Last update: Oct 2026

Cost of Living Comparison Between Cebu and Zuchwil

For one person, living is cheaper in Cebu: $934 a month against $3,817 in Zuchwil, rent and utilities included – about $34,600 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
182

Cost of Living Index in Zuchwil
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Zuchwil Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Zuchwil

🇨🇭 Switzerland

$3,817

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Zuchwil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Zuchwil actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $3,817 in Zuchwil.

Cebu $934
Zuchwil $3,817

Estimated couple costs with rent: $1,423 in Cebu versus $5,449 in Zuchwil.

Cebu $1,423
Zuchwil $5,449

Monthly costs for a family of three with rent: $1,913 in Cebu versus $7,081 in Zuchwil.

Cebu $1,913
Zuchwil $7,081

Living in Cebu costs roughly 76% less than in Zuchwil, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 31% below, Zuchwil is 180% above.

Meal at Budget Restaurant

$3.79 ₱243

$34.84 CHF 28.88

-89.12%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,493

$146 CHF 121

-84.00%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$17.80 CHF 14.76

-77.87%

Cappuccino

$2.54 ₱163

$7.20 CHF 5.97

-64.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$5.74 CHF 4.76

-72.65%

Water (0.33 liter bottle)

$0.47 ₱29.87

$5.37 CHF 4.45

-91.25%

Local Beer (0.5 liter draught)

$1.77 ₱113

$9.95 CHF 8.24

-82.21%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$8.70 CHF 7.21

-74.48%

Milk (1 liter)

$1.90 ₱121

$2.20 CHF 1.82

-13.64%

White Bread (500g)

$1.36 ₱87.3

$4.01 CHF 3.33

-66.08%

Rice (white) (1kg)

$0.94 ₱59.9

$3.73 CHF 3.09

-74.80%

Eggs

$1.99 ₱127

$8.57 CHF 7.10

-76.78%

Local Cheese (1kg)

$9.70 ₱621

$26.72 CHF 22.14

-63.70%

Chicken Fillets (1kg)

$4.32 ₱276

$28.23 CHF 23.40

-84.70%

Beef Round Steak (1kg)

$7.51 ₱481

$62.9 CHF 52.1

-88.05%

Apples (1kg)

$3.31 ₱212

$4.11 CHF 3.41

-19.46%

Banana (1kg)

$1.37 ₱87.6

$2.72 CHF 2.26

-49.63%

Oranges (1kg)

$2.34 ₱150

$3.56 CHF 2.95

-34.27%

Tomato (1kg)

$1.49 ₱95.5

$4.53 CHF 3.75

-67.11%

Potato (1kg)

$2.30 ₱147

$2.48 CHF 2.05

-7.26%

Onion (1kg)

$1.87 ₱120

$2.18 CHF 1.81

-14.22%

Lettuce (1 head)

$1.10 ₱70.4

$2.57 CHF 2.13

-57.20%

Water (1.5 liter bottle)

$0.63 ₱40.42

$1.32 CHF 1.09

-52.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$11.04 CHF 9.15

-74.09%

Wine (Bottle)

$6.08 ₱389

$13.97 CHF 11.58

-56.48%

Local Beer (0.5 liter bottle)

$1.27 ₱81.6

$2.73 CHF 2.27

-53.48%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$3.10 CHF 2.57

-44.52%

One-way Ticket (Public Transport)

$0.22 ₱14.01

$4.31 CHF 3.57

-94.90%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱790

$101 CHF 84.0

-87.82%

Taxi Start (Normal Tariff)

$0.74 ₱47.60

$8.33 CHF 6.91

-91.12%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.10

$4.48 CHF 3.72

-95.09%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱274

$88.3 CHF 73.2

-95.15%

Gasoline (1 liter)

$1.31 ₱83.8

$2.07 CHF 1.71

-36.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$38.4K CHF 31.9K

-45.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$40.1K CHF 33.2K

-52.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,577

$281 CHF 233

-57.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,009

$38.33 CHF 31.77

-58.88%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,813

$54.9 CHF 45.49

-48.38%

Gym Membership (Monthly)

$32.94 ₱2,108

$90.9 CHF 75.4

-63.77%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$45.51 CHF 37.72

-85.74%

Cinema Ticket

$5.45 ₱349

$24.93 CHF 20.66

-78.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$3,636 CHF 3,014

-92.42%

International Primary School, 1 Child (Yearly)

$7,789 ₱498.4K

$42.5K CHF 35.2K

-81.66%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,083

$141 CHF 117

-65.75%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,566

$60.0 CHF 49.73

-59.21%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,817

$165 CHF 136

-54.24%

Men's Leather Business Shoes

$58.0 ₱3,713

$255 CHF 211

-77.22%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$1,767 CHF 1,465

-72.99%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$1,663 CHF 1,379

-80.65%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.6K

$2,669 CHF 2,212

-63.91%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$1,977 CHF 1,639

-68.36%

Buy Apartment in City Center (m2)

$4,551 ₱291.2K

$16.5K CHF 13.7K

-72.37%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.8K

$12.4K CHF 10.2K

-75.49%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

$7,116 CHF 5,898

-95.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.07

247.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Zuchwil: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Zuchwil

$1.7K 43.6% 417% $1.3K

Groceries & Markets

Cebu

$204 21.8%

Zuchwil

$681 17.8% 234% $477

Monthly Utilities & Internet

Cebu

$163 17.4%

Zuchwil

$374 9.8% 130% $211

Eating Out

Cebu

$94 10.1%

Zuchwil

$530 13.9% 463% $436

Clothing & Footwear

Cebu

$93 9.9%

Zuchwil

$279 7.3% 201% $186

Sport & Entertainment

Cebu

$44 4.7%

Zuchwil

$141 3.7% 221% $97

Getting Around

Cebu

$15 1.6%

Zuchwil

$149 3.9% 891% $134

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $1,767 in Zuchwil. Housing cost is often the main lever when comparing two cities.

Zuchwil pays about 21 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $146 in Zuchwil for a mid-range dinner for two. Groceries echo the gap at $204 vs $681 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 Zuchwil

🕒 Local time

00:40 12:40 AM

17:40 5:40 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

9,000

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.22 PHP (100 PHP = 1.4 EUR).

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.829 CHF (1 CHF = 1.21 USD). 1 EUR = 0.923 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Zuchwil 11,070 km ≈ 14 h nonstop flight

From you

Cebu
Zuchwil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Zuchwil: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 309% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 95% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $477 in Cebu versus $1,767 in Zuchwil. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $3,817 in Zuchwil – a 309% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 88% less than in Zuchwil. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Zuchwil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 76% less than in Zuchwil. Beyond cost, consider language, visa policies, and how big the international community is in each city.