Last update: Oct 2026

Cost of Living Comparison Between Champaign, IL and Dubrovnik

For one person, living is cheaper in Dubrovnik: $1,979 a month against $2,161 in Champaign, IL, rent and utilities included – about $2,200 less a year. Rent and utilities account for most of the difference.

104

Cost of Living Index in Champaign, IL
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Champaign, IL Living Index
97

Cost of Living Index in Dubrovnik
Learn more

Dubrovnik Living Index

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Champaign, IL

🇺🇸 United States

$2,161

/mo nomad

Dubrovnik

🇭🇷 Croatia

$1,979

/mo nomad

Monthly Cost of Living

How much you'll spend in Champaign, IL and in Dubrovnik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Champaign, IL and in Dubrovnik actually costs, broken down by who's living it.

A single person spends $2,161 per month in Champaign, IL vs $1,979 in Dubrovnik, rent included.

Champaign, IL $2,161
Dubrovnik $1,979

A couple spends around $3,133 per month in Champaign, IL vs $2,933 in Dubrovnik, rent included.

Champaign, IL $3,133
Dubrovnik $2,933

A family of three spends $4,106 per month in Champaign, IL vs $3,886 in Dubrovnik, rent included.

Champaign, IL $4,106
Dubrovnik $3,886

Champaign, IL costs about 9% more than Dubrovnik, and outside of rent the biggest gap is in groceries.

Both Champaign, IL and Dubrovnik sit above the global median – Champaign, IL by 60%, Dubrovnik by 47%.

Meal at Budget Restaurant

$15.25 $15.25

$19.49 €17.34

-21.75%

Three-Course Dinner for Two, Mid-Range

$60.8 $60.8

$77.3 €68.8

-21.40%

Fast Food Meal (McDonalds, etc)

$10.11 $10.11

$12.71 €11.30

-20.46%

Cappuccino

$4.83 $4.83

$4.21 €3.74

14.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 $2.15

$4.50 €4.01

-52.22%

Water (0.33 liter bottle)

$1.73 $1.73

$4.49 €3.99

-61.47%

Local Beer (0.5 liter draught)

$5.57 $5.57

$5.45 €4.85

2.20%

Imported Beer (0.33 liter bottle)

$5.35 $5.35

$7.98 €7.10

-32.96%

Milk (1 liter)

$0.85 $0.85

$1.08 €0.96

-21.30%

White Bread (500g)

$3.14 $3.14

$1.21 €1.07

159.50%

Rice (white) (1kg)

$3.13 $3.13

$2.30 €2.05

36.09%

Eggs

$3.88 $3.88

$4.18 €3.72

-7.18%

Local Cheese (1kg)

$12.19 $12.19

$9.90 €8.81

23.13%

Chicken Fillets (1kg)

$5.96 $5.96

$8.96 €7.97

-33.48%

Beef Round Steak (1kg)

$12.81 $12.81

$9.60 €8.54

33.44%

Apples (1kg)

$3.45 $3.45

$1.77 €1.58

94.92%

Banana (1kg)

$1.38 $1.38

$1.36 €1.21

1.47%

Oranges (1kg)

$3.10 $3.10

$1.70 €1.51

82.35%

Tomato (1kg)

$4.56 $4.56

$2.74 €2.44

66.42%

Potato (1kg)

$2.02 $2.02

$0.86 €0.77

134.88%

Onion (1kg)

$2.23 $2.23

$0.91 €0.81

145.05%

Lettuce (1 head)

$2.21 $2.21

$1.10 €0.98

100.91%

Water (1.5 liter bottle)

$1.25 $1.25

$1.25 €1.11

Cigarettes 20 Pack (Marlboro, Camel)

$10.25 $10.25

$5.36 €4.76

91.23%

Wine (Bottle)

$14.71 $14.71

$4.41 €3.92

233.56%

Local Beer (0.5 liter bottle)

$2.15 $2.15

$1.32 €1.18

62.88%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$2.88 €2.56

41.67%

One-way Ticket (Public Transport)

$0.97 $0.97

$2.83 €2.51

-65.72%

Public Transport Monthly Pass (Regular Price)

$20.38 $20.38

$54.6 €48.53

-62.65%

Taxi Start (Normal Tariff)

$2.52 $2.52

$4.41 €3.92

-42.86%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.22 €1.08

30.33%

Taxi 1hour Waiting (Normal Tariff)

$7.40 €6.58

Gasoline (1 liter)

$1.16 $1.16

$1.80 €1.60

-35.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$25.9K €23.0K

35.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K $32.3K

$25.5K €22.7K

26.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$240 $240

$178 €158

35.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.66 $45.66

$22.58 €20.09

102.21%

Internet (50+ Mbps, Unlimited Data)

$67.6 $67.6

$42.34 €37.66

59.64%

Gym Membership (Monthly)

$25.34 $25.34

$70.1 €62.4

-63.86%

Tennis Court (1 Hour on Weekend)

$11.85 $11.85

$23.39 €20.81

-49.34%

Cinema Ticket

$11.09 $11.09

$8.00 €7.12

38.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$993 $993

$90.6 €80.6

996.54%

International Primary School, 1 Child (Yearly)

$19.9K $19.9K

$6,922 €6,157

187.94%

Jeans (Levis 501 Or Similar)

$48.98 $48.98

$73.3 €65.2

-33.14%

Summer Dress (H&M, Zara, etc)

$27.46 €24.43

Sport Shoes (Adidas, Nike)

$116 $116

$66.3 €58.9

74.94%

Men's Leather Business Shoes

$122 $122

$78.4 €69.7

55.72%

1-bedroom Apartment, City Center (Monthly)

$1,453 $1,453

$1,442 €1,283

0.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,016 $1,016

$906 €806

12.18%

3-bedroom Apartment, City Center (Monthly)

$1,941 $1,941

$1,964 €1,747

-1.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,691 $1,691

$1,442 €1,283

17.25%

Buy Apartment in City Center (m2)

$1,688 $1,688

$7,912 €7,038

-78.67%

Buy Apartment Outside City Center (m2)

$1,709 $1,709

$4,158 €3,698

-58.90%

Average Monthly Net Salary (After Tax)

$3,674 $3,674

$1,437 €1,279

155.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

3.79

79.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Champaign, IL: October 11, 2026

Last update for Dubrovnik: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Champaign, IL

$1K 47%

Dubrovnik

$906 45.8% 10.9% $110

Monthly Utilities & Internet

Champaign, IL

$353 16.3%

Dubrovnik

$242 12.3% 31.4% $111

Groceries & Markets

Champaign, IL

$316 14.6%

Dubrovnik

$235 11.9% 25.8% $82

Eating Out

Champaign, IL

$264 12.2%

Dubrovnik

$324 16.4% 22.5% $59

Clothing & Footwear

Champaign, IL

$129 * 6%

Dubrovnik

$110 5.6% 14.5% $19

Sport & Entertainment

Champaign, IL

$48 2.2%

Dubrovnik

$86 4.4% 81.3% $39

Getting Around

Champaign, IL

$35 1.6%

Dubrovnik

$76 3.9% 120% $42

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,453 in Champaign, IL versus $1,442 in Dubrovnik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 156% higher in Champaign, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Champaign, IL versus $77.0 in Dubrovnik. Groceries tell a different story – $316 in Champaign, IL vs $235 in Dubrovnik – so Dubrovnik wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Champaign, IL

🇭🇷 Dubrovnik

🕒 Local time

18:08 6:08 PM

01:08 1:08 AM

7 h ahead of Champaign, IL

🌤 Weather

👥 Population

88,302

41,562

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Champaign, IL Dubrovnik 8,210 km ≈ 11 h nonstop flight

From you

Champaign, IL
Dubrovnik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Champaign, IL vs Dubrovnik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,161 in Champaign, IL, $1,979 in Dubrovnik – roughly 9% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,241 per month in Champaign, IL and $2,969 in Dubrovnik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dubrovnik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 35% more in Champaign, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $61.0 in Champaign, IL and $77.0 in Dubrovnik. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Dubrovnik, where all-in costs run around $1,979, than in Champaign, IL at $2,161. In Dubrovnik it covers expenses comfortably, while in Champaign, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Dubrovnik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Dubrovnik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Champaign, IL makes more sense. Both are solid long-term options with distinct trade-offs.