Last update: Oct 2026

Cost of Living Comparison Between Cetinje and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,044 in Cetinje, rent and utilities included – about $1,300 less a year. Other living expenses account for most of the difference.

51

Cost of Living Index in Cetinje
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Cetinje Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Cetinje

🇲🇪 Montenegro

$1,044

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Cetinje and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cetinje and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,044 per month in Cetinje vs $938 in Chiang Mai, rent included.

Cetinje $1,044
Chiang Mai $938

A couple spends around $1,599 per month in Cetinje vs $1,426 in Chiang Mai, rent included.

Cetinje $1,599
Chiang Mai $1,426

A family of three spends $2,153 per month in Cetinje vs $1,914 in Chiang Mai, rent included.

Cetinje $2,153
Chiang Mai $1,914

Cetinje costs about 11% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Cetinje and Chiang Mai are more affordable than the global median – Cetinje 23% lower, Chiang Mai 30% lower.

Meal at Budget Restaurant

$11.11 €9.88

$2.26 ฿75.4

391.59%

Three-Course Dinner for Two, Mid-Range

$36.32 €32.31

$19.18 ฿641

89.36%

Fast Food Meal (McDonalds, etc)

$8.79 €7.82

$5.59 ฿187

57.25%

Cappuccino

$2.55 €2.26

$1.72 ฿57.6

48.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 €1.98

$0.64 ฿21.54

248.44%

Water (0.33 liter bottle)

$1.46 €1.30

$0.33 ฿11.18

342.42%

Local Beer (0.5 liter draught)

$2.86 €2.54

$2.36 ฿78.7

21.19%

Imported Beer (0.33 liter bottle)

$3.31 €2.95

$3.90 ฿130

-15.13%

Milk (1 liter)

$1.26 €1.12

$2.05 ฿68.6

-38.54%

White Bread (500g)

$1.01 €0.90

$1.40 ฿46.70

-27.86%

Rice (white) (1kg)

$2.26 €2.01

$1.28 ฿42.89

76.56%

Eggs

$3.07 €2.73

$2.25 ฿75.3

36.44%

Local Cheese (1kg)

$8.86 €7.88

$16.94 ฿566

-47.70%

Chicken Fillets (1kg)

$7.22 €6.42

$2.74 ฿91.6

163.50%

Beef Round Steak (1kg)

$12.24 €10.89

$9.36 ฿313

30.77%

Apples (1kg)

$1.34 €1.19

$2.40 ฿80.3

-44.17%

Banana (1kg)

$1.75 €1.56

$1.01 ฿33.92

73.27%

Oranges (1kg)

$1.54 €1.37

$1.61 ฿53.9

-4.35%

Tomato (1kg)

$2.86 €2.55

$1.52 ฿50.7

88.16%

Potato (1kg)

$0.88 €0.78

$1.28 ฿42.90

-31.25%

Onion (1kg)

$1.09 €0.97

$1.11 ฿37.22

-1.80%

Lettuce (1 head)

$1.64 €1.45

$0.72 ฿24.09

127.78%

Water (1.5 liter bottle)

$0.88 €0.78

$0.52 ฿17.54

69.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.81 €3.39

$4.33 ฿145

-12.01%

Wine (Bottle)

$5.54 €4.93

$17.73 ฿593

-68.75%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$1.63 ฿54.4

-32.52%

Imported Beer (0.33 liter bottle)

$1.66 €1.48

$2.85 ฿95.3

-41.75%

One-way Ticket (Public Transport)

$0.85 ฿28.31

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,801

Taxi Start (Normal Tariff)

$2.17 €1.93

$1.17 ฿39.18

85.47%

Taxi (Normal Tariff) (1km)

$1.10 €0.97

$0.57 ฿19.00

92.98%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.64

$2.37 ฿79.2

594.51%

Gasoline (1 liter)

$1.70 €1.51

$1.45 ฿48.32

17.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K €25.9K

$20.5K ฿684.3K

42.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K €18.8K

$26.5K ฿886.1K

-20.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €121

$62.3 ฿2,083

118.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.01 €11.57

$12.27 ฿410

6.03%

Internet (50+ Mbps, Unlimited Data)

$33.07 €29.41

$19.97 ฿668

65.60%

Gym Membership (Monthly)

$39.33 €34.99

$37.91 ฿1,267

3.75%

Tennis Court (1 Hour on Weekend)

$3.76 ฿126

Cinema Ticket

$3.84 €3.41

$6.71 ฿224

-42.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$392 €349

$797 ฿26.6K

-50.84%

International Primary School, 1 Child (Yearly)

$7,046 €6,268

$14.8K ฿495.7K

-52.49%

Jeans (Levis 501 Or Similar)

$83.0 €73.8

$53.3 ฿1,780

55.79%

Summer Dress (H&M, Zara, etc)

$33.11 €29.45

$25.05 ฿837

32.18%

Sport Shoes (Adidas, Nike)

$73.3 €65.2

$91.6 ฿3,062

-19.96%

Men's Leather Business Shoes

$95.1 €84.6

$73.5 ฿2,455

29.44%

1-bedroom Apartment, City Center (Monthly)

$425 €378

$464 ฿15.5K

-8.43%

1-bedroom Apartment, Outside City Center (Monthly)

$275 €245

$305 ฿10.2K

-9.72%

3-bedroom Apartment, City Center (Monthly)

$570 €507

$915 ฿30.6K

-37.72%

3-bedroom Apartment, Outside City Center (Monthly)

$497 €442

$552 ฿18.5K

-10.09%

Buy Apartment in City Center (m2)

$1,696 €1,508

$1,912 ฿63.9K

-11.32%

Buy Apartment Outside City Center (m2)

$1,012 €900

$1,438 ฿48.1K

-29.66%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-10.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cetinje: October 10, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cetinje

$275 26.4%

Chiang Mai

$305 32.5% 10.8% $30

Groceries & Markets

Cetinje

$223 21.4%

Chiang Mai

$238 25.4% 6.8% $15

Monthly Utilities & Internet

Cetinje

$182 17.4%

Chiang Mai

$95 10.1% 48% $87

Eating Out

Cetinje

$181 17.4%

Chiang Mai

$79 8.4% 56.5% $102

Clothing & Footwear

Cetinje

$128 12.3%

Chiang Mai

$110 11.7% 14.5% $19

Sport & Entertainment

Cetinje

$47 4.5%

Chiang Mai

$51 5.5% 9.2% $4.3

Getting Around

Cetinje

$7.7 * 0.7%

Chiang Mai

$61 6.5% 701% $54

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $425 in Cetinje versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Cetinje versus $19.00 in Chiang Mai. Groceries tell a different story – $223 in Cetinje vs $238 in Chiang Mai – so Cetinje wins on supermarket bills even if dining out costs more.

Good to know

🇲🇪 Cetinje

🇹🇭 Chiang Mai

🕒 Local time

03:23 3:23 AM

08:23 8:23 AM

5 h ahead of Cetinje

🌤 Weather

👥 Population

13,918

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

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Between locations

Cetinje Chiang Mai 7,810 km ≈ 10 h nonstop flight

From you

Cetinje
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cetinje vs Chiang Mai: Cost of Living - Frequently Asked Questions

Cetinje costs about 11% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,566 per month in Cetinje and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Cetinje and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 7% cheaper in Cetinje – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Cetinje at $1,044. In Chiang Mai it covers expenses comfortably, while in Cetinje it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,044 in Cetinje. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cetinje makes more sense. Both are solid long-term options with distinct trade-offs.