Last update: Oct 2026

Cost of Living Comparison Between Cebu and Yala

For one person, living costs are similar in Cebu and in Yala: $915 and $895 a month, rent and utilities included.

Cebu
🇵🇭 Philippines
$915
/mo nomad
Yala
🇹🇭 Thailand
$895
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Yala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Yala actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $895 in Yala.

  • Cebu $915
  • Yala $895

Estimated couple costs with rent: $1,418 in Cebu versus $1,487 in Yala.

  • Cebu $1,418
  • Yala $1,487

Monthly costs for a family of three with rent: $1,921 in Cebu versus $2,079 in Yala.

  • Cebu $1,921
  • Yala $2,079

Living in Cebu is roughly 2% more expensive than in Yala, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Yala 34% lower.

Currency
🍽 Eating Out
Cebu
Yala
Difference
Meal at Budget Restaurant
$3.05 ₱192
$1.51 ฿50.3
101.99%
Three-Course Dinner for Two, Mid-Range
$24.00 ₱1,511
$24.70 ฿825
-2.83%
Fast Food Meal (McDonalds, etc)
$3.99 ₱251
$6.73 ฿225
-40.71%
Cappuccino
$2.50 ₱157
$1.92 ฿64.0
30.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱97.1
$0.56 ฿18.76
175.00%
Water (0.33 liter bottle)
$0.50 ₱31.37
$0.16 ฿5.42
212.50%
Local Beer (0.5 liter draught)
$1.78 ₱112
$1.90 ฿63.4
-6.32%
Imported Beer (0.33 liter bottle)
$2.17 ₱136
$3.30 ฿110
-34.24%
🛒 Groceries & Markets
Cebu
Yala
Difference
Milk (1 liter)
$2.00 ₱126
$1.54 ฿51.3
29.87%
White Bread (500g)
$1.37 ₱86.2
$1.22 ฿40.90
12.30%
Rice (white) (1kg)
$1.03 ₱64.9
$1.33 ฿44.51
-22.56%
Eggs
$2.03 ₱128
$1.79 ฿59.7
13.41%
Local Cheese (1kg)
$10.20 ₱642
$18.29 ฿611
-44.23%
Chicken Fillets (1kg)
$4.45 ₱280
$2.96 ฿98.8
50.34%
Beef Round Steak (1kg)
$7.67 ₱483
$9.26 ฿309
-17.17%
Apples (1kg)
$3.31 ₱208
$3.02 ฿101
9.60%
Banana (1kg)
$1.46 ₱91.8
$1.14 ฿37.97
28.07%
Oranges (1kg)
$2.32 ₱146
$2.09 ฿69.7
11.00%
Tomato (1kg)
$1.49 ₱94.0
$1.95 ฿65.3
-23.59%
Potato (1kg)
$2.34 ₱147
$1.57 ฿52.3
49.04%
Onion (1kg)
$1.94 ₱122
$0.97 ฿32.44
100.00%
Lettuce (1 head)
$1.16 ₱73.0
$1.17 ฿39.17
-0.85%
Water (1.5 liter bottle)
$0.68 ₱42.89
$0.53 ฿17.62
28.30%
Cigarettes 20 Pack (Marlboro, Camel)
$2.99 ₱188
$4.87 ฿163
-38.60%
Wine (Bottle)
$6.24 ₱393
$16.33 ฿546
-61.79%
Local Beer (0.5 liter bottle)
$1.23 ₱77.3
$1.64 ฿54.8
-25.00%
Imported Beer (0.33 liter bottle)
$1.73 ₱109
$2.58 ฿86.2
-32.95%
🚌 Getting Around
Cebu
Yala
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.36
$0.61 ฿20.44
-62.30%
Public Transport Monthly Pass (Regular Price)
$12.34 ₱777
-
-
Taxi Start (Normal Tariff)
$0.79 ₱49.96
$1.12 ฿37.42
-29.46%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.86
$1.31 ฿43.70
-83.21%
Taxi 1hour Waiting (Normal Tariff)
$4.54 ₱286
$6.43 ฿215
-29.39%
Gasoline (1 liter)
$1.32 ₱82.9
$1.42 ฿47.43
-7.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ₱1.3M
$26.5K ฿887.0K
-20.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$26.5K ฿887.1K
-26.90%
🧾 Monthly Utilities & Internet
Cebu
Yala
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 ₱7,464
$85.4 ฿2,853
38.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.22 ₱896
$11.99 ฿401
18.60%
Internet (50+ Mbps, Unlimited Data)
$27.47 ₱1,730
$19.46 ฿650
41.16%
🎉 Sport & Entertainment
Cebu
Yala
Difference
Gym Membership (Monthly)
$32.31 ₱2,034
$44.07 ฿1,473
-26.68%
Tennis Court (1 Hour on Weekend)
$6.50 ₱409
$13.69 ฿458
-52.52%
Cinema Ticket
$5.40 ₱340
$6.63 ฿222
-18.55%
🧸 Childcare & Education
Cebu
Yala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₱17.4K
$589 ฿19.7K
-53.14%
International Primary School, 1 Child (Yearly)
$7,866 ₱495.3K
$11.3K ฿376.2K
-30.12%
👕👟 Clothing & Footwear
Cebu
Yala
Difference
Jeans (Levis 501 Or Similar)
$49.37 ₱3,108
$45.88 ฿1,533
7.61%
Summer Dress (H&M, Zara, etc)
$24.58 ₱1,548
$32.27 ฿1,079
-23.83%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,825
$77.6 ฿2,592
-1.19%
Men's Leather Business Shoes
$58.9 ₱3,706
$80.9 ฿2,704
-27.24%
🏠 Accommodation & Living
Cebu
Yala
Difference
1-bedroom Apartment, City Center (Monthly)
$503 ₱31.7K
$475 ฿15.9K
6.09%
1-bedroom Apartment, Outside City Center (Monthly)
$305 ₱19.2K
$289 ฿9,662
5.32%
3-bedroom Apartment, City Center (Monthly)
$1,075 ₱67.7K
$1,169 ฿39.1K
-8.08%
3-bedroom Apartment, Outside City Center (Monthly)
$632 ₱39.8K
$759 ฿25.4K
-16.72%
Buy Apartment in City Center (m2)
$2,870 ₱180.7K
$1,762 ฿58.9K
62.91%
Buy Apartment Outside City Center (m2)
$1,877 ₱118.2K
$1,405 ฿46.9K
33.64%
💵 Salaries & Financials
Cebu
Yala
Difference
Average Monthly Net Salary (After Tax)
$336 ₱21.1K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
5.57
29.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Yala: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$305
Yala
$289 5.1% $15
Groceries & Markets
Cebu
$210
Yala
$241 15.1% $32
Monthly Utilities & Internet
Cebu
$160
Yala
$117 27.1% $43
Clothing & Footwear
Cebu
$94
Yala
$106 13% $12
Eating Out
Cebu
$88
Yala
$74 15.4% $14
Sport & Entertainment
Cebu
$43
Yala
$57 33% $14
Getting Around
Cebu
$15
Yala
$10 * 33.3% $5.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $475 in Yala. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $25.00 in Yala for a mid-range dinner for two. Groceries echo the gap at $210 vs $241 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇹🇭 Yala
🕒 Local time
03:09 3:09 AM
02:09 2:09 AM
1 h behind Cebu
🌤 Weather
👥 Population
964,169
60,617
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Cebu Yala 2,520 km ≈ 3 h 45 min nonstop flight
From you
  • Cebu
  • Yala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Yala: Cost of Living - Frequently Asked Questions
Is Yala cheaper than Cebu?
Yala is cheaper overall, especially in eating out, utilities, and transport. The 2% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,372 in Cebu and $1,343 in Yala to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Cebu and Yala?
Rent for a central apartment: $503 in Cebu versus $475 in Yala. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Cebu and in Yala?
Shoppers in Cebu pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
What are total monthly expenses in Cebu and in Yala?
All in, you'll spend $915 per month in Cebu versus $895 in Yala – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $800 enough for either Cebu or Yala?
Either city works on $800 a month, though Yala gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Yala more family-friendly?
For families, Yala is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Yala?
Safety-wise, Cebu and Yala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Yala gentler on the wallet – expenses run 2% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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