Last update: Oct 2026

Cost of Living Comparison Between Cebu and Zagazig

For one person, living is cheaper in Zagazig: $369 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Zagazig
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Zagazig Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Zagazig

🇪🇬 Egypt

$369

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Zagazig

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Zagazig actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $369 in Zagazig.

Cebu $918
Zagazig $369

Estimated couple costs with rent: $1,409 in Cebu versus $613 in Zagazig.

Cebu $1,409
Zagazig $613

Monthly costs for a family of three with rent: $1,900 in Cebu versus $857 in Zagazig.

Cebu $1,900
Zagazig $857

Living in Cebu is roughly 149% more expensive than in Zagazig, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Zagazig 73% lower.

Meal at Budget Restaurant

$3.09 ₱195

$3.83 E£205

-19.32%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,526

$15.11 E£808

60.29%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.17 E£277

-24.18%

Cappuccino

$2.51 ₱158

$0.91 E£48.46

175.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.27 E£14.38

488.89%

Water (0.33 liter bottle)

$0.53 ₱33.47

$0.15 E£7.86

253.33%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.48 E£79.3

20.27%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.24 E£120

-3.13%

Milk (1 liter)

$1.92 ₱121

$0.71 E£37.98

170.42%

White Bread (500g)

$1.36 ₱85.5

$0.29 E£15.61

368.97%

Rice (white) (1kg)

$1.01 ₱63.6

$0.58 E£31.19

74.14%

Eggs

$2.03 ₱128

$1.17 E£62.5

73.50%

Local Cheese (1kg)

$9.86 ₱622

$3.83 E£205

157.44%

Chicken Fillets (1kg)

$4.39 ₱277

$4.13 E£221

6.30%

Beef Round Steak (1kg)

$7.60 ₱479

$7.79 E£416

-2.44%

Apples (1kg)

$3.30 ₱208

$1.36 E£72.8

142.65%

Banana (1kg)

$1.39 ₱87.9

$0.71 E£38.15

95.77%

Oranges (1kg)

$2.33 ₱147

$0.36 E£19.33

547.22%

Tomato (1kg)

$1.50 ₱94.4

$0.22 E£11.76

581.82%

Potato (1kg)

$2.36 ₱149

$0.38 E£20.41

521.05%

Onion (1kg)

$1.90 ₱120

$0.39 E£20.84

387.18%

Lettuce (1 head)

$1.19 ₱75.0

$0.08 E£4.53

1387.50%

Water (1.5 liter bottle)

$0.63 ₱39.75

$0.21 E£11.21

200.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.04 E£109

47.06%

Wine (Bottle)

$6.03 ₱380

$7.53 E£403

-19.92%

Local Beer (0.5 liter bottle)

$1.23 ₱77.8

$1.56 E£83.6

-21.15%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.11 E£113

-17.06%

One-way Ticket (Public Transport)

$0.25 ₱15.88

$0.14 E£7.37

78.57%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$5.57 E£298

126.93%

Taxi Start (Normal Tariff)

$0.77 ₱48.67

$0.17 E£8.93

352.94%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.55

$0.19 E£10.05

21.05%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.55 E£83.0

187.74%

Gasoline (1 liter)

$1.31 ₱82.9

$0.41 E£22.00

219.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.8K E£1.7M

-33.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$28.3K E£1.5M

-32.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,577

$14.52 E£776

728.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱883

$4.99 E£267

180.56%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,736

$10.52 E£562

161.79%

Gym Membership (Monthly)

$32.33 ₱2,037

$9.95 E£532

224.92%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$1.96 E£104

188.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.4K

$123 E£6,564

124.12%

International Primary School, 1 Child (Yearly)

$7,918 ₱499.1K

$3,580 E£191.3K

121.16%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,109

$19.04 E£1,018

159.09%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,591

$51.0 E£2,723

-50.46%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,851

$114 E£6,117

-32.76%

Men's Leather Business Shoes

$57.2 ₱3,605

$17.29 E£924

230.83%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$38.55 E£2,060

701.09%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$95.3 E£5,092

545.70%

Buy Apartment in City Center (m2)

$2,886 ₱181.9K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.8K

$282 E£15.1K

578.60%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$157 E£8,406

119.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-28.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Zagazig: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Zagazig

$39 10.4% 87.5% $270

Groceries & Markets

Cebu

$206 22.4%

Zagazig

$118 32% 42.6% $88

Monthly Utilities & Internet

Cebu

$162 17.6%

Zagazig

$30 8.1% 81.4% $132

Clothing & Footwear

Cebu

$94 10.2%

Zagazig

$91 24.6% 3.3% $3.1

Eating Out

Cebu

$88 9.6%

Zagazig

$71 19.1% 20% $18

Sport & Entertainment

Cebu

$44 4.8%

Zagazig

$14 3.8% 68.2% $30

Getting Around

Cebu

$16 1.7%

Zagazig

$7.2 2% 53.6% $8.3

Cost Breakdown

Cebu pays 120% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $15.00 in Zagazig for a mid-range dinner for two. Groceries echo the gap at $206 vs $118 per month, with Zagazig cheaper across the board.

Good to know

🇵🇭 Cebu

🇪🇬 Zagazig

🕒 Local time

06:46 6:46 AM

01:46 1:46 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

285,097

💱 Currency

Philippine Peso PHP ₱

Egyptian Pound EGP £

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 EGP = 1.87 USD

100 EGP = 1.67 EUR

Exchange rates and currency converter

EGP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 63.03 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Egyptian Pound exchange rates as of October 15, 2026: 1 USD = 53.44 EGP (100 EGP = 1.87 USD). 1 EUR = 59.91 EGP (100 EGP = 1.67 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Zagazig 9,650 km ≈ 13 h nonstop flight

From you

Cebu
Zagazig

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Zagazig: Cost of Living - Frequently Asked Questions

Zagazig is cheaper overall, especially in groceries, clothing, and eating out. The 149% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 120% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

All in, you'll spend $918 per month in Cebu versus $369 in Zagazig – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zagazig runs roughly 127% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Zagazig gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Zagazig is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Zagazig are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zagazig gentler on the wallet – expenses run 149% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.