Cost of Living Comparison Between Champaign, IL and Dubrovnik Cost of Living Comparison Between Champaign, IL and Dubrovnik

Monthly Cost of Living

A single person spends $2,147 per month in Champaign, IL vs $2,081 in Dubrovnik, rent included.

A couple spends around $3,129 per month in Champaign, IL vs $3,060 in Dubrovnik, rent included.

A family of three spends $4,110 per month in Champaign, IL vs $4,039 in Dubrovnik, rent included.

Champaign, IL costs about 3% more than Dubrovnik, driven mainly by Eating Out.

Both Champaign, IL and Dubrovnik sit above the global median – Champaign, IL by 56%, Dubrovnik by 51%.

Meal at Budget Restaurant

$14.82 $14.82

$20.43 €17.56

-27.46%

Three-Course Dinner for Two, Mid-Range

$61.1 $61.1

$80.4 €69.1

-23.97%

Fast Food Meal (McDonalds, etc)

$9.93 $9.93

$13.11 €11.27

-24.26%

Cappuccino

$4.86 $4.86

$4.35 €3.74

11.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 $2.23

$4.86 €4.18

-54.12%

Water (0.33 liter bottle)

$1.70 $1.70

$4.92 €4.23

-65.45%

Local Beer (0.5 liter draught)

$5.63 $5.63

$5.82 €5.01

-3.26%

Imported Beer (0.33 liter bottle)

$5.59 $5.59

$8.02 €6.89

-30.30%

Milk (1 liter)

$0.81 $0.81

$1.07 €0.92

-24.30%

White Bread (500g)

$3.20 $3.20

$1.26 €1.08

153.97%

Rice (white) (1kg)

$3.09 $3.09

$2.33 €2.01

32.62%

Eggs

$3.96 $3.96

$4.22 €3.63

-6.16%

Local Cheese (1kg)

$12.34 $12.34

$10.36 €8.90

19.11%

Chicken Fillets (1kg)

$5.97 $5.97

$9.38 €8.06

-36.35%

Beef Round Steak (1kg)

$12.80 $12.80

$10.02 €8.62

27.74%

Apples (1kg)

$3.34 $3.34

$1.95 €1.67

71.28%

Banana (1kg)

$1.38 $1.38

$1.46 €1.26

-5.48%

Oranges (1kg)

$3.11 $3.11

$1.75 €1.51

77.71%

Tomato (1kg)

$4.53 $4.53

$2.91 €2.50

55.67%

Potato (1kg)

$2.12 $2.12

$0.91 €0.78

132.97%

Onion (1kg)

$2.24 $2.24

$0.99 €0.85

126.26%

Lettuce (1 head)

$2.22 $2.22

$1.15 €0.99

93.04%

Water (1.5 liter bottle)

$1.25 $1.25

$1.29 €1.11

-3.10%

Cigarettes 20 Pack (Marlboro, Camel)

$10.07 $10.07

$5.48 €4.71

83.76%

Wine (Bottle)

$14.89 $14.89

$4.54 €3.90

227.97%

Local Beer (0.5 liter bottle)

$2.05 $2.05

$1.34 €1.16

52.99%

Imported Beer (0.33 liter bottle)

$4.06 $4.06

$3.00 €2.58

35.33%

One-way Ticket (Public Transport)

$1.02 $1.02

$2.83 €2.43

-63.96%

Public Transport Monthly Pass (Regular Price)

$20.05 $20.05

$57.1 €49.09

-64.89%

Taxi Start (Normal Tariff)

$2.55 $2.55

$4.78 €4.11

-46.65%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$1.23 €1.06

25.20%

Taxi 1hour Waiting (Normal Tariff)

$7.48 €6.43

Gasoline (1 liter)

$1.10 $1.10

$1.87 €1.61

-41.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$26.8K €23.1K

31.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K $32.6K

$25.5K €21.9K

27.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$239 $239

$188 €162

26.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.38 $44.38

$23.18 €19.93

91.46%

Internet (50+ Mbps, Unlimited Data)

$69.0 $69.0

$44.89 €38.59

53.75%

Gym Membership (Monthly)

$25.20 $25.20

$70.6 €60.7

-64.31%

Tennis Court (1 Hour on Weekend)

$11.88 $11.88

$24.86 €21.37

-52.21%

Cinema Ticket

$11.29 $11.29

$8.58 €7.38

31.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,004 $1,004

$91.5 €78.7

997.63%

International Primary School, 1 Child (Yearly)

$19.8K $19.8K

$6,962 €5,985

184.00%

Jeans (Levis 501 Or Similar)

$47.78 $47.78

$74.9 €64.4

-36.18%

Summer Dress (H&M, Zara, etc)

$29.59 €25.44

Sport Shoes (Adidas, Nike)

$116 $116

$70.0 €60.1

66.23%

Men's Leather Business Shoes

$121 $121

$82.8 €71.2

46.15%

1-bedroom Apartment, City Center (Monthly)

$1,474 $1,474

$1,494 €1,285

-1.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,000 $1,000

$939 €807

6.51%

3-bedroom Apartment, City Center (Monthly)

$1,970 $1,970

$2,075 €1,784

-5.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,680 $1,680

$1,505 €1,294

11.65%

Buy Apartment in City Center (m2)

$1,716 $1,716

$8,265 €7,105

-79.24%

Buy Apartment Outside City Center (m2)

$1,683 $1,683

$4,456 €3,831

-62.22%

Average Monthly Net Salary (After Tax)

$3,674 $3,674

$1,541 €1,325

138.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

3.79

67.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Champaign, IL: August 31, 2026

Last update for Dubrovnik: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,474 in Champaign, IL versus $1,494 in Dubrovnik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 138% higher in Champaign, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Champaign, IL versus $80.0 in Dubrovnik. Groceries tell a different story – $316 in Champaign, IL vs $244 in Dubrovnik – so Dubrovnik wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Champaign, IL vs Dubrovnik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,147 in Champaign, IL, $2,081 in Dubrovnik – roughly 3% apart. Champaign, IL costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,221 per month in Champaign, IL and $3,121 in Dubrovnik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dubrovnik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 30% more in Champaign, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $61.0 in Champaign, IL and $80.0 in Dubrovnik. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Dubrovnik, where all-in costs run around $2,081, than in Champaign, IL at $2,147. In Dubrovnik it covers expenses comfortably, while in Champaign, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Dubrovnik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Dubrovnik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Champaign, IL makes more sense. Both are solid long-term options with distinct trade-offs.