Cost of Living Comparison Between Cetinje and Chiang Mai Cost of Living Comparison Between Cetinje and Chiang Mai

Monthly Cost of Living

A single person spends $1,387 per month in Cetinje vs $866 in Chiang Mai, rent included.

A couple spends around $2,144 per month in Cetinje vs $1,351 in Chiang Mai, rent included.

A family of three spends $2,901 per month in Cetinje vs $1,835 in Chiang Mai, rent included.

Cetinje costs about 60% more than Chiang Mai, driven mainly by Eating Out.

Cetinje sits 4% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.97 €12.01

$1.94 ฿63.5

620.10%

Three-Course Dinner for Two, Mid-Range

$59.0 €50.7

$18.64 ฿609

216.26%

Fast Food Meal (McDonalds, etc)

$10.08 €8.67

$7.82 ฿255

28.90%

Cappuccino

$2.84 €2.44

$1.95 ฿63.8

45.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €1.93

$0.85 ฿27.77

163.53%

Water (0.33 liter bottle)

$1.39 €1.19

$0.35 ฿11.58

297.14%

Local Beer (0.5 liter draught)

$3.43 €2.95

$2.13 ฿69.6

61.03%

Imported Beer (0.33 liter bottle)

$3.41 €2.93

$3.73 ฿122

-8.58%

Milk (1 liter)

$1.38 €1.19

$1.71 ฿56.0

-19.30%

White Bread (500g)

$1.11 €0.96

$1.63 ฿53.2

-31.90%

Rice (white) (1kg)

$2.15 €1.85

$1.14 ฿37.15

88.60%

Eggs

$3.15 €2.71

$1.93 ฿63.1

63.21%

Local Cheese (1kg)

$8.78 €7.55

$16.21 ฿530

-45.84%

Chicken Fillets (1kg)

$7.31 €6.29

$3.12 ฿102

134.29%

Beef Round Steak (1kg)

$10.39 €8.94

$10.90 ฿356

-4.68%

Apples (1kg)

$1.37 €1.18

$2.75 ฿90.0

-50.18%

Banana (1kg)

$2.19 €1.89

$1.21 ฿39.52

80.99%

Oranges (1kg)

$1.43 €1.23

$1.62 ฿53.0

-11.73%

Tomato (1kg)

$2.82 €2.42

$1.59 ฿51.8

77.36%

Potato (1kg)

$1.08 €0.93

$1.40 ฿45.70

-22.86%

Onion (1kg)

$1.06 €0.91

$1.17 ฿38.17

-9.40%

Lettuce (1 head)

$1.77 €1.52

$0.66 ฿21.60

168.18%

Water (1.5 liter bottle)

$1.18 €1.01

$0.53 ฿17.22

122.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.09 €3.52

$4.69 ฿153

-12.79%

Wine (Bottle)

$5.67 €4.88

$18.66 ฿609

-69.61%

Local Beer (0.5 liter bottle)

$1.29 €1.11

$1.80 ฿58.8

-28.33%

Imported Beer (0.33 liter bottle)

$1.75 €1.50

$3.23 ฿106

-45.82%

One-way Ticket (Public Transport)

$1.41 €1.21

$0.90 ฿29.26

56.67%

Public Transport Monthly Pass (Regular Price)

$37.64 €32.38

$19.21 ฿628

95.94%

Taxi Start (Normal Tariff)

$1.18 €1.01

$1.41 ฿45.91

-16.31%

Taxi (Normal Tariff) (1km)

$1.02 €0.88

$1.29 ฿42.12

-20.93%

Taxi 1hour Waiting (Normal Tariff)

$11.51 €9.90

$7.84 ฿256

46.81%

Gasoline (1 liter)

$1.69 €1.45

$1.27 ฿41.58

33.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K €26.1K

$21.3K ฿694.9K

42.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K €23.0K

$22.2K ฿725.4K

20.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €123

$69.1 ฿2,256

106.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.04 €15.51

$14.08 ฿460

28.12%

Internet (50+ Mbps, Unlimited Data)

$32.71 €28.14

$18.00 ฿588

81.72%

Gym Membership (Monthly)

$43.70 €37.59

$41.06 ฿1,341

6.43%

Tennis Court (1 Hour on Weekend)

$14.35 €12.34

$6.96 ฿227

106.18%

Cinema Ticket

$4.03 €3.47

$5.92 ฿193

-31.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$422 €363

$299 ฿9,766

41.05%

International Primary School, 1 Child (Yearly)

$10.0K €8,610

$15.0K ฿488.3K

-33.06%

Jeans (Levis 501 Or Similar)

$23.55 €20.26

$54.7 ฿1,787

-56.95%

Summer Dress (H&M, Zara, etc)

$38.61 €33.21

$26.77 ฿874

44.23%

Sport Shoes (Adidas, Nike)

$113 €97.0

$85.0 ฿2,776

32.67%

Men's Leather Business Shoes

$127 €109

$70.6 ฿2,306

80.00%

1-bedroom Apartment, City Center (Monthly)

$429 €369

$428 ฿14.0K

0.17%

1-bedroom Apartment, Outside City Center (Monthly)

$548 €472

$237 ฿7,752

131.04%

3-bedroom Apartment, City Center (Monthly)

$594 €511

$801 ฿26.2K

-25.89%

3-bedroom Apartment, Outside City Center (Monthly)

$918 €790

$515 ฿16.8K

78.15%

Buy Apartment in City Center (m2)

$1,726 €1,485

$1,975 ฿64.5K

-12.58%

Buy Apartment Outside City Center (m2)

$1,039 €894

$1,475 ฿48.2K

-29.56%

Average Monthly Net Salary (After Tax)

$617 ฿20.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

7.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cetinje: June 2, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $429 in Cetinje versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $59.0 in Cetinje versus $19.00 in Chiang Mai. Groceries tell a different story – $228 in Cetinje vs $246 in Chiang Mai – so Cetinje wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cetinje vs Chiang Mai: Cost of Living - Frequently Asked Questions

Cetinje costs about 60% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,080 per month in Cetinje and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 96% less in Chiang Mai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $422 per month in Cetinje and $299 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Cetinje at $1,387. In Chiang Mai it covers expenses comfortably, while in Cetinje it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $866 versus $1,387 in Cetinje. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cetinje makes more sense. Both are solid long-term options with distinct trade-offs.