Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tuy Hoa

For one person, living is cheaper in Tuy Hoa: $748 a month against $934 in Cebu, rent and utilities included – about $2,200 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
36

Cost of Living Index in Tuy Hoa
Learn more

Tuy Hoa Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Tuy Hoa

🇻🇳 Vietnam

$748

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Tuy Hoa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tuy Hoa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $748 in Tuy Hoa.

Cebu $934
Tuy Hoa $748

Estimated couple costs with rent: $1,415 in Cebu versus $1,213 in Tuy Hoa.

Cebu $1,415
Tuy Hoa $1,213

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,678 in Tuy Hoa.

Cebu $1,896
Tuy Hoa $1,678

Living in Cebu is roughly 25% more expensive than in Tuy Hoa, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Tuy Hoa 44% lower.

Meal at Budget Restaurant

$3.03 ₱190

$2.68 ₫69.6K

13.06%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$23.49 ₫609.2K

-0.04%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$4.63 ₫120.1K

-11.66%

Cappuccino

$2.52 ₱158

$1.63 ₫42.1K

54.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.36 ₫9,407

327.78%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.23 ₫5,984

113.04%

Local Beer (0.5 liter draught)

$1.79 ₱112

$0.65 ₫16.8K

175.38%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$1.20 ₫31.2K

88.33%

Milk (1 liter)

$1.95 ₱122

$1.41 ₫36.5K

38.30%

White Bread (500g)

$1.43 ₱89.7

$0.44 ₫11.4K

225.00%

Rice (white) (1kg)

$1.02 ₱63.8

$1.04 ₫26.8K

-1.92%

Eggs

$2.06 ₱129

$1.37 ₫35.6K

50.36%

Local Cheese (1kg)

$9.81 ₱615

$11.81 ₫306.3K

-16.93%

Chicken Fillets (1kg)

$4.61 ₱289

$3.06 ₫79.3K

50.65%

Beef Round Steak (1kg)

$7.70 ₱483

$11.01 ₫285.6K

-30.06%

Apples (1kg)

$3.31 ₱207

$1.96 ₫50.9K

68.88%

Banana (1kg)

$1.45 ₱90.9

$0.83 ₫21.5K

74.70%

Oranges (1kg)

$2.36 ₱148

$1.06 ₫27.5K

122.64%

Tomato (1kg)

$1.54 ₱96.4

$1.19 ₫30.8K

29.41%

Potato (1kg)

$2.36 ₱148

$0.79 ₫20.4K

198.73%

Onion (1kg)

$1.99 ₱125

$0.66 ₫17.0K

201.52%

Lettuce (1 head)

$1.15 ₱72.1

$0.79 ₫20.4K

45.57%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.38 ₫9,879

76.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$1.55 ₫40.3K

93.55%

Wine (Bottle)

$6.35 ₱398

$11.39 ₫295.4K

-44.25%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$0.61 ₫15.8K

114.75%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.85 ₫48.0K

-6.49%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.30 ₫7,659

-16.67%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$6.60 ₫171.0K

91.67%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$0.56 ₫14.5K

32.14%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.59 ₫15.4K

-64.41%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$2.60 ₫67.4K

66.54%

Gasoline (1 liter)

$1.33 ₱83.5

$0.87 ₫22.7K

52.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$30.6K ₫792.8M

-28.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$28.3K ₫735.0M

-31.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$75.2 ₫2.0M

60.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$6.65 ₫172.5K

117.29%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$9.18 ₫238.1K

208.17%

Gym Membership (Monthly)

$32.68 ₱2,050

$22.53 ₫584.3K

45.05%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$6.92 ₫179.5K

-7.66%

Cinema Ticket

$5.46 ₱342

$1.94 ₫50.3K

181.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$208 ₫5.4M

31.71%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$3,820 ₫99.1M

113.52%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$41.52 ₫1.1M

19.39%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$24.19 ₫627.3K

2.81%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$48.70 ₫1.3M

57.27%

Men's Leather Business Shoes

$59.3 ₱3,717

$80.3 ₫2.1M

-26.24%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$377 ₫9.8M

34.08%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$312 ₫8.1M

-0.74%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$759 ₫19.7M

38.51%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$529 ₫13.7M

16.97%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$2,785 ₫72.2M

4.70%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,298 ₫33.6M

43.90%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.46

-14.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Tuy Hoa: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Tuy Hoa

$312 40.6% 0.7% $2.3

Groceries & Markets

Cebu

$210 22.7%

Tuy Hoa

$178 23.1% 15.5% $33

Monthly Utilities & Internet

Cebu

$163 17.7%

Tuy Hoa

$91 11.9% 44.2% $72

Clothing & Footwear

Cebu

$95 10.2%

Tuy Hoa

$88 11.4% 7.4% $7

Eating Out

Cebu

$88 9.6%

Tuy Hoa

$63 8.2% 28.8% $25

Sport & Entertainment

Cebu

$44 4.7%

Tuy Hoa

$26 3.4% 39.4% $17

Getting Around

Cebu

$15 1.7%

Tuy Hoa

$11 1.5% 26.8% $4.1

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $377 in Tuy Hoa. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Cebu vs $23.00 in Tuy Hoa. Groceries flip the comparison at $210 vs $178, with Tuy Hoa cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇻🇳 Tuy Hoa

🕒 Local time

09:39 9:39 AM

08:39 8:39 AM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

202,030

💱 Currency

Philippine Peso PHP ₱

Vietnamese Dong VND ₫

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.29 PHP (100 PHP = 1.42 EUR).

Vietnamese Dong exchange rates as of October 13, 2026: 1 USD = 25,934 VND (100,000 VND = 3.86 USD). 1 EUR = 29,064 VND (100,000 VND = 3.44 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Tuy Hoa 1,620 km ≈ 2 h 30 min nonstop flight

From you

Cebu
Tuy Hoa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tuy Hoa: Cost of Living - Frequently Asked Questions

Tuy Hoa is cheaper overall, especially in groceries, clothing, and eating out. The 25% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $1,122 in Tuy Hoa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $506 in Cebu versus $377 in Tuy Hoa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $748 in Tuy Hoa – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Tuy Hoa runs roughly 92% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Tuy Hoa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Tuy Hoa is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Tuy Hoa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tuy Hoa gentler on the wallet – expenses run 25% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.