Or Similar)

$44.97 $44.97

$65.7 $65.7

-31.56%

Summer Dress (H&M, Zara, etc)

$40.26 $40.26

$48.75 $48.75

-17.42%

Sport Shoes (Adidas, Nike)

$91.2 $91.2

$111 $111

-17.95%

Men's Leather Business Shoes

$120 $120

$172 $172

-30.29%

1-bedroom Apartment, City Center (Monthly)

$967 $967

$4,165 $4,165

-76.79%

1-bedroom Apartment, Outside City Center (Monthly)

$891 $891

$2,653 $2,653

-66.42%

3-bedroom Apartment, City Center (Monthly)

$1,869 $1,869

$8,412 $8,412

-77.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,078 $1,078

$5,277 $5,277

-79.56%

Buy Apartment in City Center (m2)

$1,619 $1,619

$15.6K $15.6K

-89.64%

Buy Apartment Outside City Center (m2)

$1,646 $1,646

$11.2K $11.2K

-85.25%

Average Monthly Net Salary (After Tax)

$3,890 $3,890

$5,616 $5,616

-30.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.44

0.78%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Champaign, IL: October 27, 2025

Last update for New York, NY: October 28, 2025

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