Cost of Living Comparison Between Centennial, CO and Indianapolis, IN Cost of Living Comparison Between Centennial, CO and Indianapolis, IN

Monthly Cost of Living

A single person spends $3,219 per month in Centennial, CO vs $2,753 in Indianapolis, IN, rent included.

A couple spends around $4,463 per month in Centennial, CO vs $3,880 in Indianapolis, IN, rent included.

A family of three spends $5,707 per month in Centennial, CO vs $5,007 in Indianapolis, IN, rent included.

Centennial, CO costs about 17% more than Indianapolis, IN, driven mainly by Groceries & Markets.

Both Centennial, CO and Indianapolis, IN sit above the global median – Centennial, CO by 134%, Indianapolis, IN by 100%.

Meal at Budget Restaurant

$20.10 $20.10

$19.64 $19.64

2.34%

Three-Course Dinner for Two, Mid-Range

$91.1 $91.1

$79.3 $79.3

14.99%

Fast Food Meal (McDonalds, etc)

$11.68 $11.68

$11.85 $11.85

-1.43%

Cappuccino

$6.29 $6.29

$5.63 $5.63

11.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 $2.75

$3.19 $3.19

-13.79%

Water (0.33 liter bottle)

$2.17 $2.17

$2.69 $2.69

-19.33%

Local Beer (0.5 liter draught)

$7.03 $7.03

$6.34 $6.34

10.88%

Imported Beer (0.33 liter bottle)

$7.95 $7.95

$8.21 $8.21

-3.17%

Milk (1 liter)

$1.15 $1.15

$0.93 $0.93

23.66%

White Bread (500g)

$4.67 $4.67

$2.93 $2.93

59.39%

Rice (white) (1kg)

$6.72 $6.72

$4.64 $4.64

44.83%

Eggs

$5.20 $5.20

$3.62 $3.62

43.65%

Local Cheese (1kg)

$13.19 $13.19

$12.43 $12.43

6.11%

Chicken Fillets (1kg)

$13.14 $13.14

$12.40 $12.40

5.97%

Beef Round Steak (1kg)

$20.52 $20.52

$17.12 $17.12

19.86%

Apples (1kg)

$5.24 $5.24

$5.32 $5.32

-1.50%

Banana (1kg)

$2.09 $2.09

$1.47 $1.47

42.18%

Oranges (1kg)

$4.76 $4.76

$4.80 $4.80

-0.83%

Tomato (1kg)

$5.22 $5.22

$4.15 $4.15

25.78%

Potato (1kg)

$3.56 $3.56

$2.42 $2.42

47.11%

Onion (1kg)

$2.88 $2.88

$2.90 $2.90

-0.69%

Lettuce (1 head)

$2.26 $2.26

$2.37 $2.37

-4.64%

Water (1.5 liter bottle)

$1.90 $1.90

$2.44 $2.44

-22.13%

Cigarettes 20 Pack (Marlboro, Camel)

$10.62 $10.62

$10.14 $10.14

4.73%

Wine (Bottle)

$19.39 $19.39

$15.88 $15.88

22.10%

Local Beer (0.5 liter bottle)

$2.56 $2.56

$2.06 $2.06

24.27%

Imported Beer (0.33 liter bottle)

$2.74 $2.74

$3.58 $3.58

-23.46%

One-way Ticket (Public Transport)

$5.47 $5.47

$1.77 $1.77

209.04%

Public Transport Monthly Pass (Regular Price)

$88.2 $88.2

$59.3 $59.3

48.87%

Taxi Start (Normal Tariff)

$3.53 $3.53

$1.98 $1.98

78.28%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$1.73 $1.73

-1.16%

Taxi 1hour Waiting (Normal Tariff)

$19.78 $19.78

$34.10 $34.10

-41.99%

Gasoline (1 liter)

$0.99 $0.99

$0.95 $0.95

4.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$36.6K $36.6K

-5.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$25.9K $25.9K

-4.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 $209

$228 $228

-8.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.5 $61.5

$67.0 $67.0

-8.18%

Internet (50+ Mbps, Unlimited Data)

$69.8 $69.8

$69.4 $69.4

0.48%

Gym Membership (Monthly)

$62.9 $62.9

$40.18 $40.18

56.52%

Tennis Court (1 Hour on Weekend)

$20.06 $20.06

$41.14 $41.14

-51.24%

Cinema Ticket

$15.07 $15.07

$14.78 $14.78

1.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,319 $1,319

$1,777 $1,777

-25.74%

International Primary School, 1 Child (Yearly)

$20.1K $20.1K

$24.5K $24.5K

-18.12%

Jeans (Levis 501 Or Similar)

$60.1 $60.1

$57.8 $57.8

3.93%

Summer Dress (H&M, Zara, etc)

$45.10 $45.10

$43.78 $43.78

3.02%

Sport Shoes (Adidas, Nike)

$104 $104

$112 $112

-7.11%

Men's Leather Business Shoes

$134 $134

$142 $142

-5.84%

1-bedroom Apartment, City Center (Monthly)

$1,820 $1,820

$1,747 $1,747

4.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,629 $1,629

$1,360 $1,360

19.77%

3-bedroom Apartment, City Center (Monthly)

$2,896 $2,896

$2,587 $2,587

11.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,237 $2,237

$1,873 $1,873

19.45%

Buy Apartment in City Center (m2)

$3,202 $3,202

$2,828 $2,828

13.20%

Buy Apartment Outside City Center (m2)

$2,899 $2,899

$1,896 $1,896

52.92%

Average Monthly Net Salary (After Tax)

$6,706 $6,706

$4,502 $4,502

48.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

6.14

-0.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Centennial, CO: September 1, 2026

Last update for Indianapolis, IN: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,820 in Centennial, CO versus $1,747 in Indianapolis, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 49% higher in Centennial, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $91.0 in Centennial, CO versus $79.0 in Indianapolis, IN. Monthly groceries follow the same trend: $462 vs $399 – making Indianapolis, IN the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Centennial, CO vs Indianapolis, IN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,219 in Centennial, CO, $2,753 in Indianapolis, IN – roughly 17% apart. Centennial, CO costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,829 per month in Centennial, CO and $4,129 in Indianapolis, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Indianapolis, IN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $91.0 in Centennial, CO and $79.0 in Indianapolis, IN. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,219 in Centennial, CO and $2,753 in Indianapolis, IN. The difference isn't just one category – it shows up across housing, food, transport, and services.

$2,000 is a stretch for both – monthly costs hit $3,219 in Centennial, CO and $2,753 in Indianapolis, IN. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Indianapolis, IN has an edge in some lifestyle areas, with costs from $2,753 in Indianapolis, IN to $3,219 in Centennial, CO. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Indianapolis, IN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Centennial, CO makes more sense. Both are solid long-term options with distinct trade-offs.