Last update: Oct 2026

Cost of Living Comparison Between Cebu and Wil

For one person, living is cheaper in Cebu: $918 a month against $3,084 in Wil, rent and utilities included – about $26,000 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
150

Cost of Living Index in Wil
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Wil Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Wil

🇨🇭 Switzerland

$3,084

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Wil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Wil actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $3,084 in Wil.

Cebu $918
Wil $3,084

Estimated couple costs with rent: $1,409 in Cebu versus $4,617 in Wil.

Cebu $1,409
Wil $4,617

Monthly costs for a family of three with rent: $1,900 in Cebu versus $6,150 in Wil.

Cebu $1,900
Wil $6,150

Living in Cebu costs roughly 70% less than in Wil, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 32% below, Wil is 128% above.

Meal at Budget Restaurant

$3.09 ₱194

$29.32 CHF 24.14

-89.46%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$145 CHF 119

-83.25%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$23.90 CHF 19.68

-83.60%

Cappuccino

$2.51 ₱158

$6.09 CHF 5.02

-58.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$5.75 CHF 4.73

-72.35%

Water (0.33 liter bottle)

$0.53 ₱33.43

$5.08 CHF 4.18

-89.57%

Local Beer (0.5 liter draught)

$1.78 ₱112

$9.16 CHF 7.55

-80.57%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$6.46 CHF 5.32

-66.41%

Milk (1 liter)

$1.92 ₱121

$2.16 CHF 1.78

-11.11%

White Bread (500g)

$1.36 ₱85.4

$4.18 CHF 3.44

-67.46%

Rice (white) (1kg)

$1.01 ₱63.5

$3.73 CHF 3.07

-72.92%

Eggs

$2.03 ₱128

$7.52 CHF 6.19

-73.01%

Local Cheese (1kg)

$9.86 ₱621

$26.86 CHF 22.12

-63.29%

Chicken Fillets (1kg)

$4.39 ₱277

$28.65 CHF 23.59

-84.68%

Beef Round Steak (1kg)

$7.60 ₱479

$41.13 CHF 33.88

-81.52%

Apples (1kg)

$3.30 ₱208

$3.57 CHF 2.94

-7.56%

Banana (1kg)

$1.39 ₱87.8

$2.00 CHF 1.65

-30.50%

Oranges (1kg)

$2.33 ₱147

$2.33 CHF 1.92

Tomato (1kg)

$1.50 ₱94.3

$5.46 CHF 4.50

-72.53%

Potato (1kg)

$2.36 ₱149

$1.98 CHF 1.63

19.19%

Onion (1kg)

$1.90 ₱119

$2.06 CHF 1.70

-7.77%

Lettuce (1 head)

$1.19 ₱74.9

$2.34 CHF 1.93

-49.15%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.17 CHF 0.97

-46.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$10.80 CHF 8.90

-72.22%

Wine (Bottle)

$6.03 ₱379

$18.28 CHF 15.05

-67.01%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.12 CHF 1.74

-41.98%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.33 CHF 1.92

-24.89%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$3.94 CHF 3.25

-93.65%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$89.0 CHF 73.3

-85.80%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$6.60 CHF 5.44

-88.33%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$4.77 CHF 3.93

-95.18%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$36.34 CHF 29.93

-87.73%

Gasoline (1 liter)

$1.31 ₱82.8

$2.23 CHF 1.84

-41.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$34.2K CHF 28.1K

-37.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$39.3K CHF 32.4K

-51.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$271 CHF 224

-55.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$37.31 CHF 30.73

-62.48%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$54.6 CHF 44.98

-49.58%

Gym Membership (Monthly)

$32.33 ₱2,035

$81.9 CHF 67.4

-60.51%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$26.59 CHF 21.90

-78.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$2,300 CHF 1,894

-88.03%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$31.7K CHF 26.1K

-74.99%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$146 CHF 120

-66.27%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$67.5 CHF 55.6

-62.60%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$142 CHF 117

-45.85%

Men's Leather Business Shoes

$57.2 ₱3,601

$267 CHF 220

-78.58%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,459 CHF 1,202

-65.77%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,081 CHF 891

-71.44%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$2,128 CHF 1,753

-49.35%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,460 CHF 1,202

-57.86%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$4,294 CHF 3,536

-91.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

1.9

278.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Wil: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Wil

$1.1K 35.1% 250% $773

Groceries & Markets

Cebu

$206 22.4%

Wil

$607 19.7% 195% $401

Monthly Utilities & Internet

Cebu

$162 17.6%

Wil

$363 11.8% 125% $202

Clothing & Footwear

Cebu

$94 10.2%

Wil

$280 9.1% 198% $186

Eating Out

Cebu

$88 9.6%

Wil

$481 15.6% 445% $393

Sport & Entertainment

Cebu

$44 4.8%

Wil

$135 4.4% 210% $91

Getting Around

Cebu

$16 1.7%

Wil

$135 4.4% 769% $120

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,459 in Wil. Housing cost is often the main lever when comparing two cities.

Wil pays 1141% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $145 in Wil for a mid-range dinner for two. Groceries echo the gap at $206 vs $607 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 Wil

🕒 Local time

18:42 6:42 PM

12:42 12:42 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

18,988

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Wil 10,950 km ≈ 14 h nonstop flight

From you

Cebu
Wil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Wil: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 236% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1141% lower in Wil. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,459 in Wil. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $3,084 in Wil – a 236% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 604% less than in Wil. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $3,084 in Wil, a $1,500 budget is realistic in Cebu but tight or insufficient in Wil. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Wil, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Wil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 236% less than in Wil. Beyond cost, consider language, visa policies, and how big the international community is in each city.