Last update: Oct 2026

Cost of Living Comparison Between Cebu and Zahlah

For one person, living is cheaper in Cebu: $918 a month against $997 in Zahlah, rent and utilities included – about $950 less a year. The total is higher in Zahlah despite lower rent and utilities.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Zahlah
🇱🇧 Lebanon
$997
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Zahlah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Zahlah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $997 in Zahlah.

  • Cebu $918
  • Zahlah $997

Estimated couple costs with rent: $1,409 in Cebu versus $1,599 in Zahlah.

  • Cebu $1,409
  • Zahlah $1,599

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,201 in Zahlah.

  • Cebu $1,900
  • Zahlah $2,201

Living in Cebu costs roughly 8% less than in Zahlah, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Zahlah 26% lower.

Currency
🍽 Eating Out
Cebu
Zahlah
Difference
Meal at Budget Restaurant
$3.09 ₱195
$11.97 LBP 1.1M
-74.19%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$69.5 LBP 6.2M
-65.16%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$9.85 LBP 881.9K
-60.20%
Cappuccino
$2.51 ₱158
$4.50 LBP 402.9K
-44.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$2.40 LBP 214.6K
-33.75%
Water (0.33 liter bottle)
$0.53 ₱33.45
$0.91 LBP 81.3K
-41.76%
Local Beer (0.5 liter draught)
$1.78 ₱112
$5.01 LBP 448.5K
-64.47%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$4.83 LBP 432.6K
-55.07%
🛒 Groceries & Markets
Cebu
Zahlah
Difference
Milk (1 liter)
$1.92 ₱121
$1.94 LBP 173.8K
-1.03%
White Bread (500g)
$1.36 ₱85.5
$0.87 LBP 77.6K
56.32%
Rice (white) (1kg)
$1.01 ₱63.6
$2.24 LBP 200.7K
-54.91%
Eggs
$2.03 ₱128
$3.55 LBP 317.8K
-42.82%
Local Cheese (1kg)
$9.86 ₱621
$11.24 LBP 1.0M
-12.28%
Chicken Fillets (1kg)
$4.39 ₱277
$10.46 LBP 935.8K
-58.03%
Beef Round Steak (1kg)
$7.60 ₱479
$14.81 LBP 1.3M
-48.68%
Apples (1kg)
$3.30 ₱208
$3.01 LBP 269.1K
9.63%
Banana (1kg)
$1.39 ₱87.8
$1.65 LBP 147.4K
-15.76%
Oranges (1kg)
$2.33 ₱147
$1.62 LBP 144.8K
43.83%
Tomato (1kg)
$1.50 ₱94.3
$1.48 LBP 132.1K
1.35%
Potato (1kg)
$2.36 ₱149
$1.26 LBP 112.9K
87.30%
Onion (1kg)
$1.90 ₱119
$1.61 LBP 143.7K
18.01%
Lettuce (1 head)
$1.19 ₱74.9
$1.16 LBP 104.2K
2.59%
Water (1.5 liter bottle)
$0.63 ₱39.73
$0.71 LBP 63.8K
-11.27%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$2.93 LBP 262.0K
2.39%
Wine (Bottle)
$6.03 ₱380
$10.80 LBP 966.9K
-44.17%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$1.27 LBP 113.3K
-3.15%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$2.47 LBP 220.9K
-29.15%
🚌 Getting Around
Cebu
Zahlah
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.87
-
-
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
-
-
Taxi Start (Normal Tariff)
$0.77 ₱48.64
$4.86 LBP 435.3K
-84.16%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.54
$2.24 LBP 200.1K
-89.73%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$22.27 LBP 2.0M
-79.97%
Gasoline (1 liter)
$1.31 ₱82.8
$1.04 LBP 93.3K
25.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$54.2K LBP 4.8B
-60.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$32.3K LBP 2.9B
-40.73%
🧾 Monthly Utilities & Internet
Cebu
Zahlah
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,573
$233 LBP 20.9M
-48.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$22.43 LBP 2.0M
-37.58%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,735
$37.64 LBP 3.4M
-26.83%
🎉 Sport & Entertainment
Cebu
Zahlah
Difference
Gym Membership (Monthly)
$32.33 ₱2,036
-
-
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
-
-
Cinema Ticket
$5.65 ₱356
$9.81 LBP 878.1K
-42.41%
🧸 Childcare & Education
Cebu
Zahlah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$675 LBP 60.4M
-59.24%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.8K
$10.5K LBP 936.1M
-24.29%
👕👟 Clothing & Footwear
Cebu
Zahlah
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,107
$67.0 LBP 6.0M
-26.41%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,590
$48.56 LBP 4.3M
-48.02%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,848
$138 LBP 12.3M
-44.19%
Men's Leather Business Shoes
$57.2 ₱3,603
$119 LBP 10.6M
-51.79%
🏠 Accommodation & Living
Cebu
Zahlah
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.5K
-
-
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.8K
-
-
Buy Apartment in City Center (m2)
$2,886 ₱181.8K
-
-
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
-
-
💵 Salaries & Financials
Cebu
Zahlah
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
11
-34.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Zahlah: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Zahlah
- * 100%
Groceries & Markets
Cebu
$206
Zahlah
$274 32.9% $68
Monthly Utilities & Internet
Cebu
$162
Zahlah
$294 81.4% $132
Clothing & Footwear
Cebu
$94
Zahlah
$167 78.3% $74
Eating Out
Cebu
$88
Zahlah
$227 158% $139
Sport & Entertainment
Cebu
$44
Zahlah
$20 * 55% $24
Getting Around
Cebu
$16
Zahlah
$16 * 3% $0.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $70.0 in Zahlah for a mid-range dinner for two. Groceries echo the gap at $206 vs $274 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇱🇧 Zahlah
🕒 Local time
03:52 3:52 AM
22:52 10:52 PM
5 h behind Cebu
🌤 Weather
👥 Population
964,169
78,145
💱 Currency
Exchange rates and currency converter

LBP, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Lebanese Pound exchange rates as of October 17, 2026: 1 USD = 89,500 LBP (100,000 LBP = 1.12 USD). 1 EUR = 100,630 LBP (1,000,000 LBP = 9.94 EUR).

On the map
Between locations
  • Cebu Zahlah 9,190 km ≈ 12 h nonstop flight
From you
  • Cebu
  • Zahlah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Zahlah: Cost of Living - Frequently Asked Questions
Is Zahlah cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 9% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,377 in Cebu and $1,496 in Zahlah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do food prices compare in Cebu and in Zahlah?
Supermarket bills run roughly 33% higher in Zahlah. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Cebu and in Zahlah?
All in, you'll spend $918 per month in Cebu versus $997 in Zahlah – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 enough for either Cebu or Zahlah?
Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Zahlah more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zahlah, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Zahlah?
Safety-wise, Cebu and Zahlah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 9% less than in Zahlah. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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