Last update: Oct 2026

Cost of Living Comparison Between Cebu and Victoria Falls

For one person, living costs are similar in Cebu and in Victoria Falls: $934 and $902 a month, rent and utilities included.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Victoria Falls

🇿🇼 Zimbabwe

$902

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Victoria Falls

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Victoria Falls actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $902 in Victoria Falls.

Cebu $934
Victoria Falls $902

Estimated couple costs with rent: $1,415 in Cebu versus $1,466 in Victoria Falls.

Cebu $1,415
Victoria Falls $1,466

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,031 in Victoria Falls.

Cebu $1,896
Victoria Falls $2,031

Living in Cebu is roughly 4% more expensive than in Victoria Falls, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Victoria Falls 33% lower.

Meal at Budget Restaurant

$3.03 ₱190

$9.95 ZWL 266

-69.55%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$45.68 ZWL 1,220

-48.60%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$2.52 ₱158

$5.83 ZWL 156

-56.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.99 ZWL 26.34

55.56%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.48 ZWL 12.81

2.08%

Local Beer (0.5 liter draught)

$1.79 ₱112

$4.93 ZWL 132

-63.69%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.95 ₱122

$1.98 ZWL 52.9

-1.52%

White Bread (500g)

$1.43 ₱89.7

$1.02 ZWL 27.35

40.20%

Rice (white) (1kg)

$1.02 ₱63.8

$1.95 ZWL 52.0

-47.69%

Eggs

$2.06 ₱129

$3.59 ZWL 95.9

-42.62%

Local Cheese (1kg)

$9.81 ₱615

$2.57 ZWL 68.7

281.71%

Chicken Fillets (1kg)

$4.61 ₱289

$6.06 ZWL 162

-23.93%

Beef Round Steak (1kg)

$7.70 ₱483

$7.78 ZWL 208

-1.03%

Apples (1kg)

$3.31 ₱207

$2.95 ZWL 78.7

12.20%

Banana (1kg)

$1.45 ₱90.9

$2.94 ZWL 78.6

-50.68%

Oranges (1kg)

$2.36 ₱148

$2.94 ZWL 78.4

-19.73%

Tomato (1kg)

$1.54 ₱96.4

$3.91 ZWL 104

-60.61%

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$1.99 ₱125

$1.97 ZWL 52.7

1.02%

Lettuce (1 head)

$1.15 ₱72.1

$1.98 ZWL 53.0

-41.92%

Water (1.5 liter bottle)

$0.67 ₱42.15

$1.53 ZWL 40.77

-56.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$3.38 ZWL 90.3

-11.24%

Wine (Bottle)

$6.35 ₱398

$19.97 ZWL 533

-68.20%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

$1.97 ZWL 52.6

-87.31%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.02 ZWL 27.32

-79.41%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

$1.78 ZWL 47.59

-25.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$24.86 ZWL 664

385.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$25.21 ZWL 673

-42.68%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$69.1 ZWL 1,845

-59.04%

Gym Membership (Monthly)

$32.68 ₱2,050

$61.1 ZWL 1,631

-46.49%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$14.83 ZWL 396

-56.91%

Cinema Ticket

$5.46 ₱342

$19.97 ZWL 533

-72.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$99.6 ZWL 2,660

174.54%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$5,890 ZWL 157.3K

38.47%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$15.17 ZWL 405

226.76%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$24.80 ZWL 662

0.28%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$60.3 ZWL 1,612

26.93%

Men's Leather Business Shoes

$59.3 ₱3,717

$45.58 ZWL 1,217

30.01%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$252 ZWL 6,728

100.77%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$178 ZWL 4,757

73.74%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$499 ZWL 13.3K

110.76%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$357 ZWL 9,533

73.42%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$806 ZWL 21.5K

-57.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Victoria Falls: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Victoria Falls

–

Groceries & Markets

Cebu

$210 22.7%

Victoria Falls

–

Monthly Utilities & Internet

Cebu

$163 17.7%

Victoria Falls

–

Clothing & Footwear

Cebu

$95 10.2%

Victoria Falls

–

Eating Out

Cebu

$88 9.6%

Victoria Falls

–

Sport & Entertainment

Cebu

$44 4.7%

Victoria Falls

–

Getting Around

Cebu

$15 1.7%

Victoria Falls

–

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $252 in Victoria Falls. Housing cost is often the main lever when comparing two cities.

Victoria Falls pays 136% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $46.00 in Victoria Falls for a mid-range dinner for two. Groceries echo the gap at $210 vs $247 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇿🇼 Victoria Falls

🕒 Local time

19:19 7:19 PM

13:19 1:19 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

35,215

💱 Currency

Philippine Peso PHP ₱

Zimbabwean Dollar ZWL $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 ZWL = 3.74 USD

100 ZWL = 3.34 EUR

Exchange rates and currency converter

ZWL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Zimbabwean Dollar exchange rates as of October 10, 2026: 1 USD = 26.71 ZWL (100 ZWL = 3.74 USD). 1 EUR = 29.93 ZWL (100 ZWL = 3.34 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Victoria Falls 11,200 km ≈ 15 h nonstop flight

From you

Cebu
Victoria Falls

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Victoria Falls: Cost of Living - Frequently Asked Questions

Victoria Falls is cheaper overall, especially in clothing and transport. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 136% lower in Victoria Falls. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $252 in Victoria Falls. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 18% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $934 per month in Cebu versus $902 in Victoria Falls – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Victoria Falls gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Victoria Falls is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Victoria Falls are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Victoria Falls gentler on the wallet – expenses run 4% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.