Last update: Oct 2026

Cost of Living Comparison Between Cerkno and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,770 in Cerkno, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Cerkno
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Cerkno Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Cerkno

🇸🇮 Slovenia

$1,770

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Cerkno and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cerkno and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,770 in Cerkno versus $915 in Cebu.

Cerkno $1,770
Cebu $915

Estimated couple costs with rent: $2,532 in Cerkno versus $1,418 in Cebu.

Cerkno $2,532
Cebu $1,418

Monthly costs for a family of three with rent: $3,295 in Cerkno versus $1,921 in Cebu.

Cerkno $3,295
Cebu $1,921

Living in Cerkno is roughly 94% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Cerkno is 31% above, Cebu is 33% below.

Meal at Budget Restaurant

$8.20 €7.30

$3.05 ₱192

168.85%

Three-Course Dinner for Two, Mid-Range

$55.1 €48.97

$24.00 ₱1,511

129.38%

Fast Food Meal (McDonalds, etc)

$8.72 €7.76

$3.99 ₱251

118.55%

Cappuccino

$2.95 €2.62

$2.50 ₱157

18.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.37 €3.00

$1.54 ₱97.1

118.83%

Water (0.33 liter bottle)

$2.16 €1.92

$0.50 ₱31.37

332.00%

Local Beer (0.5 liter draught)

$3.56 €3.16

$1.78 ₱112

100.00%

Imported Beer (0.33 liter bottle)

$4.38 €3.89

$2.17 ₱136

101.84%

Milk (1 liter)

$1.28 €1.13

$2.00 ₱126

-36.00%

White Bread (500g)

$1.94 €1.73

$1.37 ₱86.2

41.61%

Rice (white) (1kg)

$2.86 €2.55

$1.03 ₱64.9

177.67%

Eggs

$3.98 €3.54

$2.03 ₱128

96.06%

Local Cheese (1kg)

$11.17 €9.94

$10.20 ₱642

9.51%

Chicken Fillets (1kg)

$8.56 €7.61

$4.45 ₱280

92.36%

Beef Round Steak (1kg)

$14.21 €12.64

$7.67 ₱483

85.27%

Apples (1kg)

$2.28 €2.03

$3.31 ₱208

-31.12%

Banana (1kg)

$1.87 €1.67

$1.46 ₱91.8

28.08%

Oranges (1kg)

$2.40 €2.14

$2.32 ₱146

3.45%

Tomato (1kg)

$3.30 €2.94

$1.49 ₱94.0

121.48%

Potato (1kg)

$1.66 €1.48

$2.34 ₱147

-29.06%

Onion (1kg)

$1.25 €1.11

$1.94 ₱122

-35.57%

Lettuce (1 head)

$1.66 €1.48

$1.16 ₱73.0

43.10%

Water (1.5 liter bottle)

$1.06 €0.94

$0.68 ₱42.89

55.88%

Cigarettes 20 Pack (Marlboro, Camel)

$5.97 €5.31

$2.99 ₱188

99.67%

Wine (Bottle)

$7.62 €6.78

$6.24 ₱393

22.12%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$1.23 ₱77.3

11.38%

Imported Beer (0.33 liter bottle)

$2.45 €2.18

$1.73 ₱109

41.62%

One-way Ticket (Public Transport)

$1.39 €1.24

$0.23 ₱14.36

504.35%

Public Transport Monthly Pass (Regular Price)

$33.83 €30.09

$12.34 ₱777

174.15%

Taxi Start (Normal Tariff)

$1.66 €1.48

$0.79 ₱49.96

110.13%

Taxi (Normal Tariff) (1km)

$1.32 €1.17

$0.22 ₱13.86

500.00%

Taxi 1hour Waiting (Normal Tariff)

$28.54 €25.39

$4.54 ₱286

528.63%

Gasoline (1 liter)

$1.66 €1.48

$1.32 ₱82.9

25.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K €25.9K

$21.0K ₱1.3M

38.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K €21.4K

$19.4K ₱1.2M

24.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$292 €260

$119 ₱7,464

146.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.64 €21.92

$14.22 ₱896

73.28%

Internet (50+ Mbps, Unlimited Data)

$22.48 €20.00

$27.47 ₱1,730

-18.17%

Gym Membership (Monthly)

$52.3 €46.53

$32.31 ₱2,034

61.90%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$7.94 €7.06

$5.40 ₱340

47.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$497 €442

$276 ₱17.4K

79.97%

International Primary School, 1 Child (Yearly)

$11.2K €9,989

$7,866 ₱495.3K

42.76%

Jeans (Levis 501 Or Similar)

$114 €101

$49.37 ₱3,108

130.28%

Summer Dress (H&M, Zara, etc)

$36.82 €32.75

$24.58 ₱1,548

49.80%

Sport Shoes (Adidas, Nike)

$121 €107

$76.6 ₱4,825

57.40%

Men's Leather Business Shoes

$148 €132

$58.9 ₱3,706

151.56%

1-bedroom Apartment, City Center (Monthly)

$707 €628

$503 ₱31.7K

40.33%

1-bedroom Apartment, Outside City Center (Monthly)

$670 €596

$305 ₱19.2K

119.88%

3-bedroom Apartment, City Center (Monthly)

$1,110 €987

$1,075 ₱67.7K

3.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,005 €894

$632 ₱39.8K

58.93%

Buy Apartment in City Center (m2)

$3,078 €2,738

$2,870 ₱180.7K

7.27%

Buy Apartment Outside City Center (m2)

$3,367 €2,995

$1,877 ₱118.2K

79.37%

Average Monthly Net Salary (After Tax)

$1,362 €1,211

$336 ₱21.1K

305.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

7.2

-54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cerkno: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cerkno

$670 37.8%

Cebu

$305 33.3% 54.5% $365

Monthly Utilities & Internet

Cerkno

$339 19.2%

Cebu

$160 17.5% 52.7% $179

Groceries & Markets

Cerkno

$281 15.9%

Cebu

$210 22.9% 25.4% $71

Clothing & Footwear

Cerkno

$189 10.7%

Cebu

$94 10.3% 50% $94

Eating Out

Cerkno

$176 9.9%

Cebu

$88 9.6% 50.1% $88

Sport & Entertainment

Cerkno

$68 3.9%

Cebu

$43 4.7% 36.8% $25

Getting Around

Cerkno

$48 2.7%

Cebu

$15 1.7% 68.2% $32

Cost Breakdown

A one-bedroom apartment in the center runs $707 in Cerkno and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Cerkno pays 305% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Cerkno vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $281 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇸🇮 Cerkno

🇵🇭 Cebu

🕒 Local time

05:06 5:06 AM

11:06 11:06 AM

6 h ahead of Cerkno

🌤 Weather

👥 Population

1,800

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 23, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 23, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Cerkno Cebu 10,670 km ≈ 14 h nonstop flight

From you

Cerkno
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cerkno vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 94% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 305% higher in Cerkno, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $707 in Cerkno versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,770 per month in Cerkno versus $915 in Cebu – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 174% less than in Cerkno. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,770 in Cerkno, a $1,500 budget is realistic in Cebu but tight or insufficient in Cerkno. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Cerkno, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cerkno and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 94% less than in Cerkno. Beyond cost, consider language, visa policies, and how big the international community is in each city.