Cost of Living Comparison Between Centennial, CO and Indianapolis, IN Cost of Living Comparison Between Centennial, CO and Indianapolis, IN

Monthly Cost of Living

A single person spends $3,051 per month in Centennial, CO vs $2,678 in Indianapolis, IN, rent included.

A couple spends around $4,316 per month in Centennial, CO vs $3,900 in Indianapolis, IN, rent included.

A family of three spends $5,582 per month in Centennial, CO vs $5,121 in Indianapolis, IN, rent included.

Centennial, CO costs about 14% more than Indianapolis, IN, driven mainly by Getting Around.

Both Centennial, CO and Indianapolis, IN sit above the global median – Centennial, CO by 128%, Indianapolis, IN by 100%.

Meal at Budget Restaurant

$20.04 $20.04

$24.90 $24.90

-19.52%

Three-Course Dinner for Two, Mid-Range

$93.8 $93.8

$74.3 $74.3

26.17%

Fast Food Meal (McDonalds, etc)

$13.09 $13.09

$10.96 $10.96

19.43%

Cappuccino

$5.85 $5.85

$5.56 $5.56

5.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 $2.97

$2.77 $2.77

7.22%

Water (0.33 liter bottle)

$2.01 $2.01

$2.36 $2.36

-14.83%

Local Beer (0.5 liter draught)

$8.04 $8.04

$6.17 $6.17

30.31%

Imported Beer (0.33 liter bottle)

$12.16 $12.16

$8.11 $8.11

49.94%

Milk (1 liter)

$1.14 $1.14

$0.77 $0.77

48.05%

White Bread (500g)

$2.77 $2.77

$3.01 $3.01

-7.97%

Rice (white) (1kg)

$4.32 $4.32

$5.29 $5.29

-18.34%

Eggs

$6.60 $6.60

$3.43 $3.43

92.42%

Local Cheese (1kg)

$12.38 $12.38

$8.92 $8.92

38.79%

Chicken Fillets (1kg)

$6.06 $6.06

$11.02 $11.02

-45.01%

Beef Round Steak (1kg)

$18.79 $18.79

$14.73 $14.73

27.56%

Apples (1kg)

$3.06 $3.06

$5.11 $5.11

-40.12%

Banana (1kg)

$1.09 $1.09

$1.34 $1.34

-18.66%

Oranges (1kg)

$3.26 $3.26

$5.88 $5.88

-44.56%

Tomato (1kg)

$2.89 $2.89

$3.08 $3.08

-6.17%

Potato (1kg)

$1.50 $1.50

$2.15 $2.15

-30.23%

Onion (1kg)

$1.92 $1.92

$2.55 $2.55

-24.71%

Lettuce (1 head)

$2.51 $2.51

$1.76 $1.76

42.61%

Water (1.5 liter bottle)

$1.96 $1.96

$2.05 $2.05

-4.39%

Cigarettes 20 Pack (Marlboro, Camel)

$10.89 $10.89

$9.34 $9.34

16.60%

Wine (Bottle)

$17.97 $17.97

$15.66 $15.66

14.75%

Local Beer (0.5 liter bottle)

$1.83 $1.83

$1.72 $1.72

6.40%

Imported Beer (0.33 liter bottle)

$3.30 $3.30

$2.21 $2.21

49.32%

One-way Ticket (Public Transport)

$8.04 $8.04

$1.71 $1.71

370.18%

Public Transport Monthly Pass (Regular Price)

$88.2 $88.2

$59.4 $59.4

48.33%

Taxi Start (Normal Tariff)

$3.49 $3.49

$1.97 $1.97

77.16%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.67 $1.67

-5.39%

Taxi 1hour Waiting (Normal Tariff)

$29.07 $29.07

$33.73 $33.73

-13.82%

Gasoline (1 liter)

$0.92 $0.92

$0.86 $0.86

6.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.6K $45.6K

$33.6K $33.6K

35.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K $22.5K

$25.1K $25.1K

-10.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 $238

$240 $240

-0.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.78 $34.78

$63.4 $63.4

-45.12%

Internet (50+ Mbps, Unlimited Data)

$74.0 $74.0

$74.9 $74.9

-1.21%

Gym Membership (Monthly)

$49.66 $49.66

$35.33 $35.33

40.56%

Tennis Court (1 Hour on Weekend)

$32.39 $32.39

Cinema Ticket

$17.14 $17.14

$14.59 $14.59

17.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,260 $1,260

$1,765 $1,765

-28.64%

International Primary School, 1 Child (Yearly)

$19.6K $19.6K

$27.6K $27.6K

-28.94%

Jeans (Levis 501 Or Similar)

$53.2 $53.2

$46.84 $46.84

13.56%

Summer Dress (H&M, Zara, etc)

$32.68 $32.68

$41.68 $41.68

-21.59%

Sport Shoes (Adidas, Nike)

$93.2 $93.2

$99.4 $99.4

-6.28%

Men's Leather Business Shoes

$83.8 $83.8

$129 $129

-34.89%

1-bedroom Apartment, City Center (Monthly)

$1,828 $1,828

$1,744 $1,744

4.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,663 $1,663

$1,292 $1,292

28.78%

3-bedroom Apartment, City Center (Monthly)

$3,160 $3,160

$2,780 $2,780

13.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,493 $2,493

$2,074 $2,074

20.19%

Buy Apartment in City Center (m2)

$3,159 $3,159

$2,784 $2,784

13.48%

Buy Apartment Outside City Center (m2)

$2,798 $2,798

$1,878 $1,878

49.03%

Average Monthly Net Salary (After Tax)

$6,860 $6,860

$4,173 $4,173

64.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.25

6.54

-19.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Centennial, CO: April 22, 2026

Last update for Indianapolis, IN: April 19, 2026

Cost Breakdown

A central one-bedroom costs $1,828 in Centennial, CO versus $1,744 in Indianapolis, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 64% higher in Centennial, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $94 in Centennial, CO versus $74 in Indianapolis, IN. Groceries tell a different story – $349 in Centennial, CO vs $359 in Indianapolis, IN – so Centennial, CO wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Centennial, CO vs Indianapolis, IN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,051 in Centennial, CO, $2,678 in Indianapolis, IN – roughly 14% apart. Centennial, CO costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,576 per month in Centennial, CO and $4,018 in Indianapolis, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Indianapolis, IN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $94.0 in Centennial, CO and $74.0 in Indianapolis, IN. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,051 in Centennial, CO and $2,678 in Indianapolis, IN. The difference isn't just one category – it shows up across housing, food, transport, and services.

$2,000 is a stretch for both – monthly costs hit $3,051 in Centennial, CO and $2,678 in Indianapolis, IN. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Indianapolis, IN has an edge in some lifestyle areas, with costs from $2,678 in Indianapolis, IN to $3,051 in Centennial, CO. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Indianapolis, IN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Centennial, CO makes more sense. Both are solid long-term options with distinct trade-offs.