Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ceuta

For one person, living is cheaper in Cebu: $918 a month against $1,462 in Ceuta, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
71

Cost of Living Index in Ceuta
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Ceuta Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ceuta

🇪🇸 Spain

$1,462

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ceuta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ceuta actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,462 in Ceuta.

Cebu $918
Ceuta $1,462

Estimated couple costs with rent: $1,409 in Cebu versus $2,158 in Ceuta.

Cebu $1,409
Ceuta $2,158

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,855 in Ceuta.

Cebu $1,900
Ceuta $2,855

Living in Cebu costs roughly 37% less than in Ceuta, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Ceuta is 8% above.

Meal at Budget Restaurant

$3.09 ₱194

$12.29 €10.93

-74.86%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$38.89 €34.59

-37.72%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.98 €7.99

-56.35%

Cappuccino

$2.51 ₱158

$2.22 €1.97

13.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.76 €2.45

-42.39%

Water (0.33 liter bottle)

$0.53 ₱33.43

$2.16 €1.92

-75.46%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.40 €3.02

-47.65%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.59 €4.08

-52.72%

Milk (1 liter)

$1.92 ₱121

$0.76 €0.67

152.63%

White Bread (500g)

$1.36 ₱85.4

$1.14 €1.02

19.30%

Rice (white) (1kg)

$1.01 ₱63.5

$1.35 €1.20

-25.19%

Eggs

$2.03 ₱128

$2.76 €2.46

-26.45%

Local Cheese (1kg)

$9.86 ₱621

$8.24 €7.33

19.66%

Chicken Fillets (1kg)

$4.39 ₱277

$6.97 €6.20

-37.02%

Beef Round Steak (1kg)

$7.60 ₱479

$9.19 €8.18

-17.30%

Apples (1kg)

$3.30 ₱208

$2.47 €2.20

33.60%

Banana (1kg)

$1.39 ₱87.8

$1.58 €1.41

-12.03%

Oranges (1kg)

$2.33 ₱147

$0.98 €0.87

137.76%

Tomato (1kg)

$1.50 ₱94.3

$1.58 €1.40

-5.06%

Potato (1kg)

$2.36 ₱149

$1.15 €1.02

105.22%

Onion (1kg)

$1.90 ₱119

$1.64 €1.46

15.85%

Lettuce (1 head)

$1.19 ₱74.9

$1.07 €0.95

11.21%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.29 €0.26

117.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.37 €5.67

-52.90%

Wine (Bottle)

$6.03 ₱379

$4.37 €3.89

37.99%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.44 €0.39

179.55%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.11 €0.99

57.66%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.00 €0.89

-75.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$30.57 €27.19

-58.65%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.28 €2.02

-66.23%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.13 €1.01

-79.65%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$11.02 €9.80

-59.53%

Gasoline (1 liter)

$1.31 ₱82.8

$1.25 €1.11

4.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.3K €26.9K

-29.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$28.9K €25.7K

-33.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$157 €140

-23.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$12.84 €11.42

9.03%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$26.16 €23.27

5.28%

Gym Membership (Monthly)

$32.33 ₱2,035

$39.57 €35.19

-18.30%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$16.90 €15.03

-60.65%

Cinema Ticket

$5.65 ₱356

$8.71 €7.75

-35.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$340 €303

-19.10%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,651 €6,806

3.49%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$63.7 €56.7

-22.60%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$32.12 €28.57

-21.42%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$74.0 €65.8

3.99%

Men's Leather Business Shoes

$57.2 ₱3,601

$88.7 €78.9

-35.51%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$829 €738

-39.77%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$668 €594

-53.74%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,458 €1,297

-26.09%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,139 €1,013

-45.98%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,322 €2,955

-13.12%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,060 €1,833

-6.98%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$2,339 €2,081

-85.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.32

116.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ceuta: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ceuta

$668 45.7% 116% $359

Groceries & Markets

Cebu

$206 22.4%

Ceuta

$184 12.6% 10.7% $22

Monthly Utilities & Internet

Cebu

$162 17.6%

Ceuta

$196 13.4% 21.5% $35

Clothing & Footwear

Cebu

$94 10.2%

Ceuta

$116 8% 23.9% $22

Eating Out

Cebu

$88 9.6%

Ceuta

$198 13.5% 124% $109

Sport & Entertainment

Cebu

$44 4.8%

Ceuta

$57 3.9% 30.7% $13

Getting Around

Cebu

$16 1.7%

Ceuta

$43 2.9% 173% $27

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $829 in Ceuta. Housing cost is often the main lever when comparing two cities.

Ceuta pays 576% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $39.00 in Ceuta. Groceries flip the comparison at $206 vs $184, with Ceuta cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇪🇸 Ceuta

🕒 Local time

02:39 2:39 AM

20:39 8:39 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

83,039

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Ceuta 12,630 km ≈ 16 h nonstop flight

From you

Cebu
Ceuta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ceuta: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 59% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 576% lower in Ceuta. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $829 in Ceuta. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,462 in Ceuta – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 142% less than in Ceuta. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,462 in Ceuta, a $1,500 budget is realistic in Cebu but tight or insufficient in Ceuta. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ceuta, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ceuta are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 59% less than in Ceuta. Beyond cost, consider language, visa policies, and how big the international community is in each city.