Last update: Oct 2026

Cost of Living Comparison Between Cebu and Unnao

For one person, living is cheaper in Unnao: $361 a month against $918 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Unnao
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Unnao Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Unnao

🇮🇳 India

$361

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Unnao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Unnao actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $361 in Unnao.

Cebu $918
Unnao $361

Estimated couple costs with rent: $1,409 in Cebu versus $579 in Unnao.

Cebu $1,409
Unnao $579

Monthly costs for a family of three with rent: $1,900 in Cebu versus $797 in Unnao.

Cebu $1,900
Unnao $797

Living in Cebu is roughly 154% more expensive than in Unnao, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Unnao 73% lower.

Meal at Budget Restaurant

$3.09 ₱194

$0.64 ₹60.9

382.81%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$15.57 ₹1,479

55.56%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.70 ₹351

5.95%

Cappuccino

$2.51 ₱158

$1.97 ₹187

27.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.44 ₹42.16

261.36%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.16 ₹14.82

231.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.05 ₹195

-13.17%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.55 ₹242

-14.90%

Milk (1 liter)

$1.92 ₱121

$0.66 ₹62.4

190.91%

White Bread (500g)

$1.36 ₱85.4

$0.56 ₹53.4

142.86%

Rice (white) (1kg)

$1.01 ₱63.5

$0.38 ₹36.39

165.79%

Eggs

$2.03 ₱128

$0.99 ₹93.8

105.05%

Local Cheese (1kg)

$9.86 ₱621

$2.80 ₹266

252.14%

Chicken Fillets (1kg)

$4.39 ₱277

$4.37 ₹415

0.46%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.28 ₹122

157.81%

Banana (1kg)

$1.39 ₱87.8

$0.50 ₹47.85

178.00%

Oranges (1kg)

$2.33 ₱147

$0.54 ₹51.2

331.48%

Tomato (1kg)

$1.50 ₱94.3

$0.33 ₹31.09

354.55%

Potato (1kg)

$2.36 ₱149

$0.30 ₹28.12

686.67%

Onion (1kg)

$1.90 ₱119

$0.33 ₹30.89

475.76%

Lettuce (1 head)

$1.19 ₱74.9

$0.78 ₹73.9

52.56%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.25 ₹23.51

152.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.11 ₹486

-41.29%

Wine (Bottle)

$6.03 ₱379

$7.24 ₹688

-16.71%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.43 ₹135

-13.99%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.65 ₹252

-33.96%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.23 ₹687

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.25 ₹23.51

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$7.78 ₹738

62.47%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.32 ₹30.44

140.63%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.09 ₹8.47

155.56%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.22 ₹116

265.57%

Gasoline (1 liter)

$1.31 ₱82.8

$0.97 ₹92.3

35.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$10.4K ₹991.4K

103.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$19.2K ₹1.8M

-0.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$34.73 ₹3,298

246.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.33 ₹316

320.42%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$6.46 ₹614

326.32%

Gym Membership (Monthly)

$32.33 ₱2,035

$14.17 ₹1,346

128.16%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.52 ₹619

1.99%

Cinema Ticket

$5.65 ₱356

$1.07 ₹101

428.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$35.00 ₹3,324

686.60%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$630 ₹59.8K

1156.89%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$32.78 ₹3,113

50.49%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$19.52 ₹1,854

29.30%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$50.2 ₹4,764

53.40%

Men's Leather Business Shoes

$57.2 ₱3,601

$27.67 ₹2,627

106.72%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$120 ₹11.4K

316.79%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$78.8 ₹7,478

292.15%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$242 ₹22.9K

346.20%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$169 ₹16.0K

264.10%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$987 ₹93.7K

192.48%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$467 ₹44.3K

310.71%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$263 ₹24.9K

31.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.33

-13.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Unnao: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Unnao

$79 21.8% 74.5% $230

Groceries & Markets

Cebu

$206 22.4%

Unnao

$96 26.5% 53.5% $110

Monthly Utilities & Internet

Cebu

$162 17.6%

Unnao

$45 12.3% 72.5% $117

Clothing & Footwear

Cebu

$94 10.2%

Unnao

$59 16.2% 37.7% $35

Eating Out

Cebu

$88 9.6%

Unnao

$58 16% 34.7% $31

Sport & Entertainment

Cebu

$44 4.8%

Unnao

$16 4.5% 62.6% $27

Getting Around

Cebu

$16 1.7%

Unnao

$9.5 2.6% 38.8% $6

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $120 in Unnao. Housing cost is often the main lever when comparing two cities.

Cebu pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $16.00 in Unnao for a mid-range dinner for two. Groceries echo the gap at $206 vs $96.0 per month, with Unnao cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Unnao

🕒 Local time

13:53 1:53 PM

11:23 11:23 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

177,658

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Unnao 4,890 km ≈ 7 h nonstop flight

From you

Cebu
Unnao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Unnao: Cost of Living - Frequently Asked Questions

Unnao is cheaper overall, especially in groceries, clothing, and eating out. The 154% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 32% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $120 in Unnao. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $361 in Unnao – a 154% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Unnao runs roughly 62% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Unnao gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Unnao is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Unnao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Unnao gentler on the wallet – expenses run 154% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.