Last update: Oct 2026

Cost of Living Comparison Between Cebu and Winterthur

For one person, living is cheaper in Cebu: $934 a month against $4,105 in Winterthur, rent and utilities included – about $38,100 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
195

Cost of Living Index in Winterthur
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Winterthur Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Winterthur

🇨🇭 Switzerland

$4,105

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Winterthur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Winterthur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $4,105 in Winterthur.

Cebu $934
Winterthur $4,105

Estimated couple costs with rent: $1,415 in Cebu versus $5,937 in Winterthur.

Cebu $1,415
Winterthur $5,937

Monthly costs for a family of three with rent: $1,896 in Cebu versus $7,769 in Winterthur.

Cebu $1,896
Winterthur $7,769

Living in Cebu costs roughly 77% less than in Winterthur, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 30% below, Winterthur is 206% above.

Meal at Budget Restaurant

$3.03 ₱190

$30.58 CHF 25.39

-90.09%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$122 CHF 101

-80.79%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$18.04 CHF 14.97

-77.33%

Cappuccino

$2.52 ₱158

$6.09 CHF 5.06

-58.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$5.34 CHF 4.44

-71.16%

Water (0.33 liter bottle)

$0.49 ₱30.98

$4.75 CHF 3.94

-89.68%

Local Beer (0.5 liter draught)

$1.79 ₱112

$8.55 CHF 7.10

-79.06%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$6.74 CHF 5.60

-66.47%

Milk (1 liter)

$1.95 ₱122

$2.15 CHF 1.78

-9.30%

White Bread (500g)

$1.43 ₱89.7

$3.92 CHF 3.25

-63.52%

Rice (white) (1kg)

$1.02 ₱63.8

$4.50 CHF 3.74

-77.33%

Eggs

$2.06 ₱129

$7.17 CHF 5.95

-71.27%

Local Cheese (1kg)

$9.81 ₱615

$32.21 CHF 26.73

-69.54%

Chicken Fillets (1kg)

$4.61 ₱289

$29.51 CHF 24.49

-84.38%

Beef Round Steak (1kg)

$7.70 ₱483

$41.54 CHF 34.48

-81.46%

Apples (1kg)

$3.31 ₱207

$4.29 CHF 3.56

-22.84%

Banana (1kg)

$1.45 ₱90.9

$2.15 CHF 1.78

-32.56%

Oranges (1kg)

$2.36 ₱148

$3.14 CHF 2.61

-24.84%

Tomato (1kg)

$1.54 ₱96.4

$6.80 CHF 5.64

-77.35%

Potato (1kg)

$2.36 ₱148

$2.39 CHF 1.98

-1.26%

Onion (1kg)

$1.99 ₱125

$2.53 CHF 2.10

-21.34%

Lettuce (1 head)

$1.15 ₱72.1

$2.52 CHF 2.09

-54.37%

Water (1.5 liter bottle)

$0.67 ₱42.15

$1.22 CHF 1.01

-45.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$10.82 CHF 8.98

-72.27%

Wine (Bottle)

$6.35 ₱398

$12.91 CHF 10.71

-50.81%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$3.20 CHF 2.66

-59.06%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$3.97 CHF 3.29

-56.42%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$5.28 CHF 4.38

-95.27%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$95.5 CHF 79.3

-86.76%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$5.32 CHF 4.42

-86.09%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$3.39 CHF 2.82

-93.81%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$60.9 CHF 50.5

-92.89%

Gasoline (1 liter)

$1.33 ₱83.5

$2.28 CHF 1.89

-41.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$42.4K CHF 35.2K

-48.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$38.8K CHF 32.2K

-49.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$429 CHF 356

-71.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$31.20 CHF 25.90

-53.69%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$77.3 CHF 64.1

-63.39%

Gym Membership (Monthly)

$32.68 ₱2,050

$80.3 CHF 66.7

-59.31%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$32.67 CHF 27.11

-80.44%

Cinema Ticket

$5.46 ₱342

$28.10 CHF 23.32

-80.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$1,782 CHF 1,479

-84.66%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$32.0K CHF 26.5K

-74.47%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$179 CHF 149

-72.33%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$139 CHF 116

-82.16%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$198 CHF 164

-61.26%

Men's Leather Business Shoes

$59.3 ₱3,717

$453 CHF 376

-86.93%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$2,270 CHF 1,884

-77.73%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,646 CHF 1,366

-81.20%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$3,677 CHF 3,052

-71.40%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$2,411 CHF 2,001

-74.33%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$22.2K CHF 18.4K

-86.87%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$16.6K CHF 13.8K

-88.75%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$6,426 CHF 5,333

-94.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.48

190.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Winterthur: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Winterthur

$1.6K 41.1% 432% $1.3K

Groceries & Markets

Cebu

$210 22.7%

Winterthur

$644 16.1% 206% $433

Monthly Utilities & Internet

Cebu

$163 17.7%

Winterthur

$538 13.4% 229% $374

Clothing & Footwear

Cebu

$95 10.2%

Winterthur

$436 10.9% 361% $342

Eating Out

Cebu

$88 9.6%

Winterthur

$469 11.7% 430% $380

Sport & Entertainment

Cebu

$44 4.7%

Winterthur

$137 3.4% 213% $93

Getting Around

Cebu

$15 1.7%

Winterthur

$139 3.5% 800% $123

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $2,270 in Winterthur. Housing cost is often the main lever when comparing two cities.

Winterthur pays 1784% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $122 in Winterthur for a mid-range dinner for two. Groceries echo the gap at $210 vs $644 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 Winterthur

🕒 Local time

15:27 3:27 PM

09:27 9:27 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

108,044

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 CHF = 1.2 USD

1 CHF = 1.07 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Swiss Franc exchange rates as of October 10, 2026: 1 USD = 0.83 CHF (1 CHF = 1.2 USD). 1 EUR = 0.931 CHF (1 CHF = 1.07 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Winterthur 10,970 km ≈ 14 h nonstop flight

From you

Cebu
Winterthur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Winterthur: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 340% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1784% lower in Winterthur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $2,270 in Winterthur. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $4,105 in Winterthur – a 340% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 655% less than in Winterthur. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $4,105 in Winterthur, a $1,500 budget is realistic in Cebu but tight or insufficient in Winterthur. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Winterthur, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Winterthur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 340% less than in Winterthur. Beyond cost, consider language, visa policies, and how big the international community is in each city.