Last update: Oct 2026

Cost of Living Comparison Between Indianapolis, IN and Centennial, CO

For one person, living is cheaper in Indianapolis, IN: $2,748 a month against $3,186 in Centennial, CO, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

133

Cost of Living Index in Indianapolis, IN
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Indianapolis, IN Living Index
154

Cost of Living Index in Centennial, CO
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Centennial, CO Living Index

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Indianapolis, IN

🇺🇸 United States

$2,748

/mo nomad

Centennial, CO

🇺🇸 United States

$3,186

/mo nomad

Monthly Cost of Living

How much you'll spend in Indianapolis, IN and in Centennial, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Indianapolis, IN and in Centennial, CO actually costs, broken down by who's living it.

A single person spends $2,748 per month in Indianapolis, IN vs $3,186 in Centennial, CO, rent included.

Indianapolis, IN $2,748
Centennial, CO $3,186

A couple spends around $3,904 per month in Indianapolis, IN vs $4,430 in Centennial, CO, rent included.

Indianapolis, IN $3,904
Centennial, CO $4,430

A family of three spends $5,060 per month in Indianapolis, IN vs $5,674 in Centennial, CO, rent included.

Indianapolis, IN $5,060
Centennial, CO $5,674

Indianapolis, IN is about 14% cheaper than Centennial, CO, and outside of rent the biggest gap is in groceries.

Both Indianapolis, IN and Centennial, CO sit above the global median – Indianapolis, IN by 103%, Centennial, CO by 135%.

Meal at Budget Restaurant

$20.31 $20.31

$19.85 $19.85

2.32%

Three-Course Dinner for Two, Mid-Range

$80.3 $80.3

$85.8 $85.8

-6.39%

Fast Food Meal (McDonalds, etc)

$12.01 $12.01

$13.19 $13.19

-8.95%

Cappuccino

$5.77 $5.77

$6.11 $6.11

-5.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 $3.16

$2.72 $2.72

16.18%

Water (0.33 liter bottle)

$2.63 $2.63

$2.19 $2.19

20.09%

Local Beer (0.5 liter draught)

$6.37 $6.37

$6.91 $6.91

-7.81%

Imported Beer (0.33 liter bottle)

$7.78 $7.78

$7.76 $7.76

0.26%

Milk (1 liter)

$0.88 $0.88

$1.13 $1.13

-22.12%

White Bread (500g)

$3.33 $3.33

$4.76 $4.76

-30.04%

Rice (white) (1kg)

$4.71 $4.71

$6.44 $6.44

-26.86%

Eggs

$3.75 $3.75

$6.10 $6.10

-38.52%

Local Cheese (1kg)

$12.19 $12.19

$15.10 $15.10

-19.27%

Chicken Fillets (1kg)

$12.37 $12.37

$13.45 $13.45

-8.03%

Beef Round Steak (1kg)

$17.22 $17.22

$19.50 $19.50

-11.69%

Apples (1kg)

$5.41 $5.41

$5.62 $5.62

-3.74%

Banana (1kg)

$1.45 $1.45

$2.14 $2.14

-32.24%

Oranges (1kg)

$4.78 $4.78

$4.68 $4.68

2.14%

Tomato (1kg)

$4.19 $4.19

$5.35 $5.35

-21.68%

Potato (1kg)

$2.50 $2.50

$2.55 $2.55

-1.96%

Onion (1kg)

$2.88 $2.88

$2.64 $2.64

9.09%

Lettuce (1 head)

$2.48 $2.48

$2.36 $2.36

5.08%

Water (1.5 liter bottle)

$2.45 $2.45

$1.94 $1.94

26.29%

Cigarettes 20 Pack (Marlboro, Camel)

$11.08 $11.08

$10.70 $10.70

3.55%

Wine (Bottle)

$15.87 $15.87

$19.31 $19.31

-17.81%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$2.76 $2.76

-27.54%

Imported Beer (0.33 liter bottle)

$3.47 $3.47

$3.69 $3.69

-5.96%

One-way Ticket (Public Transport)

$1.79 $1.79

$5.39 $5.39

-66.79%

Public Transport Monthly Pass (Regular Price)

$60.7 $60.7

$87.1 $87.1

-30.34%

Taxi Start (Normal Tariff)

$2.03 $2.03

$3.66 $3.66

-44.54%

Taxi (Normal Tariff) (1km)

$1.75 $1.75

$1.44 $1.44

21.53%

Taxi 1hour Waiting (Normal Tariff)

$34.38 $34.38

$24.72 $24.72

39.08%

Gasoline (1 liter)

$0.94 $0.94

$1.06 $1.06

-11.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K $30.1K

$30.0K $30.0K

0.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.1K $26.1K

-1.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$231 $231

$197 $197

17.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.2 $60.2

$75.3 $75.3

-19.99%

Internet (50+ Mbps, Unlimited Data)

$64.5 $64.5

$73.7 $73.7

-12.40%

Gym Membership (Monthly)

$39.74 $39.74

$62.7 $62.7

-36.57%

Tennis Court (1 Hour on Weekend)

$41.88 $41.88

$20.21 $20.21

107.22%

Cinema Ticket

$15.14 $15.14

$14.79 $14.79

2.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,761 $1,761

$1,497 $1,497

17.62%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$24.9K $24.9K

-4.87%

Jeans (Levis 501 Or Similar)

$57.4 $57.4

$58.3 $58.3

-1.65%

Summer Dress (H&M, Zara, etc)

$44.93 $44.93

$36.23 $36.23

24.01%

Sport Shoes (Adidas, Nike)

$111 $111

$100 $100

11.28%

Men's Leather Business Shoes

$146 $146

$130 $130

12.43%

1-bedroom Apartment, City Center (Monthly)

$1,748 $1,748

$1,832 $1,832

-4.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,340 $1,340

$1,669 $1,669

-19.71%

3-bedroom Apartment, City Center (Monthly)

$2,670 $2,670

$2,848 $2,848

-6.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,940 $1,940

$2,281 $2,281

-14.97%

Buy Apartment in City Center (m2)

$2,724 $2,724

$3,183 $3,183

-14.41%

Buy Apartment Outside City Center (m2)

$1,917 $1,917

$2,812 $2,812

-31.82%

Average Monthly Net Salary (After Tax)

$4,287 $4,287

$6,362 $6,362

-32.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.72

-2.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indianapolis, IN: October 20, 2026

Last update for Centennial, CO: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Indianapolis, IN

$1.3K 48.8%

Centennial, CO

$1.7K 52.4% 24.5% $329

Groceries & Markets

Indianapolis, IN

$403 14.7%

Centennial, CO

$472 14.8% 17.1% $69

Monthly Utilities & Internet

Indianapolis, IN

$356 13%

Centennial, CO

$346 10.9% 3% $11

Eating Out

Indianapolis, IN

$338 12.3%

Centennial, CO

$341 10.7% 0.9% $2.9

Clothing & Footwear

Indianapolis, IN

$162 5.9%

Centennial, CO

$146 4.6% 9.8% $16

Getting Around

Indianapolis, IN

$79 2.9%

Centennial, CO

$120 3.8% 52% $41

Sport & Entertainment

Indianapolis, IN

$70 2.6%

Centennial, CO

$92 2.9% 31.7% $22

Cost Breakdown

A central one-bedroom costs $1,748 in Indianapolis, IN versus $1,832 in Centennial, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 48% higher in Centennial, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Indianapolis, IN versus $86.0 in Centennial, CO. Monthly groceries follow the same trend: $403 vs $472 – making Indianapolis, IN the more affordable choice for daily food spending.

Good to know

🇺🇸 Indianapolis, IN

🇺🇸 Centennial, CO

🕒 Local time

19:46 7:46 PM

17:46 5:46 PM

2 h behind Indianapolis, IN

🌤 Weather

👥 Population

882,039

109,741

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Indianapolis, IN Centennial, CO 1,600 km ≈ 2 h 30 min nonstop flight

From you

Indianapolis, IN
Centennial, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Indianapolis, IN vs Centennial, CO: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,748 in Indianapolis, IN, $3,186 in Centennial, CO – roughly 16% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,122 per month in Indianapolis, IN and $4,779 in Centennial, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Indianapolis, IN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $80.0 in Indianapolis, IN and $86.0 in Centennial, CO. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,748 in Indianapolis, IN and $3,186 in Centennial, CO. That's a gap of about 16%.

$2,000 is a stretch for both – monthly costs hit $2,748 in Indianapolis, IN and $3,186 in Centennial, CO. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Indianapolis, IN has an edge in some lifestyle areas, with costs from $2,748 in Indianapolis, IN to $3,186 in Centennial, CO. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Indianapolis, IN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Centennial, CO makes more sense. Both are solid long-term options with distinct trade-offs.