Last update: Oct 2026

Cost of Living Comparison Between Ceuta and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,462 in Ceuta, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

71

Cost of Living Index in Ceuta
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Ceuta Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Ceuta

🇪🇸 Spain

$1,462

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ceuta and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ceuta and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,462 in Ceuta versus $918 in Cebu.

Ceuta $1,462
Cebu $918

Estimated couple costs with rent: $2,158 in Ceuta versus $1,409 in Cebu.

Ceuta $2,158
Cebu $1,409

Monthly costs for a family of three with rent: $2,855 in Ceuta versus $1,900 in Cebu.

Ceuta $2,855
Cebu $1,900

Living in Ceuta is roughly 59% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ceuta is 8% above, Cebu is 32% below.

Meal at Budget Restaurant

$12.29 €10.93

$3.09 ₱195

297.73%

Three-Course Dinner for Two, Mid-Range

$38.89 €34.59

$24.22 ₱1,525

60.57%

Fast Food Meal (McDonalds, etc)

$8.98 €7.99

$3.92 ₱247

129.08%

Cappuccino

$2.22 €1.97

$2.51 ₱158

-11.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 €2.45

$1.59 ₱100

73.58%

Water (0.33 liter bottle)

$2.16 €1.92

$0.53 ₱33.45

307.55%

Local Beer (0.5 liter draught)

$3.40 €3.02

$1.78 ₱112

91.01%

Imported Beer (0.33 liter bottle)

$4.59 €4.08

$2.17 ₱137

111.52%

Milk (1 liter)

$0.76 €0.67

$1.92 ₱121

-60.42%

White Bread (500g)

$1.14 €1.02

$1.36 ₱85.5

-16.18%

Rice (white) (1kg)

$1.35 €1.20

$1.01 ₱63.6

33.66%

Eggs

$2.76 €2.46

$2.03 ₱128

35.96%

Local Cheese (1kg)

$8.24 €7.33

$9.86 ₱621

-16.43%

Chicken Fillets (1kg)

$6.97 €6.20

$4.39 ₱277

58.77%

Beef Round Steak (1kg)

$9.19 €8.17

$7.60 ₱479

20.92%

Apples (1kg)

$2.47 €2.20

$3.30 ₱208

-25.15%

Banana (1kg)

$1.58 €1.41

$1.39 ₱87.8

13.67%

Oranges (1kg)

$0.98 €0.87

$2.33 ₱147

-57.94%

Tomato (1kg)

$1.58 €1.40

$1.50 ₱94.3

5.33%

Potato (1kg)

$1.15 €1.02

$2.36 ₱149

-51.27%

Onion (1kg)

$1.64 €1.46

$1.90 ₱119

-13.68%

Lettuce (1 head)

$1.07 €0.95

$1.19 ₱74.9

-10.08%

Water (1.5 liter bottle)

$0.29 €0.26

$0.63 ₱39.73

-53.97%

Cigarettes 20 Pack (Marlboro, Camel)

$6.37 €5.67

$3.00 ₱189

112.33%

Wine (Bottle)

$4.37 €3.89

$6.03 ₱380

-27.53%

Local Beer (0.5 liter bottle)

$0.44 €0.39

$1.23 ₱77.7

-64.23%

Imported Beer (0.33 liter bottle)

$1.11 €0.99

$1.75 ₱110

-36.57%

One-way Ticket (Public Transport)

$1.00 €0.89

$0.25 ₱15.87

300.00%

Public Transport Monthly Pass (Regular Price)

$30.57 €27.19

$12.64 ₱796

141.85%

Taxi Start (Normal Tariff)

$2.28 €2.02

$0.77 ₱48.64

196.10%

Taxi (Normal Tariff) (1km)

$1.13 €1.01

$0.23 ₱14.54

391.30%

Taxi 1hour Waiting (Normal Tariff)

$11.02 €9.80

$4.46 ₱281

147.09%

Gasoline (1 liter)

$1.25 €1.11

$1.31 ₱82.8

-4.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K €26.9K

$21.2K ₱1.3M

42.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K €25.7K

$19.1K ₱1.2M

51.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 €140

$120 ₱7,573

30.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.84 €11.42

$14.00 ₱882

-8.29%

Internet (50+ Mbps, Unlimited Data)

$26.16 €23.27

$27.54 ₱1,735

-5.01%

Gym Membership (Monthly)

$39.57 €35.19

$32.33 ₱2,036

22.39%

Tennis Court (1 Hour on Weekend)

$16.90 €15.03

$6.65 ₱419

154.14%

Cinema Ticket

$8.71 €7.75

$5.65 ₱356

54.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$340 €303

$275 ₱17.3K

23.60%

International Primary School, 1 Child (Yearly)

$7,651 €6,805

$7,918 ₱498.8K

-3.37%

Jeans (Levis 501 Or Similar)

$63.7 €56.7

$49.33 ₱3,107

29.19%

Summer Dress (H&M, Zara, etc)

$32.12 €28.57

$25.24 ₱1,590

27.26%

Sport Shoes (Adidas, Nike)

$74.0 €65.8

$77.0 ₱4,848

-3.83%

Men's Leather Business Shoes

$88.7 €78.9

$57.2 ₱3,603

55.05%

1-bedroom Apartment, City Center (Monthly)

$829 €738

$500 ₱31.5K

66.04%

1-bedroom Apartment, Outside City Center (Monthly)

$668 €594

$309 ₱19.5K

116.17%

3-bedroom Apartment, City Center (Monthly)

$1,458 €1,297

$1,078 ₱67.9K

35.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,139 €1,013

$615 ₱38.8K

85.11%

Buy Apartment in City Center (m2)

$3,322 €2,955

$2,886 ₱181.8K

15.10%

Buy Apartment Outside City Center (m2)

$2,060 €1,833

$1,917 ₱120.7K

7.51%

Average Monthly Net Salary (After Tax)

$2,339 €2,081

$346 ₱21.8K

576.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.32

7.2

-53.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ceuta: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ceuta

$668 45.7%

Cebu

$309 33.6% 53.7% $359

Eating Out

Ceuta

$198 13.5%

Cebu

$88 9.6% 55.4% $109

Monthly Utilities & Internet

Ceuta

$196 13.4%

Cebu

$162 17.6% 17.7% $35

Groceries & Markets

Ceuta

$184 12.6%

Cebu

$206 22.4% 11.9% $22

Clothing & Footwear

Ceuta

$116 8%

Cebu

$94 10.2% 19.3% $22

Sport & Entertainment

Ceuta

$57 3.9%

Cebu

$44 4.8% 23.5% $13

Getting Around

Ceuta

$43 2.9%

Cebu

$16 1.7% 63.4% $27

Cost Breakdown

A one-bedroom apartment in the center runs $829 in Ceuta and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Ceuta pays 576% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ceuta vs $24.00 in Cebu. Groceries flip the comparison at $184 vs $206, with Ceuta cheaper for home cooking.

Good to know

🇪🇸 Ceuta

🇵🇭 Cebu

🕒 Local time

19:54 7:54 PM

01:54 1:54 AM

6 h ahead of Ceuta

🌤 Weather

👥 Population

83,039

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Ceuta Cebu 12,630 km ≈ 16 h nonstop flight

From you

Ceuta
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ceuta vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 59% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 576% higher in Ceuta, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $829 in Ceuta versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,462 per month in Ceuta versus $918 in Cebu – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 142% less than in Ceuta. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,462 in Ceuta, a $1,500 budget is realistic in Cebu but tight or insufficient in Ceuta. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ceuta, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ceuta and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 59% less than in Ceuta. Beyond cost, consider language, visa policies, and how big the international community is in each city.