Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ucar

For one person, living is cheaper in Ucar: $627 a month against $918 in Cebu, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
30

Cost of Living Index in Ucar
Learn more

Ucar Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ucar

🇦🇿 Azerbaijan

$627

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ucar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ucar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $627 in Ucar.

Cebu $918
Ucar $627

Estimated couple costs with rent: $1,409 in Cebu versus $1,044 in Ucar.

Cebu $1,409
Ucar $1,044

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,462 in Ucar.

Cebu $1,900
Ucar $1,462

Living in Cebu is roughly 46% more expensive than in Ucar, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Ucar 54% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.93 ₼15.18

-65.40%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,519

$39.12 ₼66.5

-38.09%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$7.98 ₼13.56

-50.88%

Cappuccino

$2.51 ₱157

$3.60 ₼6.12

-30.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱99.8

$1.09 ₼1.86

45.87%

Water (0.33 liter bottle)

$0.53 ₱33.31

$0.58 ₼0.99

-8.62%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.78 ₼3.02

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.90 ₼4.92

-25.17%

Milk (1 liter)

$1.92 ₱120

$1.51 ₼2.57

27.15%

White Bread (500g)

$1.36 ₱85.1

$0.50 ₼0.85

172.00%

Rice (white) (1kg)

$1.01 ₱63.3

$2.46 ₼4.18

-58.94%

Eggs

$2.03 ₱127

$2.04 ₼3.47

-0.49%

Local Cheese (1kg)

$9.86 ₱619

$5.10 ₼8.67

93.33%

Chicken Fillets (1kg)

$4.39 ₱276

$5.21 ₼8.86

-15.74%

Beef Round Steak (1kg)

$7.60 ₱477

$11.60 ₼19.71

-34.48%

Apples (1kg)

$3.30 ₱207

$1.35 ₼2.29

144.44%

Banana (1kg)

$1.39 ₱87.4

$1.81 ₼3.08

-23.20%

Oranges (1kg)

$2.33 ₱146

$1.55 ₼2.63

50.32%

Tomato (1kg)

$1.50 ₱93.9

$1.76 ₼2.99

-14.77%

Potato (1kg)

$2.36 ₱148

$0.74 ₼1.25

218.92%

Onion (1kg)

$1.90 ₱119

$0.59 ₼1.01

222.03%

Lettuce (1 head)

$1.19 ₱74.6

$0.73 ₼1.24

63.01%

Water (1.5 liter bottle)

$0.63 ₱39.56

$0.72 ₼1.23

-12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$3.00 ₼5.11

Wine (Bottle)

$6.03 ₱378

$8.95 ₼15.21

-32.63%

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

$1.56 ₼2.65

-21.15%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.88 ₼4.90

-39.24%

One-way Ticket (Public Transport)

$0.25 ₱15.80

Public Transport Monthly Pass (Regular Price)

$12.64 ₱792

Taxi Start (Normal Tariff)

$0.77 ₱48.43

$2.02 ₼3.43

-61.88%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.47

$0.60 ₼1.02

-61.67%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱279

$3.59 ₼6.09

24.23%

Gasoline (1 liter)

$1.31 ₱82.5

$0.70 ₼1.18

87.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$23.5K ₼40.0K

-9.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.9K ₼35.5K

-8.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,540

$67.6 ₼115

77.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱878

$11.44 ₼19.44

22.38%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,727

$15.34 ₼26.08

79.53%

Gym Membership (Monthly)

$32.33 ₱2,028

Tennis Court (1 Hour on Weekend)

$6.65 ₱417

Cinema Ticket

$5.65 ₱354

$5.76 ₼9.78

-1.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$334 ₼567

-17.55%

International Primary School, 1 Child (Yearly)

$7,918 ₱496.6K

$6,785 ₼11.5K

16.70%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,094

$65.9 ₼112

-25.17%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,583

$54.9 ₼93.4

-54.05%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,827

$125 ₼212

-38.35%

Men's Leather Business Shoes

$57.2 ₱3,587

$116 ₼197

-50.66%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.3K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.6K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.6K

Buy Apartment in City Center (m2)

$2,886 ₱181.0K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.2K

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.46

-23.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ucar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ucar

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Ucar

$193 30.8% 6.1% $12

Monthly Utilities & Internet

Cebu

$162 17.6%

Ucar

$94 15.1% 41.7% $67

Clothing & Footwear

Cebu

$94 10.2%

Ucar

$163 26% 73.2% $69

Eating Out

Cebu

$88 9.6%

Ucar

$160 25.5% 81.3% $72

Sport & Entertainment

Cebu

$44 4.8%

Ucar

$12 * 1.8% 73.6% $32

Getting Around

Cebu

$16 1.7%

Ucar

$5 * 0.8% 67.8% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $39.00 in Ucar. Groceries flip the comparison at $206 vs $193, with Ucar cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇦🇿 Ucar

🕒 Local time

08:11 8:11 AM

04:11 4:11 AM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

18,300

💱 Currency

Philippine Peso PHP ₱

Azerbaijani Manat AZN ₼

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 AZN = 0.588 USD

1 AZN = 0.526 EUR

Exchange rates and currency converter

AZN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.19 PHP (100 PHP = 1.42 EUR).

Azerbaijani Manat exchange rates as of October 14, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.9 AZN (1 AZN = 0.526 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Ucar 8,110 km ≈ 11 h nonstop flight

From you

Cebu
Ucar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ucar: Cost of Living - Frequently Asked Questions

Ucar is cheaper overall, especially in groceries, leisure, and utilities. The 46% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $941 in Ucar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 6% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $627 in Ucar – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Ucar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ucar is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ucar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ucar gentler on the wallet – expenses run 46% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.