Last update: Oct 2026

Cost of Living Comparison Between Centennial, CO and Toronto

For one person, living is cheaper in Toronto: $2,610 a month against $3,186 in Centennial, CO, rent and utilities included – about $6,900 less a year. Rent and utilities account for about half of the difference.

154

Cost of Living Index in Centennial, CO
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Centennial, CO Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Centennial, CO

🇺🇸 United States

$3,186

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Centennial, CO and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Centennial, CO and in Toronto actually costs, broken down by who's living it.

A single person spends $3,186 per month in Centennial, CO vs $2,610 in Toronto, rent included.

Centennial, CO $3,186
Toronto $2,610

A couple spends around $4,430 per month in Centennial, CO vs $3,727 in Toronto, rent included.

Centennial, CO $4,430
Toronto $3,727

A family of three spends $5,674 per month in Centennial, CO vs $4,844 in Toronto, rent included.

Centennial, CO $5,674
Toronto $4,844

Centennial, CO costs about 22% more than Toronto, and outside of rent the biggest gap is in groceries.

Both Centennial, CO and Toronto sit above the global median – Centennial, CO by 135%, Toronto by 93%.

Meal at Budget Restaurant

$19.85 $19.85

$17.59 CA$24.87

12.85%

Three-Course Dinner for Two, Mid-Range

$85.8 $85.8

$78.8 CA$111

8.86%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$10.73 CA$15.16

22.93%

Cappuccino

$6.11 $6.11

$4.09 CA$5.78

49.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$2.10 CA$2.97

29.52%

Water (0.33 liter bottle)

$2.19 $2.19

$1.72 CA$2.43

27.33%

Local Beer (0.5 liter draught)

$6.91 $6.91

$6.36 CA$8.99

8.65%

Imported Beer (0.33 liter bottle)

$7.76 $7.76

$7.08 CA$10.01

9.60%

Milk (1 liter)

$1.13 $1.13

$2.54 CA$3.59

-55.51%

White Bread (500g)

$4.76 $4.76

$2.72 CA$3.85

75.00%

Rice (white) (1kg)

$6.44 $6.44

$2.18 CA$3.09

195.41%

Eggs

$6.10 $6.10

$3.63 CA$5.13

68.04%

Local Cheese (1kg)

$15.10 $15.10

$9.46 CA$13.37

59.62%

Chicken Fillets (1kg)

$13.45 $13.45

$11.54 CA$16.32

16.55%

Beef Round Steak (1kg)

$19.50 $19.50

$14.37 CA$20.32

35.70%

Apples (1kg)

$5.62 $5.62

$3.70 CA$5.23

51.89%

Banana (1kg)

$2.14 $2.14

$1.19 CA$1.68

79.83%

Oranges (1kg)

$4.68 $4.68

$3.46 CA$4.90

35.26%

Tomato (1kg)

$5.35 $5.35

$4.22 CA$5.97

26.78%

Potato (1kg)

$2.55 $2.55

$1.79 CA$2.52

42.46%

Onion (1kg)

$2.64 $2.64

$1.65 CA$2.33

60.00%

Lettuce (1 head)

$2.36 $2.36

$2.20 CA$3.11

7.27%

Water (1.5 liter bottle)

$1.94 $1.94

$1.26 CA$1.78

53.97%

Cigarettes 20 Pack (Marlboro, Camel)

$10.70 $10.70

$13.97 CA$19.75

-23.41%

Wine (Bottle)

$19.31 $19.31

$14.20 CA$20.07

35.99%

Local Beer (0.5 liter bottle)

$2.76 $2.76

$2.25 CA$3.18

22.67%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$2.53 CA$3.58

45.85%

One-way Ticket (Public Transport)

$5.39 $5.39

$2.32 CA$3.28

132.33%

Public Transport Monthly Pass (Regular Price)

$87.1 $87.1

$112 CA$158

-22.00%

Taxi Start (Normal Tariff)

$3.66 $3.66

$3.06 CA$4.33

19.61%

Taxi (Normal Tariff) (1km)

$1.44 $1.44

$1.22 CA$1.72

18.03%

Taxi 1hour Waiting (Normal Tariff)

$24.72 $24.72

$21.69 CA$30.66

13.97%

Gasoline (1 liter)

$1.06 $1.06

$1.21 CA$1.72

-12.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$26.1K CA$37.0K

14.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$21.1K CA$29.9K

23.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$120 CA$169

64.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$32.21 CA$45.54

133.75%

Internet (50+ Mbps, Unlimited Data)

$73.7 $73.7

$48.88 CA$69.1

50.68%

Gym Membership (Monthly)

$62.7 $62.7

$39.34 CA$55.6

59.25%

Tennis Court (1 Hour on Weekend)

$20.21 $20.21

$23.58 CA$33.34

-14.29%

Cinema Ticket

$14.79 $14.79

$12.58 CA$17.79

17.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,497 $1,497

$832 CA$1,176

79.95%

International Primary School, 1 Child (Yearly)

$24.9K $24.9K

$23.6K CA$33.4K

5.64%

Jeans (Levis 501 Or Similar)

$58.3 $58.3

$52.3 CA$73.9

11.53%

Summer Dress (H&M, Zara, etc)

$36.23 $36.23

$39.44 CA$55.8

-8.14%

Sport Shoes (Adidas, Nike)

$100 $100

$99.0 CA$140

1.01%

Men's Leather Business Shoes

$130 $130

$122 CA$172

6.79%

1-bedroom Apartment, City Center (Monthly)

$1,832 $1,832

$1,631 CA$2,306

12.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,669 $1,669

$1,448 CA$2,048

15.24%

3-bedroom Apartment, City Center (Monthly)

$2,848 $2,848

$2,737 CA$3,869

4.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,281 $2,281

$2,129 CA$3,010

7.15%

Buy Apartment in City Center (m2)

$3,183 $3,183

$8,206 CA$11.6K

-61.22%

Buy Apartment Outside City Center (m2)

$2,812 $2,812

$6,838 CA$9,666

-58.87%

Average Monthly Net Salary (After Tax)

$6,362 $6,362

$3,520 CA$4,976

80.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

4.47

50.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Centennial, CO: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Centennial, CO

$1.7K 52.4%

Toronto

$1.4K 55.5% 13.2% $221

Groceries & Markets

Centennial, CO

$472 14.8%

Toronto

$343 13.1% 27.4% $129

Monthly Utilities & Internet

Centennial, CO

$346 10.9%

Toronto

$201 7.7% 41.9% $145

Eating Out

Centennial, CO

$341 10.7%

Toronto

$283 10.9% 17% $58

Clothing & Footwear

Centennial, CO

$146 4.6%

Toronto

$141 5.4% 3.7% $5.4

Getting Around

Centennial, CO

$120 3.8%

Toronto

$130 5% 8.9% $11

Sport & Entertainment

Centennial, CO

$92 2.9%

Toronto

$65 2.5% 30.1% $28

Cost Breakdown

A central one-bedroom costs $1,832 in Centennial, CO versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 81% higher in Centennial, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86.0 in Centennial, CO versus $79.0 in Toronto. Monthly groceries follow the same trend: $472 vs $343 – making Toronto the more affordable choice for daily food spending.

Good to know

🇺🇸 Centennial, CO

🇨🇦 Toronto

🕒 Local time

10:03 10:03 AM

12:03 12:03 PM

2 h ahead of Centennial, CO

🌤 Weather

👥 Population

109,741

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Centennial, CO Toronto 2,160 km ≈ 3 h 15 min nonstop flight

From you

Centennial, CO
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Centennial, CO vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,186 in Centennial, CO, $2,610 in Toronto – roughly 22% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,779 per month in Centennial, CO and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $86.0 in Centennial, CO and $79.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,186 in Centennial, CO and $2,610 in Toronto. That's a gap of about 22%.

$2,500 is a stretch for both – monthly costs hit $3,186 in Centennial, CO and $2,610 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Centennial, CO makes more sense. Both are solid long-term options with distinct trade-offs.