Last update: Oct 2026

Cost of Living Comparison Between Centennial, CO and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $3,186 in Centennial, CO, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

154

Cost of Living Index in Centennial, CO
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Centennial, CO Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Centennial, CO

🇺🇸 United States

$3,186

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Centennial, CO and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Centennial, CO and in Montreal actually costs, broken down by who's living it.

A single person spends $3,186 per month in Centennial, CO vs $2,059 in Montreal, rent included.

Centennial, CO $3,186
Montreal $2,059

A couple spends around $4,430 per month in Centennial, CO vs $3,123 in Montreal, rent included.

Centennial, CO $4,430
Montreal $3,123

A family of three spends $5,674 per month in Centennial, CO vs $4,187 in Montreal, rent included.

Centennial, CO $5,674
Montreal $4,187

Centennial, CO costs about 55% more than Montreal, and outside of rent the biggest gap is in groceries.

Both Centennial, CO and Montreal sit above the global median – Centennial, CO by 135%, Montreal by 52%.

Meal at Budget Restaurant

$19.85 $19.85

$18.84 CA$26.63

5.36%

Three-Course Dinner for Two, Mid-Range

$85.8 $85.8

$73.2 CA$104

17.18%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$10.54 CA$14.90

25.14%

Cappuccino

$6.11 $6.11

$3.97 CA$5.61

53.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$1.94 CA$2.74

40.21%

Water (0.33 liter bottle)

$2.19 $2.19

$1.57 CA$2.22

39.49%

Local Beer (0.5 liter draught)

$6.91 $6.91

$6.42 CA$9.08

7.63%

Imported Beer (0.33 liter bottle)

$7.76 $7.76

$7.20 CA$10.19

7.78%

Milk (1 liter)

$1.13 $1.13

$2.32 CA$3.28

-51.29%

White Bread (500g)

$4.76 $4.76

$3.19 CA$4.51

49.22%

Rice (white) (1kg)

$6.44 $6.44

$3.19 CA$4.50

101.88%

Eggs

$6.10 $6.10

$3.68 CA$5.20

65.76%

Local Cheese (1kg)

$15.10 $15.10

$13.24 CA$18.72

14.05%

Chicken Fillets (1kg)

$13.45 $13.45

$11.69 CA$16.53

15.06%

Beef Round Steak (1kg)

$19.50 $19.50

$13.98 CA$19.76

39.48%

Apples (1kg)

$5.62 $5.62

$3.14 CA$4.44

78.98%

Banana (1kg)

$2.14 $2.14

$1.45 CA$2.05

47.59%

Oranges (1kg)

$4.68 $4.68

$3.38 CA$4.78

38.46%

Tomato (1kg)

$5.35 $5.35

$3.11 CA$4.40

72.03%

Potato (1kg)

$2.55 $2.55

$1.93 CA$2.72

32.12%

Onion (1kg)

$2.64 $2.64

$1.83 CA$2.58

44.26%

Lettuce (1 head)

$2.36 $2.36

$2.36 CA$3.34

Water (1.5 liter bottle)

$1.94 $1.94

$1.50 CA$2.12

29.33%

Cigarettes 20 Pack (Marlboro, Camel)

$10.70 $10.70

$11.12 CA$15.73

-3.78%

Wine (Bottle)

$19.31 $19.31

$10.60 CA$14.98

82.17%

Local Beer (0.5 liter bottle)

$2.76 $2.76

$2.22 CA$3.14

24.32%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$2.84 CA$4.01

29.93%

One-way Ticket (Public Transport)

$5.39 $5.39

$2.62 CA$3.71

105.73%

Public Transport Monthly Pass (Regular Price)

$87.1 $87.1

$79.1 CA$112

10.05%

Taxi Start (Normal Tariff)

$3.66 $3.66

$3.23 CA$4.56

13.31%

Taxi (Normal Tariff) (1km)

$1.44 $1.44

$1.48 CA$2.10

-2.70%

Taxi 1hour Waiting (Normal Tariff)

$24.72 $24.72

$32.22 CA$45.55

-23.28%

Gasoline (1 liter)

$1.06 $1.06

$1.36 CA$1.92

-22.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$27.6K CA$39.1K

8.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$21.2K CA$30.0K

23.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$77.0 CA$109

155.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$34.14 CA$48.26

120.53%

Internet (50+ Mbps, Unlimited Data)

$73.7 $73.7

$42.19 CA$59.7

74.57%

Gym Membership (Monthly)

$62.7 $62.7

$30.81 CA$43.56

103.34%

Tennis Court (1 Hour on Weekend)

$20.21 $20.21

$19.66 CA$27.79

2.80%

Cinema Ticket

$14.79 $14.79

$11.47 CA$16.22

28.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,497 $1,497

$506 CA$716

195.77%

International Primary School, 1 Child (Yearly)

$24.9K $24.9K

$16.2K CA$23.0K

53.62%

Jeans (Levis 501 Or Similar)

$58.3 $58.3

$57.3 CA$81.0

1.83%

Summer Dress (H&M, Zara, etc)

$36.23 $36.23

$38.10 CA$53.9

-4.91%

Sport Shoes (Adidas, Nike)

$100 $100

$91.9 CA$130

8.79%

Men's Leather Business Shoes

$130 $130

$110 CA$155

18.62%

1-bedroom Apartment, City Center (Monthly)

$1,832 $1,832

$1,237 CA$1,748

48.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,669 $1,669

$977 CA$1,381

70.89%

3-bedroom Apartment, City Center (Monthly)

$2,848 $2,848

$2,180 CA$3,082

30.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,281 $2,281

$1,608 CA$2,273

41.89%

Buy Apartment in City Center (m2)

$3,183 $3,183

$5,113 CA$7,228

-37.76%

Buy Apartment Outside City Center (m2)

$2,812 $2,812

$3,744 CA$5,293

-24.89%

Average Monthly Net Salary (After Tax)

$6,362 $6,362

$2,957 CA$4,180

115.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

4.48

50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Centennial, CO: October 19, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Centennial, CO

$1.7K 52.4%

Montreal

$977 47.4% 41.5% $692

Groceries & Markets

Centennial, CO

$472 14.8%

Montreal

$351 17.1% 25.6% $121

Monthly Utilities & Internet

Centennial, CO

$346 10.9%

Montreal

$153 7.5% 55.6% $192

Eating Out

Centennial, CO

$341 10.7%

Montreal

$290 14.1% 14.9% $51

Clothing & Footwear

Centennial, CO

$146 4.6%

Montreal

$134 6.5% 8.5% $12

Getting Around

Centennial, CO

$120 3.8%

Montreal

$100 4.9% 16.1% $19

Sport & Entertainment

Centennial, CO

$92 2.9%

Montreal

$54 2.6% 41.7% $38

Cost Breakdown

A central one-bedroom costs $1,832 in Centennial, CO versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 115% higher in Centennial, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86.0 in Centennial, CO versus $73.0 in Montreal. Monthly groceries follow the same trend: $472 vs $351 – making Montreal the more affordable choice for daily food spending.

Good to know

🇺🇸 Centennial, CO

🇨🇦 Montreal

🕒 Local time

18:14 6:14 PM

20:14 8:14 PM

2 h ahead of Centennial, CO

🌤 Weather

👥 Population

109,741

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Centennial, CO Montreal 2,630 km ≈ 3 h 45 min nonstop flight

From you

Centennial, CO
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Centennial, CO vs Montreal: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,186 in Centennial, CO, $2,059 in Montreal – roughly 55% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,779 per month in Centennial, CO and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $86.0 in Centennial, CO and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,186 in Centennial, CO and $2,059 in Montreal. That's a gap of about 55%.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Centennial, CO at $3,186. In Montreal it covers expenses comfortably, while in Centennial, CO it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,059 in Montreal to $3,186 in Centennial, CO. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Centennial, CO makes more sense. Both are solid long-term options with distinct trade-offs.