Last update: Oct 2026

Cost of Living Comparison Between Cebu and Yamuna Nagar

For one person, living is cheaper in Yamuna Nagar: $323 a month against $918 in Cebu, rent and utilities included – about $7,100 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
16

Cost of Living Index in Yamuna Nagar
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Yamuna Nagar Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Yamuna Nagar

🇮🇳 India

$323

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Yamuna Nagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Yamuna Nagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $323 in Yamuna Nagar.

Cebu $918
Yamuna Nagar $323

Estimated couple costs with rent: $1,409 in Cebu versus $518 in Yamuna Nagar.

Cebu $1,409
Yamuna Nagar $518

Monthly costs for a family of three with rent: $1,900 in Cebu versus $713 in Yamuna Nagar.

Cebu $1,900
Yamuna Nagar $713

Living in Cebu is roughly 184% more expensive than in Yamuna Nagar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Yamuna Nagar 76% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.38 ₹131

123.91%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$10.34 ₹982

134.24%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.22 ₹306

21.74%

Cappuccino

$2.51 ₱158

$1.12 ₹106

124.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.36 ₹34.51

341.67%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.16 ₹15.54

231.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.14 ₹203

-16.82%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.35 ₹223

-7.66%

Milk (1 liter)

$1.92 ₱121

$0.62 ₹58.9

209.68%

White Bread (500g)

$1.36 ₱85.4

$0.45 ₹42.81

202.22%

Rice (white) (1kg)

$1.01 ₱63.5

$0.70 ₹66.5

44.29%

Eggs

$2.03 ₱128

$0.83 ₹79.0

144.58%

Local Cheese (1kg)

$9.86 ₱621

$3.56 ₹338

176.97%

Chicken Fillets (1kg)

$4.39 ₱277

$2.80 ₹266

56.79%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.87 ₹178

76.47%

Banana (1kg)

$1.39 ₱87.8

$0.69 ₹65.9

101.45%

Oranges (1kg)

$2.33 ₱147

$0.96 ₹90.9

142.71%

Tomato (1kg)

$1.50 ₱94.3

$0.38 ₹36.53

294.74%

Potato (1kg)

$2.36 ₱149

$0.27 ₹25.84

774.07%

Onion (1kg)

$1.90 ₱119

$0.28 ₹26.32

578.57%

Lettuce (1 head)

$1.19 ₱74.9

$0.63 ₹59.6

88.89%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.32 ₹30.51

96.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.42 ₹230

23.97%

Wine (Bottle)

$6.03 ₱379

$4.99 ₹474

20.84%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.63 ₹155

-24.54%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.34 ₹222

-25.21%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.72 ₹353

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.25 ₹23.60

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$7.67 ₹728

64.80%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.25 ₹23.47

208.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.15 ₹14.34

53.33%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.13 ₹202

109.39%

Gasoline (1 liter)

$1.31 ₱82.8

$0.96 ₹91.1

36.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$8,213 ₹779.9K

158.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$16.5K ₹1.6M

15.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$31.25 ₹2,967

284.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$4.06 ₹385

244.83%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$5.96 ₹566

362.08%

Gym Membership (Monthly)

$32.33 ₱2,035

$14.05 ₹1,334

130.11%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.71 ₹637

-0.89%

Cinema Ticket

$5.65 ₱356

$2.47 ₹235

128.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$51.8 ₹4,919

431.49%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,704 ₹161.8K

364.60%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$19.91 ₹1,890

147.76%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$20.98 ₹1,992

20.31%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$31.22 ₹2,965

146.51%

Men's Leather Business Shoes

$57.2 ₱3,601

$10.55 ₹1,002

442.18%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$123 ₹11.7K

304.76%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$72.8 ₹6,909

324.44%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$262 ₹24.9K

311.81%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$173 ₹16.5K

254.74%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$922 ₹87.5K

213.15%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$519 ₹49.3K

269.08%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$189 ₹18.0K

82.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Yamuna Nagar: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Yamuna Nagar

$73 22.5% 76.4% $236

Groceries & Markets

Cebu

$206 22.4%

Yamuna Nagar

$91 28.3% 55.6% $115

Monthly Utilities & Internet

Cebu

$162 17.6%

Yamuna Nagar

$41 12.8% 74.5% $121

Clothing & Footwear

Cebu

$94 10.2%

Yamuna Nagar

$37 11.5% 60.4% $57

Eating Out

Cebu

$88 9.6%

Yamuna Nagar

$52 16% 41.5% $37

Sport & Entertainment

Cebu

$44 4.8%

Yamuna Nagar

$19 5.9% 56.5% $25

Getting Around

Cebu

$16 1.7%

Yamuna Nagar

$9.7 3% 38% $5.9

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $123 in Yamuna Nagar. Housing cost is often the main lever when comparing two cities.

Cebu pays 83% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $10.00 in Yamuna Nagar for a mid-range dinner for two. Groceries echo the gap at $206 vs $91.0 per month, with Yamuna Nagar cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Yamuna Nagar

🕒 Local time

00:16 12:16 AM

21:46 9:46 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

217,071

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Yamuna Nagar 5,290 km ≈ 7 h nonstop flight

From you

Cebu
Yamuna Nagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Yamuna Nagar: Cost of Living - Frequently Asked Questions

Yamuna Nagar is cheaper overall, especially in groceries, clothing, and eating out. The 184% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 83% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $123 in Yamuna Nagar. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $323 in Yamuna Nagar – a 184% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Yamuna Nagar runs roughly 65% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Yamuna Nagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Yamuna Nagar is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Yamuna Nagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Yamuna Nagar gentler on the wallet – expenses run 184% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.