Last update: Oct 2026

Cost of Living Comparison Between Wil and Cebu

For one person, living is cheaper in Cebu: $918 a month against $3,084 in Wil, rent and utilities included – about $26,000 less a year. Other living expenses account for most of the difference.

150

Cost of Living Index in Wil
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Wil Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Wil

🇨🇭 Switzerland

$3,084

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Wil and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wil and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,084 in Wil versus $918 in Cebu.

Wil $3,084
Cebu $918

Estimated couple costs with rent: $4,617 in Wil versus $1,409 in Cebu.

Wil $4,617
Cebu $1,409

Monthly costs for a family of three with rent: $6,150 in Wil versus $1,900 in Cebu.

Wil $6,150
Cebu $1,900

Living in Wil is roughly 236% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Wil is 128% above, Cebu is 32% below.

Meal at Budget Restaurant

$29.32 CHF 24.14

$3.09 ₱194

848.87%

Three-Course Dinner for Two, Mid-Range

$145 CHF 119

$24.22 ₱1,525

496.99%

Fast Food Meal (McDonalds, etc)

$23.90 CHF 19.68

$3.92 ₱247

509.69%

Cappuccino

$6.09 CHF 5.02

$2.51 ₱158

142.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.75 CHF 4.73

$1.59 ₱100

261.64%

Water (0.33 liter bottle)

$5.08 CHF 4.18

$0.53 ₱33.43

858.49%

Local Beer (0.5 liter draught)

$9.16 CHF 7.55

$1.78 ₱112

414.61%

Imported Beer (0.33 liter bottle)

$6.46 CHF 5.32

$2.17 ₱137

197.70%

Milk (1 liter)

$2.16 CHF 1.78

$1.92 ₱121

12.50%

White Bread (500g)

$4.18 CHF 3.44

$1.36 ₱85.4

207.35%

Rice (white) (1kg)

$3.73 CHF 3.07

$1.01 ₱63.5

269.31%

Eggs

$7.52 CHF 6.19

$2.03 ₱128

270.44%

Local Cheese (1kg)

$26.86 CHF 22.12

$9.86 ₱621

172.41%

Chicken Fillets (1kg)

$28.65 CHF 23.59

$4.39 ₱277

552.62%

Beef Round Steak (1kg)

$41.13 CHF 33.88

$7.60 ₱479

441.18%

Apples (1kg)

$3.57 CHF 2.94

$3.30 ₱208

8.18%

Banana (1kg)

$2.00 CHF 1.65

$1.39 ₱87.8

43.88%

Oranges (1kg)

$2.33 CHF 1.92

$2.33 ₱147

Tomato (1kg)

$5.46 CHF 4.50

$1.50 ₱94.3

264.00%

Potato (1kg)

$1.98 CHF 1.63

$2.36 ₱149

-16.10%

Onion (1kg)

$2.06 CHF 1.70

$1.90 ₱119

8.42%

Lettuce (1 head)

$2.34 CHF 1.93

$1.19 ₱74.9

96.64%

Water (1.5 liter bottle)

$1.17 CHF 0.97

$0.63 ₱39.71

85.71%

Cigarettes 20 Pack (Marlboro, Camel)

$10.80 CHF 8.90

$3.00 ₱189

260.00%

Wine (Bottle)

$18.28 CHF 15.05

$6.03 ₱379

203.15%

Local Beer (0.5 liter bottle)

$2.12 CHF 1.74

$1.23 ₱77.7

72.36%

Imported Beer (0.33 liter bottle)

$2.33 CHF 1.92

$1.75 ₱110

33.14%

One-way Ticket (Public Transport)

$3.94 CHF 3.25

$0.25 ₱15.86

1476.00%

Public Transport Monthly Pass (Regular Price)

$89.0 CHF 73.3

$12.64 ₱796

604.03%

Taxi Start (Normal Tariff)

$6.60 CHF 5.44

$0.77 ₱48.62

757.14%

Taxi (Normal Tariff) (1km)

$4.77 CHF 3.93

$0.23 ₱14.53

1973.91%

Taxi 1hour Waiting (Normal Tariff)

$36.34 CHF 29.93

$4.46 ₱281

714.80%

Gasoline (1 liter)

$2.23 CHF 1.84

$1.31 ₱82.8

70.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K CHF 28.1K

$21.2K ₱1.3M

60.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K CHF 32.4K

$19.1K ₱1.2M

105.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$271 CHF 224

$120 ₱7,569

125.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.31 CHF 30.73

$14.00 ₱882

166.50%

Internet (50+ Mbps, Unlimited Data)

$54.6 CHF 44.98

$27.54 ₱1,734

98.33%

Gym Membership (Monthly)

$81.9 CHF 67.4

$32.33 ₱2,035

153.20%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$26.59 CHF 21.90

$5.65 ₱356

370.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,300 CHF 1,894

$275 ₱17.3K

735.36%

International Primary School, 1 Child (Yearly)

$31.7K CHF 26.1K

$7,918 ₱498.5K

299.83%

Jeans (Levis 501 Or Similar)

$146 CHF 120

$49.33 ₱3,106

196.49%

Summer Dress (H&M, Zara, etc)

$67.5 CHF 55.6

$25.24 ₱1,589

167.39%

Sport Shoes (Adidas, Nike)

$142 CHF 117

$77.0 ₱4,846

84.68%

Men's Leather Business Shoes

$267 CHF 220

$57.2 ₱3,601

366.91%

1-bedroom Apartment, City Center (Monthly)

$1,459 CHF 1,202

$500 ₱31.5K

192.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,081 CHF 891

$309 ₱19.4K

250.19%

3-bedroom Apartment, City Center (Monthly)

$2,128 CHF 1,753

$1,078 ₱67.9K

97.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,460 CHF 1,202

$615 ₱38.7K

137.30%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$4,294 CHF 3,536

$346 ₱21.8K

1141.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.9

7.2

-73.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wil: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wil

$1.1K 35.1%

Cebu

$309 33.6% 71.4% $773

Groceries & Markets

Wil

$607 19.7%

Cebu

$206 22.4% 66.1% $401

Eating Out

Wil

$481 15.6%

Cebu

$88 9.6% 81.7% $393

Monthly Utilities & Internet

Wil

$363 11.8%

Cebu

$162 17.6% 55.5% $202

Clothing & Footwear

Wil

$280 9.1%

Cebu

$94 10.2% 66.5% $186

Getting Around

Wil

$135 4.4%

Cebu

$16 1.7% 88.5% $120

Sport & Entertainment

Wil

$135 4.4%

Cebu

$44 4.8% 67.7% $91

Cost Breakdown

A one-bedroom apartment in the center runs $1,459 in Wil and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Wil pays 1141% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $145 in Wil vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $607 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇨🇭 Wil

🇵🇭 Cebu

🕒 Local time

11:58 11:58 AM

17:58 5:58 PM

6 h ahead of Wil

🌤 Weather

👥 Population

18,988

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

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Between locations

Wil Cebu 10,950 km ≈ 14 h nonstop flight

From you

Wil
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wil vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 236% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1141% higher in Wil, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,459 in Wil versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,084 per month in Wil versus $918 in Cebu – a 236% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 604% less than in Wil. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $3,084 in Wil, a $1,500 budget is realistic in Cebu but tight or insufficient in Wil. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Wil, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wil and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 236% less than in Wil. Beyond cost, consider language, visa policies, and how big the international community is in each city.