Last update: Oct 2026

Cost of Living Comparison Between Cebu and Yambol

For one person, living is cheaper in Cebu: $915 a month against $976 in Yambol, rent and utilities included – about $730 less a year. The total is higher in Yambol despite lower rent and utilities.

44

Cost of Living Index in Cebu
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Cebu Living Index
48

Cost of Living Index in Yambol
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Yambol Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$915

/mo nomad

Yambol

🇧🇬 Bulgaria

$976

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Yambol

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Yambol actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $976 in Yambol.

Cebu $915
Yambol $976

Estimated couple costs with rent: $1,418 in Cebu versus $1,538 in Yambol.

Cebu $1,418
Yambol $1,538

Monthly costs for a family of three with rent: $1,921 in Cebu versus $2,100 in Yambol.

Cebu $1,921
Yambol $2,100

Living in Cebu costs roughly 6% less than in Yambol, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 33% lower, Yambol 28% lower.

Meal at Budget Restaurant

$3.05 ₱192

$11.17 BGN 19.44

-72.69%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$45.15 BGN 78.6

-46.84%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$9.98 BGN 17.37

-60.02%

Cappuccino

$2.50 ₱157

$2.14 BGN 3.73

16.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$1.80 BGN 3.14

-14.44%

Water (0.33 liter bottle)

$0.50 ₱31.37

$1.28 BGN 2.23

-60.94%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.75 BGN 3.05

1.71%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.83 BGN 4.92

-23.32%

Milk (1 liter)

$2.00 ₱126

$1.88 BGN 3.26

6.38%

White Bread (500g)

$1.37 ₱86.2

$1.24 BGN 2.16

10.48%

Rice (white) (1kg)

$1.03 ₱64.9

$2.30 BGN 4.01

-55.22%

Eggs

$2.03 ₱128

$3.50 BGN 6.09

-42.00%

Local Cheese (1kg)

$10.20 ₱642

$9.06 BGN 15.76

12.58%

Chicken Fillets (1kg)

$4.45 ₱280

$7.25 BGN 12.61

-38.62%

Beef Round Steak (1kg)

$7.67 ₱483

$5.79 BGN 10.08

32.47%

Apples (1kg)

$3.31 ₱208

$1.47 BGN 2.56

125.17%

Banana (1kg)

$1.46 ₱91.8

$1.91 BGN 3.33

-23.56%

Oranges (1kg)

$2.32 ₱146

$1.66 BGN 2.90

39.76%

Tomato (1kg)

$1.49 ₱94.0

$1.61 BGN 2.81

-7.45%

Potato (1kg)

$2.34 ₱147

$1.29 BGN 2.25

81.40%

Onion (1kg)

$1.94 ₱122

$0.85 BGN 1.48

128.24%

Lettuce (1 head)

$1.16 ₱73.0

$1.06 BGN 1.84

9.43%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.83 BGN 1.44

-18.07%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$3.92 BGN 6.82

-23.72%

Wine (Bottle)

$6.24 ₱393

$4.71 BGN 8.20

32.48%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.18 BGN 2.06

4.24%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.88 BGN 3.27

-7.98%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.92 BGN 1.59

-75.00%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$28.35 BGN 49.33

-56.47%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.60 BGN 2.79

-50.63%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.86 BGN 1.49

-74.42%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$12.13 BGN 21.11

-62.57%

Gasoline (1 liter)

$1.32 ₱82.9

$1.67 BGN 2.91

-20.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$30.4K BGN 52.9K

-30.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$24.8K BGN 43.2K

-21.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$112 BGN 196

5.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$18.51 BGN 32.21

-23.18%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$16.28 BGN 28.33

68.73%

Gym Membership (Monthly)

$32.31 ₱2,034

$27.12 BGN 47.19

19.14%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

$7.87 BGN 13.69

-31.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$508 BGN 883

-45.62%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$6,223 BGN 10.8K

26.40%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$51.8 BGN 90.2

-4.75%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$21.85 BGN 38.02

12.49%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$86.1 BGN 150

-11.03%

Men's Leather Business Shoes

$58.9 ₱3,706

$60.5 BGN 105

-2.73%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$357 BGN 622

40.91%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$270 BGN 469

12.88%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$549 BGN 955

95.81%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$494 BGN 860

27.86%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$1,295 BGN 2,253

121.58%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$1,157 BGN 2,013

62.27%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$933 BGN 1,624

-64.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.82

155.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Yambol: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Yambol

$270 27.6% 11.4% $35

Groceries & Markets

Cebu

$210 22.9%

Yambol

$208 21.3% 1% $2

Monthly Utilities & Internet

Cebu

$160 17.5%

Yambol

$147 15.1% 8.2% $13

Clothing & Footwear

Cebu

$94 10.3%

Yambol

$99 10.2% 5.2% $4.9

Eating Out

Cebu

$88 9.6%

Yambol

$172 17.6% 95.8% $84

Sport & Entertainment

Cebu

$43 4.7%

Yambol

$43 4.4% 0.6% $0.3

Getting Around

Cebu

$15 1.7%

Yambol

$38 3.9% 150% $23

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $357 in Yambol. Housing cost is often the main lever when comparing two cities.

Yambol pays 178% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $45.00 in Yambol. Groceries flip the comparison at $210 vs $208, with Yambol cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇧🇬 Yambol

🕒 Local time

19:01 7:01 PM

14:01 2:01 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

76,599

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Yambol 9,830 km ≈ 13 h nonstop flight

From you

Cebu
Yambol

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Yambol: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and transport. The 7% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 178% lower in Yambol. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $357 in Yambol. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $976 in Yambol – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 130% less than in Yambol. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Yambol, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Yambol are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 7% less than in Yambol. Beyond cost, consider language, visa policies, and how big the international community is in each city.