😐Monthly costs for one person with rent: $3,528 in Cham versus $1,259 in Playa del Carmen.
😐Estimated couple costs with rent: $5,360 in Cham versus $2,177 in Playa del Carmen.
😐Monthly costs for a family of three with rent: $7,192 in Cham versus $3,095 in Playa del Carmen.
🌍Living in Cham is roughly 180% more expensive than in Playa del Carmen, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Cham is 164% above, Playa del Carmen is 6% below.
Currency
🍽 Eating Out
Cham
Playa del Carmen
Difference
Meal at Budget Restaurant
$30.86CHF 25.23
$11.95MX$209
158.24%
Three-Course Dinner for Two, Mid-Range
$147CHF 121
$41.94MX$734
251.36%
Fast Food Meal(McDonalds, etc)
$19.66CHF 16.08
$10.42MX$182
88.68%
Cappuccino
$6.74CHF 5.51
$3.51MX$61.5
92.02%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.51CHF 4.51
$1.52MX$26.53
262.50%
Water(0.33 liter bottle)
$4.98CHF 4.07
$0.91MX$15.93
447.25%
Local Beer(0.5 liter draught)
$10.05CHF 8.22
$3.04MX$53.2
230.59%
Imported Beer(0.33 liter bottle)
$7.68CHF 6.28
$4.37MX$76.5
75.74%
🛒 Groceries & Markets
Cham
Playa del Carmen
Difference
Milk(1 liter)
$2.24CHF 1.83
$1.42MX$24.86
57.75%
White Bread(500g)
$3.33CHF 2.72
$1.83MX$32.03
81.97%
Rice(white)(1kg)
$4.15CHF 3.39
$1.63MX$28.60
154.60%
Eggs
$7.22CHF 5.91
$2.54MX$44.43
184.25%
Local Cheese(1kg)
$28.77CHF 23.52
$8.57MX$150
235.71%
Chicken Fillets(1kg)
$33.10CHF 27.07
$8.49MX$149
289.87%
Beef Round Steak(1kg)
$44.54CHF 36.42
$10.80MX$189
312.41%
Apples(1kg)
$4.02CHF 3.29
$2.75MX$48.19
46.18%
Banana(1kg)
$2.72CHF 2.22
$1.44MX$25.13
88.89%
Oranges(1kg)
$2.98CHF 2.44
$1.89MX$33.00
57.67%
Tomato(1kg)
$5.05CHF 4.13
$2.17MX$37.96
132.72%
Potato(1kg)
$2.87CHF 2.34
$1.78MX$31.13
61.24%
Onion(1kg)
$2.30CHF 1.88
$2.22MX$38.91
3.60%
Lettuce(1 head)
$2.57CHF 2.10
$1.07MX$18.70
140.19%
Water(1.5 liter bottle)
$1.52CHF 1.24
$1.08MX$18.89
40.74%
Cigarettes 20 Pack(Marlboro, Camel)
$11.20CHF 9.16
$4.15MX$72.5
169.88%
Wine(Bottle)
$13.01CHF 10.64
$10.45MX$183
24.50%
Local Beer(0.5 liter bottle)
$2.38CHF 1.94
$1.74MX$30.50
36.78%
Imported Beer(0.33 liter bottle)
$3.17CHF 2.59
$2.58MX$45.16
22.87%
🚌 Getting Around
Cham
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$3.88CHF 3.17
$0.51MX$8.98
660.78%
Public Transport Monthly Pass(Regular Price)
$99.1CHF 81.0
$25.94MX$454
282.04%
Taxi Start(Normal Tariff)
$7.77CHF 6.35
$3.21MX$56.2
142.06%
Taxi(Normal Tariff)(1km)
$4.15CHF 3.40
$2.50MX$43.78
66.00%
Taxi 1hour Waiting(Normal Tariff)
$86.3CHF 70.6
$3.19MX$55.7
2606.58%
Gasoline(1 liter)
$2.25CHF 1.84
$1.26MX$21.98
78.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.1KCHF 33.6K
$29.7KMX$519.3K
38.52%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.9KCHF 32.6K
$23.7KMX$414.3K
68.38%
🧾 Monthly Utilities & Internet
Cham
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$255CHF 209
$82.0MX$1,435
211.35%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.13CHF 28.73
$22.73MX$398
54.55%
Internet(50+ Mbps, Unlimited Data)
$58.9CHF 48.16
$29.42MX$515
100.20%
🎉 Sport & Entertainment
Cham
Playa del Carmen
Difference
Gym Membership(Monthly)
$86.2CHF 70.5
$52.2MX$913
65.22%
Tennis Court(1 Hour on Weekend)
-
$18.45MX$323
-
Cinema Ticket
$22.76CHF 18.61
$4.93MX$86.3
361.66%
🧸 Childcare & Education
Cham
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,609CHF 2,133
$202MX$3,530
1193.04%
International Primary School, 1 Child(Yearly)
$34.0KCHF 27.8K
$5,217MX$91.3K
551.73%
👕👟 Clothing & Footwear
Cham
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$132CHF 108
$35.93MX$629
266.77%
Summer Dress(H&M, Zara, etc)
$60.6CHF 49.57
$40.33MX$706
50.31%
Sport Shoes(Adidas, Nike)
$148CHF 121
$79.9MX$1,397
85.20%
Men's Leather Business Shoes
$204CHF 167
$89.3MX$1,562
128.84%
🏠 Accommodation & Living
Cham
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,705CHF 1,394
$948MX$16.6K
79.76%
1-bedroom Apartment, Outside City Center(Monthly)
$1,469CHF 1,201
$465MX$8,140
215.69%
3-bedroom Apartment, City Center(Monthly)
$2,825CHF 2,310
$1,630MX$28.5K
73.32%
3-bedroom Apartment, Outside City Center(Monthly)
$2,506CHF 2,049
$1,193MX$20.9K
110.05%
Buy Apartment in City Center(m2)
$16.9KCHF 13.8K
$3,933MX$68.8K
329.26%
Buy Apartment Outside City Center(m2)
$14.1KCHF 11.5K
$6,428MX$112.4K
118.79%
💵 Salaries & Financials
Cham
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$658MX$11.5K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
2.09
11.42
-81.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cham: July 20, 2026
Last update for Playa del Carmen: July 20, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,705 in Cham and $948 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $147 in Cham vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $646 vs $252 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cham vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Cham?
Playa del Carmen is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 180% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $5,293 in Cham and $1,888 in Playa del Carmen to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Cham and Playa del Carmen?
Rent for a central apartment: $1,705 in Cham versus $948 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $2,609 in Cham versus $202 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Cham and in Playa del Carmen?
Supermarket bills run roughly 156% higher in Cham. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in Cham or in Playa del Carmen?
At $1,259 in Playa del Carmen versus $3,528 in Cham, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Cham. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Cham or Playa del Carmen more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Cham, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cham or Playa del Carmen?
Safety-wise, Cham and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 180% less than in Cham. Beyond cost, consider language, visa policies, and how big the international community is in each city.