Last update: Oct 2026

Cost of Living Comparison Between Cham and Geneva

For one person, living is cheaper in Cham: $3,575 a month against $4,079 in Geneva, rent and utilities included – about $6,000 less a year. Higher rent and utilities in Geneva outweigh lower spending on other living expenses.

172

Cost of Living Index in Cham
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Cham Living Index
198

Cost of Living Index in Geneva
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Geneva Living Index

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Cham

🇨🇭 Switzerland

$3,575

/mo nomad

Geneva

🇨🇭 Switzerland

$4,079

/mo nomad

Monthly Cost of Living

How much you'll spend in Cham and in Geneva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cham and in Geneva actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,575 in Cham versus $4,079 in Geneva.

Cham $3,575
Geneva $4,079

Estimated couple costs with rent: $5,453 in Cham versus $6,308 in Geneva.

Cham $5,453
Geneva $6,308

Monthly costs for a family of three with rent: $7,331 in Cham versus $8,538 in Geneva.

Cham $7,331
Geneva $8,538

Living in Cham costs roughly 12% less than in Geneva, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Cham 163% above, Geneva 200% above.

Meal at Budget Restaurant

$29.74 CHF 24.65

$30.31 CHF 25.12

-1.88%

Three-Course Dinner for Two, Mid-Range

$122 CHF 101

$129 CHF 107

-5.92%

Fast Food Meal (McDonalds, etc)

$17.93 CHF 14.86

$19.47 CHF 16.14

-7.91%

Cappuccino

$5.82 CHF 4.83

$6.40 CHF 5.30

-9.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.32 CHF 4.41

$4.66 CHF 3.86

14.16%

Water (0.33 liter bottle)

$4.87 CHF 4.04

$4.13 CHF 3.43

17.92%

Local Beer (0.5 liter draught)

$8.45 CHF 7.00

$9.82 CHF 8.14

-13.95%

Imported Beer (0.33 liter bottle)

$6.53 CHF 5.41

$9.87 CHF 8.18

-33.84%

Milk (1 liter)

$2.13 CHF 1.76

$2.35 CHF 1.95

-9.36%

White Bread (500g)

$3.76 CHF 3.12

$3.26 CHF 2.70

15.34%

Rice (white) (1kg)

$3.62 CHF 3.00

$3.39 CHF 2.81

6.78%

Eggs

$7.27 CHF 6.02

$8.18 CHF 6.78

-11.12%

Local Cheese (1kg)

$26.38 CHF 21.86

$25.05 CHF 20.76

5.31%

Chicken Fillets (1kg)

$28.65 CHF 23.75

$29.22 CHF 24.22

-1.95%

Beef Round Steak (1kg)

$42.06 CHF 34.86

$42.51 CHF 35.24

-1.06%

Apples (1kg)

$3.91 CHF 3.24

$3.53 CHF 2.93

10.76%

Banana (1kg)

$2.15 CHF 1.78

$1.63 CHF 1.35

31.90%

Oranges (1kg)

$3.10 CHF 2.57

$2.85 CHF 2.36

8.77%

Tomato (1kg)

$4.58 CHF 3.79

$4.90 CHF 4.06

-6.53%

Potato (1kg)

$2.25 CHF 1.87

$1.64 CHF 1.36

37.20%

Onion (1kg)

$2.24 CHF 1.86

$2.29 CHF 1.90

-2.18%

Lettuce (1 head)

$2.39 CHF 1.98

$2.19 CHF 1.81

9.13%

Water (1.5 liter bottle)

$1.11 CHF 0.92

$1.66 CHF 1.38

-33.13%

Cigarettes 20 Pack (Marlboro, Camel)

$11.02 CHF 9.14

$10.97 CHF 9.10

0.46%

Wine (Bottle)

$12.08 CHF 10.01

$12.16 CHF 10.08

-0.66%

Local Beer (0.5 liter bottle)

$2.82 CHF 2.33

$3.21 CHF 2.66

-12.15%

Imported Beer (0.33 liter bottle)

$3.10 CHF 2.57

$3.30 CHF 2.74

-6.06%

One-way Ticket (Public Transport)

$5.13 CHF 4.25

$3.55 CHF 2.94

44.51%

Public Transport Monthly Pass (Regular Price)

$146 CHF 121

$85.8 CHF 71.1

70.26%

Taxi Start (Normal Tariff)

$4.44 CHF 3.68

$7.61 CHF 6.31

-41.66%

Taxi (Normal Tariff) (1km)

$2.96 CHF 2.45

$3.76 CHF 3.11

-21.28%

Taxi 1hour Waiting (Normal Tariff)

$59.7 CHF 49.45

$64.2 CHF 53.2

-7.03%

Gasoline (1 liter)

$2.19 CHF 1.82

$2.35 CHF 1.95

-6.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.7K CHF 32.9K

$39.5K CHF 32.8K

0.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K CHF 33.1K

$38.8K CHF 32.2K

2.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$286 CHF 237

$280 CHF 232

2.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.15 CHF 24.16

$37.96 CHF 31.46

-23.21%

Internet (50+ Mbps, Unlimited Data)

$54.8 CHF 45.46

$57.6 CHF 47.70

-4.71%

Gym Membership (Monthly)

$85.3 CHF 70.7

$77.0 CHF 63.8

10.77%

Tennis Court (1 Hour on Weekend)

$40.01 CHF 33.16

$43.34 CHF 35.92

-7.68%

Cinema Ticket

$22.10 CHF 18.32

$23.96 CHF 19.86

-7.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,488 CHF 1,233

$2,484 CHF 2,059

-40.11%

International Primary School, 1 Child (Yearly)

$24.7K CHF 20.5K

$35.2K CHF 29.2K

-29.78%

Jeans (Levis 501 Or Similar)

$137 CHF 114

$133 CHF 110

2.99%

Summer Dress (H&M, Zara, etc)

$54.0 CHF 44.72

$79.1 CHF 65.6

-31.78%

Sport Shoes (Adidas, Nike)

$157 CHF 130

$169 CHF 140

-6.82%

Men's Leather Business Shoes

$249 CHF 206

$188 CHF 156

31.90%

1-bedroom Apartment, City Center (Monthly)

$1,780 CHF 1,476

$2,825 CHF 2,342

-36.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,566 CHF 1,298

$2,115 CHF 1,753

-25.93%

3-bedroom Apartment, City Center (Monthly)

$2,896 CHF 2,400

$5,088 CHF 4,217

-43.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,704 CHF 2,242

$3,963 CHF 3,284

-31.75%

Buy Apartment in City Center (m2)

$13.0K CHF 10.8K

$22.5K CHF 18.6K

-42.07%

Buy Apartment Outside City Center (m2)

$11.7K CHF 9,721

$16.3K CHF 13.5K

-28.14%

Average Monthly Net Salary (After Tax)

$7,271 CHF 6,027

20-Year Fixed Mortgage Interest Rate (Annual %)

2.03

1.98

2.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cham: October 24, 2026

Last update for Geneva: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cham

$1.6K 43.8%

Geneva

$2.1K 51.9% 35% $548

Groceries & Markets

Cham

$597 16.7%

Geneva

$600 14.7% 0.4% $2.4

Eating Out

Cham

$458 12.8%

Geneva

$482 11.8% 5.3% $24

Monthly Utilities & Internet

Cham

$370 10.4%

Geneva

$375 9.2% 1.5% $5.4

Clothing & Footwear

Cham

$268 7.5%

Geneva

$256 6.3% 4.6% $12

Getting Around

Cham

$186 5.2%

Geneva

$126 3.1% 32% $59

Sport & Entertainment

Cham

$129 3.6%

Geneva

$125 3.1% 3.5% $4.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,780 in Cham and $2,825 in Geneva. Housing cost is often the main lever when comparing two cities.

Dining out: $122 in Cham vs $129 in Geneva for a mid-range dinner for two. Groceries echo the gap at $597 vs $600 per month, with Cham cheaper across the board.

Good to know

🇨🇭 Cham

🇨🇭 Geneva

🕒 Local time

08:47 8:47 AM

Same time as Cham

🌤 Weather

👥 Population

17,060

191,557

💱 Currency

Swiss Franc CHF Fr

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

On the map

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Between locations

Cham Geneva 210 km

From you

Cham
Geneva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cham vs Geneva: Cost of Living - Frequently Asked Questions

Cham is cheaper overall, especially in eating out and utilities. The 14% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $5,362 in Cham and $6,118 in Geneva to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,780 in Cham versus $2,825 in Geneva. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Geneva runs roughly 41% less than in Cham. Both cities have functional networks, but the price difference matters if you’re watching your budget.

All in, you’ll spend $3,575 per month in Cham versus $4,079 in Geneva – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Cham is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cham and Geneva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.