Cost of Living Comparison Between Indianapolis, IN and Centennial, CO Cost of Living Comparison Between Indianapolis, IN and Centennial, CO

Monthly Cost of Living

A single person spends $2,678 per month in Indianapolis, IN vs $3,051 in Centennial, CO, rent included.

A couple spends around $3,900 per month in Indianapolis, IN vs $4,316 in Centennial, CO, rent included.

A family of three spends $5,121 per month in Indianapolis, IN vs $5,582 in Centennial, CO, rent included.

Indianapolis, IN is about 12% cheaper than Centennial, CO, driven mainly by Getting Around.

Both Indianapolis, IN and Centennial, CO sit above the global median – Indianapolis, IN by 100%, Centennial, CO by 128%.

Meal at Budget Restaurant

$24.90 $24.90

$20.04 $20.04

24.25%

Three-Course Dinner for Two, Mid-Range

$74.3 $74.3

$93.8 $93.8

-20.74%

Fast Food Meal (McDonalds, etc)

$10.96 $10.96

$13.09 $13.09

-16.27%

Cappuccino

$5.56 $5.56

$5.85 $5.85

-4.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$2.97 $2.97

-6.73%

Water (0.33 liter bottle)

$2.36 $2.36

$2.01 $2.01

17.41%

Local Beer (0.5 liter draught)

$6.17 $6.17

$8.04 $8.04

-23.26%

Imported Beer (0.33 liter bottle)

$8.11 $8.11

$12.16 $12.16

-33.31%

Milk (1 liter)

$0.77 $0.77

$1.14 $1.14

-32.46%

White Bread (500g)

$3.01 $3.01

$2.77 $2.77

8.66%

Rice (white) (1kg)

$5.29 $5.29

$4.32 $4.32

22.45%

Eggs

$3.43 $3.43

$6.60 $6.60

-48.03%

Local Cheese (1kg)

$8.92 $8.92

$12.38 $12.38

-27.95%

Chicken Fillets (1kg)

$11.02 $11.02

$6.06 $6.06

81.85%

Beef Round Steak (1kg)

$14.73 $14.73

$18.79 $18.79

-21.61%

Apples (1kg)

$5.11 $5.11

$3.06 $3.06

66.99%

Banana (1kg)

$1.34 $1.34

$1.09 $1.09

22.94%

Oranges (1kg)

$5.88 $5.88

$3.26 $3.26

80.37%

Tomato (1kg)

$3.08 $3.08

$2.89 $2.89

6.57%

Potato (1kg)

$2.15 $2.15

$1.50 $1.50

43.33%

Onion (1kg)

$2.55 $2.55

$1.92 $1.92

32.81%

Lettuce (1 head)

$1.76 $1.76

$2.51 $2.51

-29.88%

Water (1.5 liter bottle)

$2.05 $2.05

$1.96 $1.96

4.59%

Cigarettes 20 Pack (Marlboro, Camel)

$9.34 $9.34

$10.89 $10.89

-14.23%

Wine (Bottle)

$15.66 $15.66

$17.97 $17.97

-12.85%

Local Beer (0.5 liter bottle)

$1.72 $1.72

$1.83 $1.83

-6.01%

Imported Beer (0.33 liter bottle)

$2.21 $2.21

$3.30 $3.30

-33.03%

One-way Ticket (Public Transport)

$1.71 $1.71

$8.04 $8.04

-78.73%

Public Transport Monthly Pass (Regular Price)

$59.4 $59.4

$88.2 $88.2

-32.58%

Taxi Start (Normal Tariff)

$1.97 $1.97

$3.49 $3.49

-43.55%

Taxi (Normal Tariff) (1km)

$1.67 $1.67

$1.58 $1.58

5.70%

Taxi 1hour Waiting (Normal Tariff)

$33.73 $33.73

$29.07 $29.07

16.03%

Gasoline (1 liter)

$0.86 $0.86

$0.92 $0.92

-6.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K $33.6K

$45.6K $45.6K

-26.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$22.5K $22.5K

11.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$240 $240

$238 $238

0.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.4 $63.4

$34.78 $34.78

82.23%

Internet (50+ Mbps, Unlimited Data)

$74.9 $74.9

$74.0 $74.0

1.23%

Gym Membership (Monthly)

$35.33 $35.33

$49.66 $49.66

-28.86%

Tennis Court (1 Hour on Weekend)

$32.39 $32.39

Cinema Ticket

$14.59 $14.59

$17.14 $17.14

-14.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,765 $1,765

$1,260 $1,260

40.14%

International Primary School, 1 Child (Yearly)

$27.6K $27.6K

$19.6K $19.6K

40.73%

Jeans (Levis 501 Or Similar)

$46.84 $46.84

$53.2 $53.2

-11.94%

Summer Dress (H&M, Zara, etc)

$41.68 $41.68

$32.68 $32.68

27.54%

Sport Shoes (Adidas, Nike)

$99.4 $99.4

$93.2 $93.2

6.70%

Men's Leather Business Shoes

$129 $129

$83.8 $83.8

53.59%

1-bedroom Apartment, City Center (Monthly)

$1,744 $1,744

$1,828 $1,828

-4.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,292 $1,292

$1,663 $1,663

-22.35%

3-bedroom Apartment, City Center (Monthly)

$2,780 $2,780

$3,160 $3,160

-12.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,074 $2,074

$2,493 $2,493

-16.80%

Buy Apartment in City Center (m2)

$2,784 $2,784

$3,159 $3,159

-11.88%

Buy Apartment Outside City Center (m2)

$1,878 $1,878

$2,798 $2,798

-32.90%

Average Monthly Net Salary (After Tax)

$4,173 $4,173

$6,860 $6,860

-39.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

5.25

24.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indianapolis, IN: April 19, 2026

Last update for Centennial, CO: April 22, 2026

Cost Breakdown

A central one-bedroom costs $1,744 in Indianapolis, IN versus $1,828 in Centennial, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 64% higher in Centennial, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74 in Indianapolis, IN versus $94 in Centennial, CO. Groceries tell a different story – $359 in Indianapolis, IN vs $349 in Centennial, CO – so Centennial, CO wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Indianapolis, IN vs Centennial, CO: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,678 in Indianapolis, IN, $3,051 in Centennial, CO – roughly 14% apart. Centennial, CO costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,018 per month in Indianapolis, IN and $4,576 in Centennial, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Indianapolis, IN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $74.0 in Indianapolis, IN and $94.0 in Centennial, CO. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,678 in Indianapolis, IN and $3,051 in Centennial, CO. The difference isn't just one category – it shows up across housing, food, transport, and services.

$2,000 is a stretch for both – monthly costs hit $2,678 in Indianapolis, IN and $3,051 in Centennial, CO. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Indianapolis, IN has an edge in some lifestyle areas, with costs from $2,678 in Indianapolis, IN to $3,051 in Centennial, CO. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Indianapolis, IN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Centennial, CO makes more sense. Both are solid long-term options with distinct trade-offs.