Last update: Oct 2026

Cost of Living Comparison Between Champaign, IL and Albufeira

For one person, living costs are similar in Champaign, IL and in Albufeira: $2,161 and $2,208 a month, rent and utilities included.

104

Cost of Living Index in Champaign, IL
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Champaign, IL Living Index
107

Cost of Living Index in Albufeira
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Albufeira Living Index

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Champaign, IL

🇺🇸 United States

$2,161

/mo nomad

Albufeira

🇵🇹 Portugal

$2,208

/mo nomad

Monthly Cost of Living

How much you'll spend in Champaign, IL and in Albufeira

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Champaign, IL and in Albufeira actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,161 in Champaign, IL versus $2,208 in Albufeira.

Champaign, IL $2,161
Albufeira $2,208

Estimated couple costs with rent: $3,133 in Champaign, IL versus $3,063 in Albufeira.

Champaign, IL $3,133
Albufeira $3,063

Monthly costs for a family of three with rent: $4,106 in Champaign, IL versus $3,918 in Albufeira.

Champaign, IL $4,106
Albufeira $3,918

Living in Champaign, IL costs roughly 2% less than in Albufeira, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Champaign, IL 60% above, Albufeira 64% above.

Meal at Budget Restaurant

$15.25 $15.25

$13.24 €11.78

15.18%

Three-Course Dinner for Two, Mid-Range

$60.8 $60.8

$55.7 €49.51

9.14%

Fast Food Meal (McDonalds, etc)

$10.11 $10.11

$10.15 €9.03

-0.39%

Cappuccino

$4.83 $4.83

$2.57 €2.28

87.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 $2.15

$1.55 €1.38

38.71%

Water (0.33 liter bottle)

$1.73 $1.73

$1.32 €1.18

31.06%

Local Beer (0.5 liter draught)

$5.57 $5.57

$3.40 €3.03

63.82%

Imported Beer (0.33 liter bottle)

$5.35 $5.35

$4.33 €3.85

23.56%

Milk (1 liter)

$0.85 $0.85

$1.07 €0.95

-20.56%

White Bread (500g)

$3.14 $3.14

$1.20 €1.06

161.67%

Rice (white) (1kg)

$3.13 $3.13

$1.55 €1.37

101.94%

Eggs

$3.88 $3.88

$3.01 €2.67

28.90%

Local Cheese (1kg)

$12.19 $12.19

$15.68 €13.94

-22.26%

Chicken Fillets (1kg)

$5.96 $5.96

$8.01 €7.13

-25.59%

Beef Round Steak (1kg)

$12.81 $12.81

$22.41 €19.94

-42.84%

Apples (1kg)

$3.45 $3.45

$2.56 €2.28

34.77%

Banana (1kg)

$1.38 $1.38

$1.31 €1.16

5.34%

Oranges (1kg)

$3.10 $3.10

$1.87 €1.67

65.78%

Tomato (1kg)

$4.56 $4.56

$3.14 €2.79

45.22%

Potato (1kg)

$2.02 $2.02

$1.79 €1.59

12.85%

Onion (1kg)

$2.23 $2.23

$2.82 €2.51

-20.92%

Lettuce (1 head)

$2.21 $2.21

$1.57 €1.39

40.76%

Water (1.5 liter bottle)

$1.25 $1.25

$0.54 €0.48

131.48%

Cigarettes 20 Pack (Marlboro, Camel)

$10.25 $10.25

$6.14 €5.46

66.94%

Wine (Bottle)

$14.71 $14.71

$5.14 €4.57

186.19%

Local Beer (0.5 liter bottle)

$2.15 $2.15

$1.34 €1.20

60.45%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$1.80 €1.60

126.67%

One-way Ticket (Public Transport)

$0.97 $0.97

$3.05 €2.72

-68.20%

Public Transport Monthly Pass (Regular Price)

$20.38 $20.38

$55.2 €49.06

-63.05%

Taxi Start (Normal Tariff)

$2.52 $2.52

$3.56 €3.17

-29.21%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.09 €0.97

45.87%

Taxi 1hour Waiting (Normal Tariff)

$16.45 €14.63

Gasoline (1 liter)

$1.16 $1.16

$2.02 €1.80

-42.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$33.5K €29.8K

4.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K $32.3K

$32.7K €29.1K

-1.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$240 $240

$108 €96.0

122.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.66 $45.66

$21.27 €18.92

114.67%

Internet (50+ Mbps, Unlimited Data)

$67.6 $67.6

$34.44 €30.64

96.25%

Gym Membership (Monthly)

$25.34 $25.34

$52.8 €47.00

-52.04%

Tennis Court (1 Hour on Weekend)

$11.85 $11.85

$11.28 €10.04

5.05%

Cinema Ticket

$11.09 $11.09

$8.76 €7.79

26.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$993 $993

$482 €428

106.30%

International Primary School, 1 Child (Yearly)

$19.9K $19.9K

$11.1K €9,837

80.22%

Jeans (Levis 501 Or Similar)

$48.98 $48.98

$105 €93.8

-53.53%

Summer Dress (H&M, Zara, etc)

$45.52 €40.49

Sport Shoes (Adidas, Nike)

$116 $116

$83.3 €74.1

39.22%

Men's Leather Business Shoes

$122 $122

$145 €129

-15.98%

1-bedroom Apartment, City Center (Monthly)

$1,453 $1,453

$1,292 €1,149

12.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,016 $1,016

$1,239 €1,102

-17.98%

3-bedroom Apartment, City Center (Monthly)

$1,941 $1,941

$2,971 €2,642

-34.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,691 $1,691

$1,670 €1,485

1.26%

Buy Apartment in City Center (m2)

$1,688 $1,688

$2,306 €2,051

-26.80%

Buy Apartment Outside City Center (m2)

$1,709 $1,709

$2,233 €1,986

-23.48%

Average Monthly Net Salary (After Tax)

$3,674 $3,674

$1,541 €1,371

138.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

3.54

92.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Champaign, IL: October 11, 2026

Last update for Albufeira: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Champaign, IL

$1K 47%

Albufeira

$1.2K 56.1% 21.9% $223

Monthly Utilities & Internet

Champaign, IL

$353 16.3%

Albufeira

$164 7.4% 53.7% $189

Groceries & Markets

Champaign, IL

$316 14.6%

Albufeira

$283 12.8% 10.4% $33

Eating Out

Champaign, IL

$264 12.2%

Albufeira

$204 9.3% 22.7% $60

Clothing & Footwear

Champaign, IL

$129 * 6%

Albufeira

$171 7.7% 32.2% $42

Sport & Entertainment

Champaign, IL

$48 2.2%

Albufeira

$70 3.2% 48.1% $23

Getting Around

Champaign, IL

$35 1.6%

Albufeira

$76 3.5% 120% $42

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,453 in Champaign, IL and $1,292 in Albufeira. Housing cost is often the main lever when comparing two cities.

Champaign, IL pays 138% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $61.0 in Champaign, IL vs $56.0 in Albufeira for a mid-range dinner for two. Groceries echo the gap at $316 vs $283 per month, with Albufeira cheaper across the board.

Good to know

🇺🇸 Champaign, IL

🇵🇹 Albufeira

🕒 Local time

16:44 4:44 PM

22:44 10:44 PM

6 h ahead of Champaign, IL

🌤 Weather

👥 Population

88,302

44,168

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Champaign, IL Albufeira 6,710 km ≈ 9 h nonstop flight

From you

Champaign, IL
Albufeira

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Champaign, IL vs Albufeira: Cost of Living - Frequently Asked Questions

Champaign, IL and Albufeira differ by about 2% in total monthly costs ($2,161 vs $2,208 including rent). Champaign, IL is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 138% higher in Champaign, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,453 in Champaign, IL versus $1,292 in Albufeira. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $993 in Champaign, IL versus $482 in Albufeira. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Albufeira pay roughly 12% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,161 in Champaign, IL versus $2,208 in Albufeira, a $3,000 budget is realistic in Champaign, IL but tight or insufficient in Albufeira. The gap between the two cities makes Champaign, IL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Champaign, IL and Albufeira are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Champaign, IL gentler on the wallet – expenses run 2% less than in Albufeira. Beyond cost, consider language, visa policies, and how big the international community is in each city.