Last update: Oct 2026

Cost of Living Comparison Between Cebu and Vrnjacka Banja

For one person, living costs are similar in Cebu and in Vrnjacka Banja: $918 and $963 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
47

Cost of Living Index in Vrnjacka Banja
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Vrnjacka Banja Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Vrnjacka Banja

🇷🇸 Serbia

$963

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Vrnjacka Banja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Vrnjacka Banja actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $963 in Vrnjacka Banja.

Cebu $918
Vrnjacka Banja $963

Estimated couple costs with rent: $1,409 in Cebu versus $1,472 in Vrnjacka Banja.

Cebu $1,409
Vrnjacka Banja $1,472

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,980 in Vrnjacka Banja.

Cebu $1,900
Vrnjacka Banja $1,980

Living in Cebu costs roughly 5% less than in Vrnjacka Banja, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Vrnjacka Banja 29% lower.

Meal at Budget Restaurant

$3.09 ₱194

$9.63 RSD 1,004

-67.91%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$38.02 RSD 3,964

-36.30%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.75 RSD 496

-17.47%

Cappuccino

$2.51 ₱158

$1.90 RSD 198

32.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.87 RSD 90.7

82.76%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.88 RSD 196

-71.81%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.80 RSD 292

-36.43%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.78 RSD 290

-21.94%

Milk (1 liter)

$1.92 ₱121

$1.44 RSD 150

33.33%

White Bread (500g)

$1.36 ₱85.4

$0.74 RSD 77.4

83.78%

Rice (white) (1kg)

$1.01 ₱63.5

$1.39 RSD 145

-27.34%

Eggs

$2.03 ₱128

$2.54 RSD 265

-20.08%

Local Cheese (1kg)

$9.86 ₱621

$5.90 RSD 615

67.12%

Chicken Fillets (1kg)

$4.39 ₱277

$5.59 RSD 583

-21.47%

Beef Round Steak (1kg)

$7.60 ₱479

$11.31 RSD 1,179

-32.80%

Apples (1kg)

$3.30 ₱208

$1.14 RSD 118

189.47%

Banana (1kg)

$1.39 ₱87.8

$1.88 RSD 196

-26.06%

Oranges (1kg)

$2.33 ₱147

$1.63 RSD 170

42.94%

Tomato (1kg)

$1.50 ₱94.3

$2.47 RSD 257

-39.27%

Potato (1kg)

$2.36 ₱149

$1.04 RSD 109

126.92%

Onion (1kg)

$1.90 ₱119

$0.67 RSD 70.1

183.58%

Lettuce (1 head)

$1.19 ₱74.9

$1.02 RSD 107

16.67%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.68 RSD 71.0

-7.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.76 RSD 496

-36.97%

Wine (Bottle)

$6.03 ₱379

$7.54 RSD 786

-20.03%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.89 RSD 92.3

38.20%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.24 RSD 233

-21.88%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.90 RSD 94.2

-72.22%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.86 RSD 194

-58.60%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.88 RSD 92.0

-73.86%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$10.35 RSD 1,079

-56.91%

Gasoline (1 liter)

$1.31 ₱82.8

$1.91 RSD 199

-31.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.1K RSD 3.2M

-31.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$25.7K RSD 2.7M

-25.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$81.1 RSD 8,450

48.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$20.67 RSD 2,155

-32.27%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$14.27 RSD 1,488

92.99%

Gym Membership (Monthly)

$32.33 ₱2,035

$29.15 RSD 3,038

10.91%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$7.20 RSD 751

-21.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$366 RSD 38.1K

-24.71%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,711 RSD 803.9K

2.69%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$118 RSD 12.3K

-58.17%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$44.31 RSD 4,619

-43.04%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$138 RSD 14.4K

-44.43%

Men's Leather Business Shoes

$57.2 ₱3,601

$125 RSD 13.1K

-54.40%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$313 RSD 32.6K

59.77%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$263 RSD 27.5K

17.21%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$429 RSD 44.8K

151.00%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$372 RSD 38.8K

65.35%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,080 RSD 216.9K

38.72%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,596 RSD 166.3K

20.12%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.21

38.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Vrnjacka Banja: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Vrnjacka Banja

$263 27.4% 14.7% $45

Groceries & Markets

Cebu

$206 22.4%

Vrnjacka Banja

$194 20.1% 5.9% $12

Monthly Utilities & Internet

Cebu

$162 17.6%

Vrnjacka Banja

$116 12% 28.3% $46

Clothing & Footwear

Cebu

$94 10.2%

Vrnjacka Banja

$192 19.9% 104% $98

Eating Out

Cebu

$88 9.6%

Vrnjacka Banja

$145 15% 64% $56

Sport & Entertainment

Cebu

$44 4.8%

Vrnjacka Banja

$44 4.5% 0.2% $0.1

Getting Around

Cebu

$16 1.7%

Vrnjacka Banja

$9.9 * 1% 36.5% $5.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $313 in Vrnjacka Banja. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $38.00 in Vrnjacka Banja. Groceries flip the comparison at $206 vs $194, with Vrnjacka Banja cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇷🇸 Vrnjacka Banja

🕒 Local time

14:43 2:43 PM

08:43 8:43 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

10,000

💱 Currency

Philippine Peso PHP ₱

Serbian Dinar RSD din

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Vrnjacka Banja 10,240 km ≈ 13 h nonstop flight

From you

Cebu
Vrnjacka Banja

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Vrnjacka Banja: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing and eating out. The 5% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,445 in Vrnjacka Banja to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $313 in Vrnjacka Banja. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Vrnjacka Banja pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $963 in Vrnjacka Banja – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Vrnjacka Banja, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Vrnjacka Banja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 5% less than in Vrnjacka Banja. Beyond cost, consider language, visa policies, and how big the international community is in each city.