Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ulhasnagar

For one person, living is cheaper in Ulhasnagar: $364 a month against $934 in Cebu, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
18

Cost of Living Index in Ulhasnagar
Learn more

Ulhasnagar Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Ulhasnagar

🇮🇳 India

$364

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ulhasnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ulhasnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $364 in Ulhasnagar.

Cebu $934
Ulhasnagar $364

Estimated couple costs with rent: $1,423 in Cebu versus $579 in Ulhasnagar.

Cebu $1,423
Ulhasnagar $579

Monthly costs for a family of three with rent: $1,913 in Cebu versus $794 in Ulhasnagar.

Cebu $1,913
Ulhasnagar $794

Living in Cebu is roughly 157% more expensive than in Ulhasnagar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 31% lower, Ulhasnagar 73% lower.

Meal at Budget Restaurant

$3.79 ₱242

$2.84 ₹270

33.45%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,491

$10.34 ₹984

125.63%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$5.27 ₹502

-25.24%

Cappuccino

$2.54 ₱163

$1.85 ₹176

37.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$0.35 ₹32.93

348.57%

Water (0.33 liter bottle)

$0.47 ₱29.82

$0.16 ₹15.54

193.75%

Local Beer (0.5 liter draught)

$1.77 ₱113

$2.06 ₹197

-14.08%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$3.23 ₹307

-31.27%

Milk (1 liter)

$1.90 ₱121

$0.66 ₹62.4

187.88%

White Bread (500g)

$1.36 ₱87.1

$0.45 ₹43.12

202.22%

Rice (white) (1kg)

$0.94 ₱59.8

$0.60 ₹57.5

56.67%

Eggs

$1.99 ₱127

$0.79 ₹75.4

151.90%

Local Cheese (1kg)

$9.70 ₱620

$6.14 ₹585

57.98%

Chicken Fillets (1kg)

$4.32 ₱276

$2.59 ₹246

66.80%

Beef Round Steak (1kg)

$7.51 ₱480

Apples (1kg)

$3.31 ₱211

$2.20 ₹209

50.45%

Banana (1kg)

$1.37 ₱87.5

$0.53 ₹50.8

158.49%

Oranges (1kg)

$2.34 ₱149

$0.91 ₹86.2

157.14%

Tomato (1kg)

$1.49 ₱95.4

$0.58 ₹55.6

156.90%

Potato (1kg)

$2.30 ₱147

$0.39 ₹37.55

489.74%

Onion (1kg)

$1.87 ₱120

$0.49 ₹46.38

281.63%

Lettuce (1 head)

$1.10 ₱70.3

$0.40 ₹38.25

175.00%

Water (1.5 liter bottle)

$0.63 ₱40.36

$0.29 ₹27.29

117.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$5.14 ₹489

-44.36%

Wine (Bottle)

$6.08 ₱389

$4.61 ₹439

31.89%

Local Beer (0.5 liter bottle)

$1.27 ₱81.4

$1.71 ₹163

-25.73%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$2.65 ₹253

-35.09%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.75 ₹357

One-way Ticket (Public Transport)

$0.22 ₱13.99

$0.19 ₹18.33

15.79%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

$6.89 ₹656

79.10%

Taxi Start (Normal Tariff)

$0.74 ₱47.53

$0.30 ₹28.80

146.67%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.08

$0.25 ₹23.69

-12.00%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱273

$1.02 ₹97.3

319.61%

Gasoline (1 liter)

$1.31 ₱83.7

$1.08 ₹103

21.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$11.1K ₹1.1M

86.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$17.8K ₹1.7M

7.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,565

$22.44 ₹2,137

427.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,007

$3.48 ₹331

352.87%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,810

$6.61 ₹630

328.59%

Gym Membership (Monthly)

$32.94 ₱2,105

$15.85 ₹1,509

107.82%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$6.82 ₹649

-4.84%

Cinema Ticket

$5.45 ₱348

$3.44 ₹328

58.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$67.3 ₹6,404

309.96%

International Primary School, 1 Child (Yearly)

$7,789 ₱497.7K

$934 ₹89.0K

733.57%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,078

$12.97 ₹1,235

271.47%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,564

$16.64 ₹1,584

47.06%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,810

$37.68 ₹3,588

99.79%

Men's Leather Business Shoes

$58.0 ₱3,707

$30.79 ₹2,932

88.44%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$121 ₹11.5K

293.90%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$76.4 ₹7,276

321.12%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.5K

$244 ₹23.3K

294.37%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$166 ₹15.8K

277.14%

Buy Apartment in City Center (m2)

$4,551 ₱290.8K

$1,027 ₹97.7K

343.37%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.5K

$563 ₹53.6K

437.74%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

$372 ₹35.4K

-10.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.16

-21.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Ulhasnagar: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Ulhasnagar

$76 21% 76.3% $245

Groceries & Markets

Cebu

$204 21.8%

Ulhasnagar

$99 27.2% 51.4% $105

Monthly Utilities & Internet

Cebu

$163 17.4%

Ulhasnagar

$33 9% 80% $130

Eating Out

Cebu

$94 10.1%

Ulhasnagar

$80 21.9% 15.5% $15

Clothing & Footwear

Cebu

$93 9.9%

Ulhasnagar

$44 12.1% 52.4% $49

Sport & Entertainment

Cebu

$44 4.7%

Ulhasnagar

$23 6.3% 48.1% $21

Getting Around

Cebu

$15 1.6%

Ulhasnagar

$9.2 2.5% 38.9% $5.9

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $121 in Ulhasnagar. Housing cost is often the main lever when comparing two cities.

Ulhasnagar pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23 in Cebu vs $10 in Ulhasnagar for a mid-range dinner for two. Groceries echo the gap at $204 vs $99 per month, with Ulhasnagar cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Ulhasnagar

🕒 Local time

07:43 7:43 AM

05:13 5:13 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

506,937

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Ulhasnagar 5,530 km ≈ 7 h nonstop flight

From you

Cebu
Ulhasnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ulhasnagar: Cost of Living - Frequently Asked Questions

Ulhasnagar is about 61% cheaper overall, especially in groceries, clothing, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 10% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $477 in Cebu versus $121 in Ulhasnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $364 in Ulhasnagar – Ulhasnagar is about 61% cheaper, which adds up to real savings over time.

A monthly transit pass in Ulhasnagar runs roughly 44% less than in Cebu. The price difference matters if you commute daily and watch your budget.

At $364 in Ulhasnagar versus $934 in Cebu, a $800 budget is realistic in Ulhasnagar but tight or insufficient in Cebu. The gap between the two cities makes Ulhasnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ulhasnagar gentler on the wallet – expenses run 61% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.