Last update: Oct 2026

Cost of Living Comparison Between Toronto and Centennial, CO

For one person, living is cheaper in Toronto: $2,610 a month against $3,186 in Centennial, CO, rent and utilities included – about $6,900 less a year. Rent and utilities account for about half of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
154

Cost of Living Index in Centennial, CO
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Centennial, CO Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Centennial, CO

🇺🇸 United States

$3,186

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Centennial, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Centennial, CO actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $3,186 in Centennial, CO, rent included.

Toronto $2,610
Centennial, CO $3,186

A couple spends around $3,727 per month in Toronto vs $4,430 in Centennial, CO, rent included.

Toronto $3,727
Centennial, CO $4,430

A family of three spends $4,844 per month in Toronto vs $5,674 in Centennial, CO, rent included.

Toronto $4,844
Centennial, CO $5,674

Toronto is about 18% cheaper than Centennial, CO, and outside of rent the biggest gap is in groceries.

Both Toronto and Centennial, CO sit above the global median – Toronto by 93%, Centennial, CO by 135%.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.85 $19.85

-11.39%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$85.8 $85.8

-8.14%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$13.19 $13.19

-18.65%

Cappuccino

$4.09 CA$5.78

$6.11 $6.11

-33.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.72 $2.72

-22.79%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.19 $2.19

-21.46%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.91 $6.91

-7.96%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.76 $7.76

-8.76%

Milk (1 liter)

$2.54 CA$3.59

$1.13 $1.13

124.78%

White Bread (500g)

$2.72 CA$3.85

$4.76 $4.76

-42.86%

Rice (white) (1kg)

$2.18 CA$3.09

$6.44 $6.44

-66.15%

Eggs

$3.63 CA$5.13

$6.10 $6.10

-40.49%

Local Cheese (1kg)

$9.46 CA$13.37

$15.10 $15.10

-37.35%

Chicken Fillets (1kg)

$11.54 CA$16.32

$13.45 $13.45

-14.20%

Beef Round Steak (1kg)

$14.37 CA$20.32

$19.50 $19.50

-26.31%

Apples (1kg)

$3.70 CA$5.23

$5.62 $5.62

-34.16%

Banana (1kg)

$1.19 CA$1.68

$2.14 $2.14

-44.39%

Oranges (1kg)

$3.46 CA$4.90

$4.68 $4.68

-26.07%

Tomato (1kg)

$4.22 CA$5.97

$5.35 $5.35

-21.12%

Potato (1kg)

$1.79 CA$2.52

$2.55 $2.55

-29.80%

Onion (1kg)

$1.65 CA$2.33

$2.64 $2.64

-37.50%

Lettuce (1 head)

$2.20 CA$3.11

$2.36 $2.36

-6.78%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.94 $1.94

-35.05%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.70 $10.70

30.56%

Wine (Bottle)

$14.20 CA$20.07

$19.31 $19.31

-26.46%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.76 $2.76

-18.48%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.69 $3.69

-31.44%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$5.39 $5.39

-56.96%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$87.1 $87.1

28.20%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.66 $3.66

-16.39%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.44 $1.44

-15.28%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$24.72 $24.72

-12.26%

Gasoline (1 liter)

$1.21 CA$1.72

$1.06 $1.06

14.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$30.0K $30.0K

-12.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.1K $26.1K

-19.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$197 $197

-39.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$75.3 $75.3

-57.22%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$73.7 $73.7

-33.63%

Gym Membership (Monthly)

$39.34 CA$55.6

$62.7 $62.7

-37.21%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$20.21 $20.21

16.67%

Cinema Ticket

$12.58 CA$17.79

$14.79 $14.79

-14.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,497 $1,497

-44.43%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$24.9K $24.9K

-5.34%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$58.3 $58.3

-10.34%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$36.23 $36.23

8.86%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$100 $100

-1.00%

Men's Leather Business Shoes

$122 CA$172

$130 $130

-6.36%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,832 $1,832

-10.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,669 $1,669

-13.23%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,848 $2,848

-3.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,281 $2,281

-6.67%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$3,183 $3,183

157.84%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,812 $2,812

143.13%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$6,362 $6,362

-44.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.72

-33.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Centennial, CO: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Centennial, CO

$1.7K 52.4% 15.2% $221

Groceries & Markets

Toronto

$343 13.1%

Centennial, CO

$472 14.8% 37.7% $129

Eating Out

Toronto

$283 10.9%

Centennial, CO

$341 10.7% 20.5% $58

Monthly Utilities & Internet

Toronto

$201 7.7%

Centennial, CO

$346 10.9% 72.2% $145

Clothing & Footwear

Toronto

$141 5.4%

Centennial, CO

$146 4.6% 3.9% $5.4

Getting Around

Toronto

$130 5%

Centennial, CO

$120 3.8% 8.1% $11

Sport & Entertainment

Toronto

$65 2.5%

Centennial, CO

$92 2.9% 43% $28

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,832 in Centennial, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 81% higher in Centennial, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $86.0 in Centennial, CO. Monthly groceries follow the same trend: $343 vs $472 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Centennial, CO

🕒 Local time

15:50 3:50 PM

13:50 1:50 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

109,741

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Centennial, CO 2,160 km ≈ 3 h 15 min nonstop flight

From you

Toronto
Centennial, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Centennial, CO: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $3,186 in Centennial, CO – roughly 22% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,916 per month in Toronto and $4,779 in Centennial, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in Toronto and $86.0 in Centennial, CO. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,610 in Toronto and $3,186 in Centennial, CO. That's a gap of about 22%.

$2,500 is a stretch for both – monthly costs hit $2,610 in Toronto and $3,186 in Centennial, CO. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Centennial, CO makes more sense. Both are solid long-term options with distinct trade-offs.