Last update: Oct 2026

Cost of Living Comparison Between Zuchwil and Cebu

For one person, living is cheaper in Cebu: $934 a month against $3,817 in Zuchwil, rent and utilities included – about $34,600 less a year. Rent and utilities account for about half of the difference.

182

Cost of Living Index in Zuchwil
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Zuchwil Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Zuchwil

🇨🇭 Switzerland

$3,817

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Zuchwil and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zuchwil and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,817 in Zuchwil versus $934 in Cebu.

Zuchwil $3,817
Cebu $934

Estimated couple costs with rent: $5,449 in Zuchwil versus $1,423 in Cebu.

Zuchwil $5,449
Cebu $1,423

Monthly costs for a family of three with rent: $7,081 in Zuchwil versus $1,913 in Cebu.

Zuchwil $7,081
Cebu $1,913

Living in Zuchwil is roughly 309% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Zuchwil is 180% above, Cebu is 31% below.

Meal at Budget Restaurant

$34.84 CHF 28.88

$3.79 ₱243

819.26%

Three-Course Dinner for Two, Mid-Range

$146 CHF 121

$23.33 ₱1,493

524.90%

Fast Food Meal (McDonalds, etc)

$17.80 CHF 14.76

$3.94 ₱252

351.78%

Cappuccino

$7.20 CHF 5.97

$2.54 ₱163

183.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.74 CHF 4.76

$1.57 ₱100

265.61%

Water (0.33 liter bottle)

$5.37 CHF 4.45

$0.47 ₱29.87

1042.55%

Local Beer (0.5 liter draught)

$9.95 CHF 8.24

$1.77 ₱113

462.15%

Imported Beer (0.33 liter bottle)

$8.70 CHF 7.21

$2.22 ₱142

291.89%

Milk (1 liter)

$2.20 CHF 1.82

$1.90 ₱121

15.79%

White Bread (500g)

$4.01 CHF 3.33

$1.36 ₱87.3

194.85%

Rice (white) (1kg)

$3.73 CHF 3.09

$0.94 ₱59.9

296.81%

Eggs

$8.57 CHF 7.10

$1.99 ₱127

330.65%

Local Cheese (1kg)

$26.72 CHF 22.14

$9.70 ₱621

175.46%

Chicken Fillets (1kg)

$28.23 CHF 23.40

$4.32 ₱276

553.47%

Beef Round Steak (1kg)

$62.9 CHF 52.1

$7.51 ₱481

737.02%

Apples (1kg)

$4.11 CHF 3.41

$3.31 ₱212

24.17%

Banana (1kg)

$2.72 CHF 2.26

$1.37 ₱87.6

98.54%

Oranges (1kg)

$3.56 CHF 2.95

$2.34 ₱150

52.14%

Tomato (1kg)

$4.53 CHF 3.75

$1.49 ₱95.5

204.03%

Potato (1kg)

$2.48 CHF 2.05

$2.30 ₱147

7.83%

Onion (1kg)

$2.18 CHF 1.81

$1.87 ₱120

16.58%

Lettuce (1 head)

$2.57 CHF 2.13

$1.10 ₱70.4

133.64%

Water (1.5 liter bottle)

$1.32 CHF 1.09

$0.63 ₱40.42

109.52%

Cigarettes 20 Pack (Marlboro, Camel)

$11.04 CHF 9.15

$2.86 ₱183

286.01%

Wine (Bottle)

$13.97 CHF 11.58

$6.08 ₱389

129.77%

Local Beer (0.5 liter bottle)

$2.73 CHF 2.27

$1.27 ₱81.6

114.96%

Imported Beer (0.33 liter bottle)

$3.10 CHF 2.57

$1.72 ₱110

80.23%

One-way Ticket (Public Transport)

$4.31 CHF 3.57

$0.22 ₱14.01

1859.09%

Public Transport Monthly Pass (Regular Price)

$101 CHF 84.0

$12.34 ₱790

720.91%

Taxi Start (Normal Tariff)

$8.33 CHF 6.91

$0.74 ₱47.60

1025.68%

Taxi (Normal Tariff) (1km)

$4.48 CHF 3.72

$0.22 ₱14.10

1936.36%

Taxi 1hour Waiting (Normal Tariff)

$88.3 CHF 73.2

$4.28 ₱274

1963.79%

Gasoline (1 liter)

$2.07 CHF 1.71

$1.31 ₱83.8

58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K CHF 31.9K

$20.8K ₱1.3M

85.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.1K CHF 33.2K

$19.0K ₱1.2M

110.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$281 CHF 233

$118 ₱7,577

136.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.33 CHF 31.77

$15.76 ₱1,009

143.21%

Internet (50+ Mbps, Unlimited Data)

$54.9 CHF 45.49

$28.33 ₱1,813

93.72%

Gym Membership (Monthly)

$90.9 CHF 75.4

$32.94 ₱2,108

175.99%

Tennis Court (1 Hour on Weekend)

$45.51 CHF 37.72

$6.49 ₱415

601.23%

Cinema Ticket

$24.93 CHF 20.66

$5.45 ₱349

357.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,636 CHF 3,014

$276 ₱17.6K

1218.74%

International Primary School, 1 Child (Yearly)

$42.5K CHF 35.2K

$7,789 ₱498.4K

445.12%

Jeans (Levis 501 Or Similar)

$141 CHF 117

$48.18 ₱3,083

191.95%

Summer Dress (H&M, Zara, etc)

$60.0 CHF 49.73

$24.47 ₱1,566

145.16%

Sport Shoes (Adidas, Nike)

$165 CHF 136

$75.3 ₱4,817

118.52%

Men's Leather Business Shoes

$255 CHF 211

$58.0 ₱3,713

338.99%

1-bedroom Apartment, City Center (Monthly)

$1,767 CHF 1,465

$477 ₱30.5K

270.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,663 CHF 1,379

$322 ₱20.6K

416.87%

3-bedroom Apartment, City Center (Monthly)

$2,669 CHF 2,212

$963 ₱61.6K

177.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,977 CHF 1,639

$626 ₱40.0K

216.02%

Buy Apartment in City Center (m2)

$16.5K CHF 13.7K

$4,551 ₱291.2K

261.98%

Buy Apartment Outside City Center (m2)

$12.4K CHF 10.2K

$3,028 ₱193.8K

308.05%

Average Monthly Net Salary (After Tax)

$7,116 CHF 5,898

$333 ₱21.3K

2034.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.07

7.2

-71.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zuchwil: October 24, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zuchwil

$1.7K 43.6%

Cebu

$322 34.5% 80.7% $1.3K

Groceries & Markets

Zuchwil

$681 17.8%

Cebu

$204 21.8% 70.1% $477

Eating Out

Zuchwil

$530 13.9%

Cebu

$94 10.1% 82.2% $436

Monthly Utilities & Internet

Zuchwil

$374 9.8%

Cebu

$163 17.4% 56.5% $211

Clothing & Footwear

Zuchwil

$279 7.3%

Cebu

$93 9.9% 66.8% $186

Getting Around

Zuchwil

$149 3.9%

Cebu

$15 1.6% 89.9% $134

Sport & Entertainment

Zuchwil

$141 3.7%

Cebu

$44 4.7% 68.8% $97

Cost Breakdown

A one-bedroom apartment in the center runs $1,767 in Zuchwil and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Zuchwil pays about 21 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $146 in Zuchwil vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $681 vs $204 per month, with Cebu cheaper across the board.

Good to know

🇨🇭 Zuchwil

🇵🇭 Cebu

🕒 Local time

09:26 9:26 AM

16:26 4:26 PM

7 h ahead of Zuchwil

🌤 Weather

👥 Population

9,000

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.829 CHF (1 CHF = 1.21 USD). 1 EUR = 0.923 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.22 PHP (100 PHP = 1.4 EUR).

USD to CHF in detail →

On the map

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Between locations

Zuchwil Cebu 11,070 km ≈ 14 h nonstop flight

From you

Zuchwil
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zuchwil vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 309% gap adds up to real monthly savings that compound significantly over time.

Average pay in Zuchwil is about 21 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,767 in Zuchwil versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,817 per month in Zuchwil versus $934 in Cebu – a 309% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 88% less than in Zuchwil. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zuchwil and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 76% less than in Zuchwil. Beyond cost, consider language, visa policies, and how big the international community is in each city.