Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Cham

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $3,575 in Cham, rent and utilities included – about $28,500 less a year. Rent and utilities account for most of the difference.

Playa del Carmen, Mexico
Cham, Switzerland
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Cham
🇨🇭 Switzerland
$3,575
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Cham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Cham actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,204 in Playa del Carmen versus $3,575 in Cham.

  • Playa del Carmen $1,204
  • Cham $3,575

Estimated couple costs with rent: $2,082 in Playa del Carmen versus $5,453 in Cham.

  • Playa del Carmen $2,082
  • Cham $5,453

Monthly costs for a family of three with rent: $2,959 in Playa del Carmen versus $7,331 in Cham.

  • Playa del Carmen $2,959
  • Cham $7,331

Living in Playa del Carmen costs roughly 66% less than in Cham, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Playa del Carmen is 12% below, Cham is 163% above.

Currency
🍽 Eating Out
Playa del Carmen
Cham
Difference
Meal at Budget Restaurant
$10.92 MX$204
$29.74 CHF 24.67
-63.28%
Three-Course Dinner for Two, Mid-Range
$43.37 MX$808
$122 CHF 101
-64.35%
Fast Food Meal (McDonalds, etc)
$11.78 MX$220
$17.93 CHF 14.87
-34.30%
Cappuccino
$3.81 MX$71.0
$5.82 CHF 4.83
-34.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.28 MX$23.90
$5.32 CHF 4.42
-75.94%
Water (0.33 liter bottle)
$0.78 MX$14.59
$4.87 CHF 4.04
-83.98%
Local Beer (0.5 liter draught)
$3.17 MX$59.0
$8.45 CHF 7.01
-62.49%
Imported Beer (0.33 liter bottle)
$4.93 MX$92.0
$6.53 CHF 5.42
-24.50%
🛒 Groceries & Markets
Playa del Carmen
Cham
Difference
Milk (1 liter)
$1.41 MX$26.22
$2.13 CHF 1.76
-33.80%
White Bread (500g)
$2.22 MX$41.33
$3.76 CHF 3.12
-40.96%
Rice (white) (1kg)
$1.42 MX$26.42
$3.62 CHF 3.00
-60.77%
Eggs
$2.52 MX$47.03
$7.27 CHF 6.03
-65.34%
Local Cheese (1kg)
$7.26 MX$135
$26.38 CHF 21.88
-72.48%
Chicken Fillets (1kg)
$7.70 MX$143
$28.65 CHF 23.77
-73.12%
Beef Round Steak (1kg)
$12.69 MX$237
$42.06 CHF 34.89
-69.83%
Apples (1kg)
$2.78 MX$51.9
$3.91 CHF 3.25
-28.90%
Banana (1kg)
$1.37 MX$25.50
$2.15 CHF 1.78
-36.28%
Oranges (1kg)
$2.55 MX$47.55
$3.10 CHF 2.57
-17.74%
Tomato (1kg)
$2.12 MX$39.58
$4.58 CHF 3.80
-53.71%
Potato (1kg)
$1.94 MX$36.13
$2.25 CHF 1.87
-13.78%
Onion (1kg)
$1.89 MX$35.16
$2.24 CHF 1.86
-15.63%
Lettuce (1 head)
$1.15 MX$21.37
$2.39 CHF 1.98
-51.88%
Water (1.5 liter bottle)
$1.18 MX$21.98
$1.11 CHF 0.92
6.31%
Cigarettes 20 Pack (Marlboro, Camel)
$4.30 MX$80.1
$11.02 CHF 9.15
-60.98%
Wine (Bottle)
$9.95 MX$185
$12.08 CHF 10.02
-17.63%
Local Beer (0.5 liter bottle)
$1.58 MX$29.52
$2.82 CHF 2.34
-43.97%
Imported Beer (0.33 liter bottle)
$2.67 MX$49.79
$3.10 CHF 2.58
-13.87%
🚌 Getting Around
Playa del Carmen
Cham
Difference
One-way Ticket (Public Transport)
$0.55 MX$10.31
$5.13 CHF 4.26
-89.28%
Public Transport Monthly Pass (Regular Price)
$26.62 MX$496
$146 CHF 121
-81.78%
Taxi Start (Normal Tariff)
$4.97 MX$92.6
$4.44 CHF 3.69
11.94%
Taxi (Normal Tariff) (1km)
$3.33 MX$62.1
$2.96 CHF 2.45
12.50%
Taxi 1hour Waiting (Normal Tariff)
$5.36 MX$99.8
$59.7 CHF 49.49
-91.02%
Gasoline (1 liter)
$1.44 MX$26.92
$2.19 CHF 1.82
-34.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K MX$385.2K
$39.7K CHF 32.9K
-47.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$437.4K
$39.9K CHF 33.1K
-41.21%
🧾 Monthly Utilities & Internet
Playa del Carmen
Cham
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.8 MX$1,581
$286 CHF 237
-70.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.41 MX$436
$29.15 CHF 24.18
-19.69%
Internet (50+ Mbps, Unlimited Data)
$28.66 MX$534
$54.8 CHF 45.49
-47.74%
🎉 Sport & Entertainment
Playa del Carmen
Cham
Difference
Gym Membership (Monthly)
$57.1 MX$1,063
$85.3 CHF 70.7
-33.08%
Tennis Court (1 Hour on Weekend)
$28.91 MX$539
$40.01 CHF 33.19
-27.74%
Cinema Ticket
$5.14 MX$95.8
$22.10 CHF 18.34
-76.74%
🧸 Childcare & Education
Playa del Carmen
Cham
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,851
$1,488 CHF 1,234
-86.12%
International Primary School, 1 Child (Yearly)
$3,927 MX$73.2K
$24.7K CHF 20.5K
-84.10%
👕👟 Clothing & Footwear
Playa del Carmen
Cham
Difference
Jeans (Levis 501 Or Similar)
$43.35 MX$808
$137 CHF 114
-68.37%
Summer Dress (H&M, Zara, etc)
$41.44 MX$772
$54.0 CHF 44.76
-23.19%
Sport Shoes (Adidas, Nike)
$74.2 MX$1,383
$157 CHF 130
-52.77%
Men's Leather Business Shoes
$89.3 MX$1,664
$249 CHF 206
-64.09%
🏠 Accommodation & Living
Playa del Carmen
Cham
Difference
1-bedroom Apartment, City Center (Monthly)
$980 MX$18.3K
$1,780 CHF 1,477
-44.98%
1-bedroom Apartment, Outside City Center (Monthly)
$381 MX$7,099
$1,566 CHF 1,299
-75.69%
3-bedroom Apartment, City Center (Monthly)
$1,708 MX$31.8K
$2,896 CHF 2,402
-41.02%
3-bedroom Apartment, Outside City Center (Monthly)
$1,075 MX$20.0K
$2,704 CHF 2,243
-60.24%
Buy Apartment in City Center (m2)
$3,943 MX$73.5K
$13.0K CHF 10.8K
-69.71%
Buy Apartment Outside City Center (m2)
$6,158 MX$114.8K
$11.7K CHF 9,730
-47.50%
💵 Salaries & Financials
Playa del Carmen
Cham
Difference
Average Monthly Net Salary (After Tax)
$735 MX$13.7K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
2.03
464.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 25, 2026

Last update for Cham: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$381
Cham
$1.6K 311% $1.2K
Groceries & Markets
Playa del Carmen
$255
Cham
$597 134% $343
Eating Out
Playa del Carmen
$202
Cham
$458 126% $255
Monthly Utilities & Internet
Playa del Carmen
$137
Cham
$370 170% $233
Clothing & Footwear
Playa del Carmen
$112
Cham
$268 140% $157
Sport & Entertainment
Playa del Carmen
$67
Cham
$129 92.3% $62
Getting Around
Playa del Carmen
$50
Cham
$186 268% $135

Cost Breakdown

A one-bedroom apartment in the center runs $980 in Playa del Carmen and $1,780 in Cham. Housing cost is often the main lever when comparing two cities.

Dining out: $43 in Playa del Carmen vs $122 in Cham for a mid-range dinner for two. Groceries echo the gap at $255 vs $597 per month, with Playa del Carmen cheaper across the board.

Good to know
🇲🇽 Playa del Carmen
🇨🇭 Cham
🕒 Local time
12:41 12:41 PM
18:41 6:41 PM
6 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
17,060
💱 Currency
Exchange rates and currency converter

CHF, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 28, 2026: 1 USD = 18.64 MXN (100 MXN = 5.36 USD). 1 EUR = 20.75 MXN (100 MXN = 4.82 EUR).

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.83 CHF (1 CHF = 1.21 USD). 1 EUR = 0.924 CHF (1 CHF = 1.08 EUR).

On the map
Between locations
  • Playa del Carmen Cham 8,740 km ≈ 11 h nonstop flight
From you
  • Playa del Carmen
  • Cham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Cham: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Cham?
Playa del Carmen is cheaper overall, especially in groceries, eating out, and clothing. The 197% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $1,806 in Playa del Carmen and $5,362 in Cham to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Playa del Carmen and Cham?
Rent for a central apartment: $980 in Playa del Carmen versus $1,780 in Cham. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $207 in Playa del Carmen versus $1,488 in Cham. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Playa del Carmen and in Cham?
Supermarket bills run roughly 134% higher in Cham. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in Playa del Carmen or in Cham?
At $1,204 in Playa del Carmen versus $3,575 in Cham, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Cham. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is it better to live in Playa del Carmen or in Cham?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 66% less than in Cham. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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