Last update: Oct 2026

Cost of Living Comparison Between Cergy and London

For one person, living is cheaper in Cergy: $1,666 a month against $3,986 in London, rent and utilities included – about $27,800 less a year. Rent and utilities account for most of the difference.

81

Cost of Living Index in Cergy
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Cergy Living Index
194

Cost of Living Index in London
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London Living Index

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Cergy

🇫🇷 France

$1,666

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Cergy and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cergy and in London actually costs, broken down by who's living it.

A single person spends $1,666 per month in Cergy vs $3,986 in London, rent included.

Cergy $1,666
London $3,986

A couple spends around $2,536 per month in Cergy vs $5,791 in London, rent included.

Cergy $2,536
London $5,791

A family of three spends $3,405 per month in Cergy vs $7,595 in London, rent included.

Cergy $3,405
London $7,595

Cergy is about 58% cheaper than London, and outside of rent the biggest gap is in transport.

Both Cergy and London sit above the global median – Cergy by 23%, London by 195%.

Meal at Budget Restaurant

$8.87 €7.89

$25.93 £19.45

-65.79%

Three-Course Dinner for Two, Mid-Range

$49.28 €43.83

$107 £79.9

-53.73%

Fast Food Meal (McDonalds, etc)

$9.05 €8.05

$10.71 £8.03

-15.50%

Cappuccino

$2.81 €2.50

$5.47 £4.11

-48.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 €1.16

$2.97 £2.23

-56.23%

Water (0.33 liter bottle)

$1.74 €1.55

$2.20 £1.65

-20.91%

Local Beer (0.5 liter draught)

$5.16 €4.59

$9.13 £6.85

-43.48%

Imported Beer (0.33 liter bottle)

$5.49 €4.88

$7.94 £5.96

-30.86%

Milk (1 liter)

$1.24 €1.11

$1.86 £1.40

-33.33%

White Bread (500g)

$1.88 €1.67

$2.07 £1.55

-9.18%

Rice (white) (1kg)

$2.83 €2.51

$2.42 £1.81

16.94%

Eggs

$4.04 €3.60

$5.09 £3.82

-20.63%

Local Cheese (1kg)

$21.87 €19.45

$12.87 £9.66

69.93%

Chicken Fillets (1kg)

$10.42 €9.27

$10.43 £7.82

-0.10%

Beef Round Steak (1kg)

$23.27 €20.70

$16.87 £12.66

37.94%

Apples (1kg)

$3.43 €3.05

$3.11 £2.33

10.29%

Banana (1kg)

$2.09 €1.86

$1.40 £1.05

49.29%

Oranges (1kg)

$2.21 €1.96

$3.08 £2.31

-28.25%

Tomato (1kg)

$2.16 €1.92

$3.27 £2.45

-33.94%

Potato (1kg)

$1.91 €1.70

$1.58 £1.19

20.89%

Onion (1kg)

$2.03 €1.80

$1.74 £1.31

16.67%

Lettuce (1 head)

$1.78 €1.58

$1.40 £1.05

27.14%

Water (1.5 liter bottle)

$0.68 €0.61

$1.80 £1.35

-62.22%

Cigarettes 20 Pack (Marlboro, Camel)

$13.07 €11.62

$23.28 £17.46

-43.86%

Wine (Bottle)

$8.45 €7.51

$13.03 £9.77

-35.15%

Local Beer (0.5 liter bottle)

$2.40 €2.14

$3.17 £2.38

-24.29%

Imported Beer (0.33 liter bottle)

$4.31 €3.84

$4.42 £3.32

-2.49%

One-way Ticket (Public Transport)

$1.87 €1.66

$4.07 £3.05

-54.05%

Public Transport Monthly Pass (Regular Price)

$48.29 €42.95

$247 £185

-80.43%

Taxi Start (Normal Tariff)

$2.24 €1.99

$5.58 £4.18

-59.86%

Taxi (Normal Tariff) (1km)

$2.14 €1.90

$3.36 £2.52

-36.31%

Taxi 1hour Waiting (Normal Tariff)

$24.55 €21.83

$56.8 £42.57

-56.74%

Gasoline (1 liter)

$1.95 €1.73

$2.13 £1.60

-8.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.1K

$38.2K £28.6K

-11.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K €31.3K

$40.9K £30.7K

-13.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 €183

$372 £279

-44.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.07 €13.41

$17.82 £13.37

-15.43%

Internet (50+ Mbps, Unlimited Data)

$22.38 €19.91

$40.37 £30.29

-44.56%

Gym Membership (Monthly)

$35.13 €31.25

$60.0 £44.99

-41.42%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

Cinema Ticket

$14.22 €12.65

$17.74 £13.31

-19.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 €556

$2,864 £2,149

-78.19%

International Primary School, 1 Child (Yearly)

$8,211 €7,303

$35.3K £26.5K

-76.76%

Jeans (Levis 501 Or Similar)

$88.2 €78.4

$114 £85.5

-22.66%

Summer Dress (H&M, Zara, etc)

$40.58 €36.09

$54.3 £40.71

-25.23%

Sport Shoes (Adidas, Nike)

$99.8 €88.8

$124 £93.2

-19.68%

Men's Leather Business Shoes

$104 €92.1

$163 £122

-36.50%

1-bedroom Apartment, City Center (Monthly)

$742 €660

$2,869 £2,152

-74.14%

1-bedroom Apartment, Outside City Center (Monthly)

$602 €535

$2,233 £1,675

-73.05%

3-bedroom Apartment, City Center (Monthly)

$1,384 €1,231

$5,266 £3,950

-73.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,104 €981

$3,778 £2,834

-70.79%

Buy Apartment in City Center (m2)

$3,853 €3,427

$18.3K £13.8K

-78.98%

Buy Apartment Outside City Center (m2)

$3,001 €2,669

$8,024 £6,019

-62.60%

Average Monthly Net Salary (After Tax)

$2,624 €2,334

$5,037 £3,778

-47.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

4.74

-26.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cergy: October 12, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cergy

$602 36.1%

London

$2.2K 56% 271% $1.6K

Groceries & Markets

Cergy

$358 21.5%

London

$349 8.8% 2.4% $8.8

Monthly Utilities & Internet

Cergy

$243 14.6%

London

$430 10.8% 77.1% $187

Eating Out

Cergy

$181 10.9%

London

$388 9.7% 114% $207

Clothing & Footwear

Cergy

$149 9%

London

$205 5.1% 37.2% $56

Getting Around

Cergy

$69 4.1%

London

$285 7.2% 316% $217

Sport & Entertainment

Cergy

$64 3.8%

London

$95 2.4% 50.1% $32

Cost Breakdown

A central one-bedroom costs $742 in Cergy versus $2,869 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 92% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Cergy versus $107 in London. Groceries tell a different story – $358 in Cergy vs $349 in London – so London wins on supermarket bills even if dining out costs more.

Good to know

🇫🇷 Cergy

🇬🇧 London

🕒 Local time

18:39 6:39 PM

17:39 5:39 PM

1 h behind Cergy

🌤 Weather

👥 Population

68,348

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

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Cergy London 310 km

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Cergy
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cergy vs London: Cost of Living - Frequently Asked Questions

Yes – London is pricier by about 139%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,498 per month in Cergy and $5,979 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cergy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $49.00 in Cergy and $107 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,666 in Cergy and $3,986 in London. That's a gap of about 139%.

A $2,500 monthly budget goes further in Cergy, where all-in costs run around $1,666, than in London at $3,986. In Cergy it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

Families tend to lean toward Cergy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cergy. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.