Last update: Oct 2026

Cost of Living Comparison Between Centennial, CO and Indianapolis, IN

For one person, living is cheaper in Indianapolis, IN: $2,748 a month against $3,186 in Centennial, CO, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

154

Cost of Living Index in Centennial, CO
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Centennial, CO Living Index
133

Cost of Living Index in Indianapolis, IN
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Indianapolis, IN Living Index

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Centennial, CO

🇺🇸 United States

$3,186

/mo nomad

Indianapolis, IN

🇺🇸 United States

$2,748

/mo nomad

Monthly Cost of Living

How much you'll spend in Centennial, CO and in Indianapolis, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Centennial, CO and in Indianapolis, IN actually costs, broken down by who's living it.

A single person spends $3,186 per month in Centennial, CO vs $2,748 in Indianapolis, IN, rent included.

Centennial, CO $3,186
Indianapolis, IN $2,748

A couple spends around $4,430 per month in Centennial, CO vs $3,904 in Indianapolis, IN, rent included.

Centennial, CO $4,430
Indianapolis, IN $3,904

A family of three spends $5,674 per month in Centennial, CO vs $5,060 in Indianapolis, IN, rent included.

Centennial, CO $5,674
Indianapolis, IN $5,060

Centennial, CO costs about 16% more than Indianapolis, IN, and outside of rent the biggest gap is in groceries.

Both Centennial, CO and Indianapolis, IN sit above the global median – Centennial, CO by 135%, Indianapolis, IN by 103%.

Meal at Budget Restaurant

$19.85 $19.85

$20.31 $20.31

-2.26%

Three-Course Dinner for Two, Mid-Range

$85.8 $85.8

$80.3 $80.3

6.82%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$12.01 $12.01

9.83%

Cappuccino

$6.11 $6.11

$5.77 $5.77

5.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$3.16 $3.16

-13.92%

Water (0.33 liter bottle)

$2.19 $2.19

$2.63 $2.63

-16.73%

Local Beer (0.5 liter draught)

$6.91 $6.91

$6.37 $6.37

8.48%

Imported Beer (0.33 liter bottle)

$7.76 $7.76

$7.78 $7.78

-0.26%

Milk (1 liter)

$1.13 $1.13

$0.88 $0.88

28.41%

White Bread (500g)

$4.76 $4.76

$3.33 $3.33

42.94%

Rice (white) (1kg)

$6.44 $6.44

$4.71 $4.71

36.73%

Eggs

$6.10 $6.10

$3.75 $3.75

62.67%

Local Cheese (1kg)

$15.10 $15.10

$12.19 $12.19

23.87%

Chicken Fillets (1kg)

$13.45 $13.45

$12.37 $12.37

8.73%

Beef Round Steak (1kg)

$19.50 $19.50

$17.22 $17.22

13.24%

Apples (1kg)

$5.62 $5.62

$5.41 $5.41

3.88%

Banana (1kg)

$2.14 $2.14

$1.45 $1.45

47.59%

Oranges (1kg)

$4.68 $4.68

$4.78 $4.78

-2.09%

Tomato (1kg)

$5.35 $5.35

$4.19 $4.19

27.68%

Potato (1kg)

$2.55 $2.55

$2.50 $2.50

2.00%

Onion (1kg)

$2.64 $2.64

$2.88 $2.88

-8.33%

Lettuce (1 head)

$2.36 $2.36

$2.48 $2.48

-4.84%

Water (1.5 liter bottle)

$1.94 $1.94

$2.45 $2.45

-20.82%

Cigarettes 20 Pack (Marlboro, Camel)

$10.70 $10.70

$11.08 $11.08

-3.43%

Wine (Bottle)

$19.31 $19.31

$15.87 $15.87

21.68%

Local Beer (0.5 liter bottle)

$2.76 $2.76

$2.00 $2.00

38.00%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$3.47 $3.47

6.34%

One-way Ticket (Public Transport)

$5.39 $5.39

$1.79 $1.79

201.12%

Public Transport Monthly Pass (Regular Price)

$87.1 $87.1

$60.7 $60.7

43.55%

Taxi Start (Normal Tariff)

$3.66 $3.66

$2.03 $2.03

80.30%

Taxi (Normal Tariff) (1km)

$1.44 $1.44

$1.75 $1.75

-17.71%

Taxi 1hour Waiting (Normal Tariff)

$24.72 $24.72

$34.38 $34.38

-28.10%

Gasoline (1 liter)

$1.06 $1.06

$0.94 $0.94

12.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$30.1K $30.1K

-0.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$25.8K $25.8K

1.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$231 $231

-15.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$60.2 $60.2

24.98%

Internet (50+ Mbps, Unlimited Data)

$73.7 $73.7

$64.5 $64.5

14.15%

Gym Membership (Monthly)

$62.7 $62.7

$39.74 $39.74

57.65%

Tennis Court (1 Hour on Weekend)

$20.21 $20.21

$41.88 $41.88

-51.74%

Cinema Ticket

$14.79 $14.79

$15.14 $15.14

-2.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,497 $1,497

$1,761 $1,761

-14.98%

International Primary School, 1 Child (Yearly)

$24.9K $24.9K

$23.7K $23.7K

5.12%

Jeans (Levis 501 Or Similar)

$58.3 $58.3

$57.4 $57.4

1.67%

Summer Dress (H&M, Zara, etc)

$36.23 $36.23

$44.93 $44.93

-19.36%

Sport Shoes (Adidas, Nike)

$100 $100

$111 $111

-10.14%

Men's Leather Business Shoes

$130 $130

$146 $146

-11.05%

1-bedroom Apartment, City Center (Monthly)

$1,832 $1,832

$1,748 $1,748

4.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,669 $1,669

$1,340 $1,340

24.55%

3-bedroom Apartment, City Center (Monthly)

$2,848 $2,848

$2,670 $2,670

6.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,281 $2,281

$1,940 $1,940

17.60%

Buy Apartment in City Center (m2)

$3,183 $3,183

$2,724 $2,724

16.83%

Buy Apartment Outside City Center (m2)

$2,812 $2,812

$1,917 $1,917

46.67%

Average Monthly Net Salary (After Tax)

$6,362 $6,362

$4,287 $4,287

48.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

6.57

2.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Centennial, CO: October 19, 2026

Last update for Indianapolis, IN: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Centennial, CO

$1.7K 52.4%

Indianapolis, IN

$1.3K 48.8% 19.7% $329

Groceries & Markets

Centennial, CO

$472 14.8%

Indianapolis, IN

$403 14.7% 14.6% $69

Monthly Utilities & Internet

Centennial, CO

$346 10.9%

Indianapolis, IN

$356 13% 3% $11

Eating Out

Centennial, CO

$341 10.7%

Indianapolis, IN

$338 12.3% 0.9% $2.9

Clothing & Footwear

Centennial, CO

$146 4.6%

Indianapolis, IN

$162 5.9% 10.8% $16

Getting Around

Centennial, CO

$120 3.8%

Indianapolis, IN

$79 2.9% 34.2% $41

Sport & Entertainment

Centennial, CO

$92 2.9%

Indianapolis, IN

$70 2.6% 24.1% $22

Cost Breakdown

A central one-bedroom costs $1,832 in Centennial, CO versus $1,748 in Indianapolis, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 48% higher in Centennial, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86.0 in Centennial, CO versus $80.0 in Indianapolis, IN. Monthly groceries follow the same trend: $472 vs $403 – making Indianapolis, IN the more affordable choice for daily food spending.

Good to know

🇺🇸 Centennial, CO

🇺🇸 Indianapolis, IN

🕒 Local time

17:14 5:14 PM

19:14 7:14 PM

2 h ahead of Centennial, CO

🌤 Weather

👥 Population

109,741

882,039

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Centennial, CO Indianapolis, IN 1,600 km ≈ 2 h 30 min nonstop flight

From you

Centennial, CO
Indianapolis, IN

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Centennial, CO vs Indianapolis, IN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,186 in Centennial, CO, $2,748 in Indianapolis, IN – roughly 16% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,779 per month in Centennial, CO and $4,122 in Indianapolis, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Indianapolis, IN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $86.0 in Centennial, CO and $80.0 in Indianapolis, IN. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,186 in Centennial, CO and $2,748 in Indianapolis, IN. That's a gap of about 16%.

$2,000 is a stretch for both – monthly costs hit $3,186 in Centennial, CO and $2,748 in Indianapolis, IN. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Indianapolis, IN has an edge in some lifestyle areas, with costs from $2,748 in Indianapolis, IN to $3,186 in Centennial, CO. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Indianapolis, IN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Centennial, CO makes more sense. Both are solid long-term options with distinct trade-offs.