Last update: Oct 2026

Cost of Living Comparison Between Cebu and Yafran

For one person, living is cheaper in Yafran: $368 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
16

Cost of Living Index in Yafran
Learn more

Yafran Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Yafran

🇱🇾 Libya

$368

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Yafran

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Yafran actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $368 in Yafran.

Cebu $918
Yafran $368

Estimated couple costs with rent: $1,409 in Cebu versus $570 in Yafran.

Cebu $1,409
Yafran $570

Monthly costs for a family of three with rent: $1,900 in Cebu versus $772 in Yafran.

Cebu $1,900
Yafran $772

Living in Cebu is roughly 149% more expensive than in Yafran, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Yafran 73% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.88 LYD 24.85

-20.36%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$15.69 LYD 101

54.37%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$2.70 LYD 17.31

45.19%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.65 LYD 4.15

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.67 LYD 4.28

Cappuccino

$2.51 ₱158

$0.44 LYD 2.85

470.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.46 LYD 2.95

245.65%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.10 LYD 0.63

430.00%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$0.90 LYD 5.80

113.33%

White Bread (500g)

$1.36 ₱85.4

$0.20 LYD 1.28

580.00%

Rice (white) (1kg)

$1.01 ₱63.5

$1.21 LYD 7.78

-16.53%

Eggs

$2.03 ₱128

$1.43 LYD 9.16

41.96%

Local Cheese (1kg)

$9.86 ₱621

$5.11 LYD 32.73

92.95%

Chicken Fillets (1kg)

$4.39 ₱277

$3.52 LYD 22.55

24.72%

Beef Round Steak (1kg)

$7.60 ₱479

$9.16 LYD 58.7

-17.03%

Apples (1kg)

$3.30 ₱208

$2.24 LYD 14.34

47.32%

Banana (1kg)

$1.39 ₱87.8

$1.54 LYD 9.89

-9.74%

Oranges (1kg)

$2.33 ₱147

$0.73 LYD 4.65

219.18%

Tomato (1kg)

$1.50 ₱94.3

$0.60 LYD 3.87

150.00%

Potato (1kg)

$2.36 ₱149

$0.72 LYD 4.65

227.78%

Onion (1kg)

$1.90 ₱119

$0.47 LYD 2.98

304.26%

Lettuce (1 head)

$1.19 ₱74.9

$0.42 LYD 2.69

183.33%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.18 LYD 1.13

250.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 LYD 11.62

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.99 LYD 6.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.77 LYD 4.92

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.98 LYD 12.68

51.52%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.80 LYD 5.13

-3.75%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.46 LYD 2.93

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

$0.02 LYD 0.15

6450.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$23.2K LYD 148.4K

-8.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$21.0K LYD 134.6K

-8.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$93.6 LYD 600

28.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$6.00 LYD 38.44

133.33%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$27.31 LYD 175

0.84%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$51.9 LYD 333

430.05%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,586 LYD 10.2K

399.22%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$22.89 LYD 147

115.51%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$17.59 LYD 113

43.49%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$64.6 LYD 414

19.10%

Men's Leather Business Shoes

$57.2 ₱3,601

$64.8 LYD 415

-11.73%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Yafran: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Yafran

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Yafran

$115 31.3% 44% $91

Monthly Utilities & Internet

Cebu

$162 17.6%

Yafran

$127 34.5% 21.6% $35

Clothing & Footwear

Cebu

$94 10.2%

Yafran

$76 20.8% 18.6% $17

Eating Out

Cebu

$88 9.6%

Yafran

$47 12.7% 47.1% $42

Sport & Entertainment

Cebu

$44 4.8%

Yafran

- * 0% 100%

Getting Around

Cebu

$16 1.7%

Yafran

$3.1 * 0.8% 80.2% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $16.00 in Yafran for a mid-range dinner for two. Groceries echo the gap at $206 vs $115 per month, with Yafran cheaper across the board.

Good to know

🇵🇭 Cebu

🇱🇾 Yafran

🕒 Local time

02:27 2:27 AM

20:27 8:27 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

72,662

💱 Currency

Philippine Peso PHP ₱

Libyan Dinar LYD ل.د

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 LYD = 0.156 USD

1 LYD = 0.139 EUR

Exchange rates and currency converter

LYD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Libyan Dinar exchange rates as of October 18, 2026: 1 USD = 6.41 LYD (1 LYD = 0.156 USD). 1 EUR = 7.2 LYD (1 LYD = 0.139 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Yafran 11,350 km ≈ 15 h nonstop flight

From you

Cebu
Yafran

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Yafran: Cost of Living - Frequently Asked Questions

Yafran is cheaper overall, especially in groceries, clothing, and eating out. The 149% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $553 in Yafran to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 79% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $368 in Yafran – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Yafran gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Yafran is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Yafran are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Yafran gentler on the wallet – expenses run 149% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.