Cost of Living Comparison Between Champaign, IL and Albufeira Cost of Living Comparison Between Champaign, IL and Albufeira

Monthly Cost of Living

Monthly costs for one person with rent: $1,981 in Champaign, IL versus $2,300 in Albufeira.

Estimated couple costs with rent: $2,696 in Champaign, IL versus $3,229 in Albufeira.

Monthly costs for a family of three with rent: $3,411 in Champaign, IL versus $4,159 in Albufeira.

Living in Champaign, IL costs roughly 14% less than in Albufeira, driven mainly by Eating Out.

Both cities are pricier than the global median: Champaign, IL 48% above, Albufeira 72% above.

Meal at Budget Restaurant

$15.07 $15.07

$13.68 €11.77

10.16%

Three-Course Dinner for Two, Mid-Range

$49.26 $49.26

$55.6 €47.88

-11.42%

Fast Food Meal (McDonalds, etc)

$10.88 $10.88

$9.75 €8.40

11.59%

Cappuccino

$4.39 $4.39

$2.22 €1.91

97.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 $2.15

$1.73 €1.49

24.28%

Water (0.33 liter bottle)

$1.54 $1.54

$1.12 €0.97

37.50%

Local Beer (0.5 liter draught)

$5.32 $5.32

$2.38 €2.05

123.53%

Imported Beer (0.33 liter bottle)

$5.99 $5.99

$4.74 €4.08

26.37%

Milk (1 liter)

$0.69 $0.69

$1.04 €0.90

-33.65%

White Bread (500g)

$2.62 $2.62

$1.24 €1.07

111.29%

Rice (white) (1kg)

$2.76 $2.76

$1.65 €1.42

67.27%

Eggs

$2.64 $2.64

$3.26 €2.80

-19.02%

Local Cheese (1kg)

$11.31 $11.31

$15.91 €13.70

-28.91%

Chicken Fillets (1kg)

$6.20 $6.20

$8.14 €7.01

-23.83%

Beef Round Steak (1kg)

$13.55 $13.55

$23.27 €20.03

-41.77%

Apples (1kg)

$3.24 $3.24

$2.58 €2.22

25.58%

Banana (1kg)

$1.61 $1.61

$1.69 €1.46

-4.73%

Oranges (1kg)

$3.53 $3.53

$1.91 €1.64

84.82%

Tomato (1kg)

$3.99 $3.99

$3.32 €2.86

20.18%

Potato (1kg)

$2.44 $2.44

$1.83 €1.57

33.33%

Onion (1kg)

$2.44 $2.44

$2.94 €2.53

-17.01%

Lettuce (1 head)

$2.38 $2.38

$1.68 €1.45

41.67%

Water (1.5 liter bottle)

$1.52 $1.52

$0.59 €0.51

157.63%

Cigarettes 20 Pack (Marlboro, Camel)

$7.35 $7.35

$6.49 €5.59

13.25%

Wine (Bottle)

$14.95 $14.95

$5.37 €4.62

178.40%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$1.34 €1.15

53.73%

Imported Beer (0.33 liter bottle)

$3.99 $3.99

$1.86 €1.61

114.52%

One-way Ticket (Public Transport)

$0.97 $0.97

$4.60 €3.96

-78.91%

Public Transport Monthly Pass (Regular Price)

$20.10 $20.10

$57.2 €49.26

-64.87%

Taxi Start (Normal Tariff)

$3.59 $3.59

$4.05 €3.49

-11.36%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$0.86 €0.74

77.91%

Taxi 1hour Waiting (Normal Tariff)

$39.61 $39.61

$17.32 €14.91

128.70%

Gasoline (1 liter)

$0.82 $0.82

$1.90 €1.63

-56.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K $31.8K

$34.1K €29.4K

-6.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K $23.5K

$38.9K €33.5K

-39.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 $212

$149 €128

42.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.52 $41.52

$26.03 €22.41

59.51%

Internet (50+ Mbps, Unlimited Data)

$62.9 $62.9

$45.46 €39.14

38.25%

Gym Membership (Monthly)

$40.49 $40.49

$54.8 €47.22

-26.17%

Tennis Court (1 Hour on Weekend)

$9.91 $9.91

$11.69 €10.06

-15.23%

Cinema Ticket

$11.81 $11.81

$8.60 €7.41

37.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,221 $1,221

$495 €426

146.89%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$11.6K €9,993

106.99%

Jeans (Levis 501 Or Similar)

$44.64 $44.64

$113 €97.2

-60.46%

Summer Dress (H&M, Zara, etc)

$40.90 $40.90

$45.87 €39.49

-10.83%

Sport Shoes (Adidas, Nike)

$89.5 $89.5

$85.5 €73.6

4.62%

Men's Leather Business Shoes

$122 $122

$149 €128

-18.16%

1-bedroom Apartment, City Center (Monthly)

$954 $954

$1,372 €1,181

-30.46%

1-bedroom Apartment, Outside City Center (Monthly)

$873 $873

$1,276 €1,098

-31.55%

3-bedroom Apartment, City Center (Monthly)

$1,854 $1,854

$3,092 €2,662

-40.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,105 $1,105

$1,751 €1,507

-36.90%

Buy Apartment in City Center (m2)

$1,677 $1,677

$2,398 €2,065

-30.10%

Buy Apartment Outside City Center (m2)

$1,687 $1,687

$2,276 €1,960

-25.91%

Average Monthly Net Salary (After Tax)

$3,601 $3,601

$1,584 €1,363

127.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

5.02

29.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Champaign, IL: May 30, 2026

Last update for Albufeira: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $954 in Champaign, IL and $1,372 in Albufeira. Housing cost is often the main lever when comparing two cities.

Champaign, IL pays 127% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $49.00 in Champaign, IL vs $56.0 in Albufeira. Groceries flip the comparison at $308 vs $294, with Albufeira cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Champaign, IL vs Albufeira: Cost of Living - Frequently Asked Questions

Champaign, IL and Albufeira differ by about 16% in total monthly costs ($1,981 vs $2,300 including rent). Champaign, IL is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Champaign, IL pays 127% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $954 in Champaign, IL versus $1,372 in Albufeira. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,221 in Champaign, IL versus $495 in Albufeira. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Albufeira pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,981 in Champaign, IL versus $2,300 in Albufeira, a $3,000 budget is realistic in Champaign, IL but tight or insufficient in Albufeira. The gap between the two cities makes Champaign, IL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Champaign, IL and Albufeira are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Champaign, IL gentler on the wallet – expenses run 16% less than in Albufeira. Beyond cost, consider language, visa policies, and how big the international community is in each city.