Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tutrakan

For one person, living costs are similar in Cebu and in Tutrakan: $915 and $936 a month, rent and utilities included.

44

Cost of Living Index in Cebu
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Cebu Living Index
45

Cost of Living Index in Tutrakan
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Tutrakan Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Tutrakan

🇧🇬 Bulgaria

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Tutrakan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tutrakan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $936 in Tutrakan.

Cebu $915
Tutrakan $936

Estimated couple costs with rent: $1,418 in Cebu versus $1,457 in Tutrakan.

Cebu $1,418
Tutrakan $1,457

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,978 in Tutrakan.

Cebu $1,921
Tutrakan $1,978

Living in Cebu costs roughly 2% less than in Tutrakan, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 33% lower, Tutrakan 31% lower.

Meal at Budget Restaurant

$3.05 ₱192

$9.61 BGN 16.72

-68.26%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$38.83 BGN 67.6

-38.19%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$9.78 BGN 17.02

-59.20%

Cappuccino

$2.50 ₱157

$2.05 BGN 3.57

21.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$1.49 BGN 2.59

3.36%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.93 BGN 1.62

-46.24%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.03 BGN 3.53

-12.32%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.78 BGN 4.83

-21.94%

Milk (1 liter)

$2.00 ₱126

$1.73 BGN 3.01

15.61%

White Bread (500g)

$1.37 ₱86.2

$0.89 BGN 1.55

53.93%

Rice (white) (1kg)

$1.03 ₱64.9

$2.02 BGN 3.51

-49.01%

Eggs

$2.03 ₱128

$3.22 BGN 5.60

-36.96%

Local Cheese (1kg)

$10.20 ₱642

$9.11 BGN 15.85

11.96%

Chicken Fillets (1kg)

$4.45 ₱280

$7.47 BGN 12.99

-40.43%

Beef Round Steak (1kg)

$7.67 ₱483

$10.08 BGN 17.53

-23.91%

Apples (1kg)

$3.31 ₱208

$1.52 BGN 2.65

117.76%

Banana (1kg)

$1.46 ₱91.8

$1.85 BGN 3.23

-21.08%

Oranges (1kg)

$2.32 ₱146

$1.85 BGN 3.23

25.41%

Tomato (1kg)

$1.49 ₱94.0

$2.35 BGN 4.08

-36.60%

Potato (1kg)

$2.34 ₱147

$1.02 BGN 1.78

129.41%

Onion (1kg)

$1.94 ₱122

$1.08 BGN 1.87

79.63%

Lettuce (1 head)

$1.16 ₱73.0

$0.92 BGN 1.60

26.09%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.71 BGN 1.24

-4.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$3.61 BGN 6.28

-17.17%

Wine (Bottle)

$6.24 ₱393

$6.31 BGN 10.98

-1.11%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.05 BGN 1.82

17.14%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.67 BGN 2.90

3.59%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.84 BGN 1.46

-72.62%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$23.85 BGN 41.50

-48.26%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.28 BGN 2.22

-38.28%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.66 BGN 1.15

-66.67%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$11.50 BGN 20.02

-60.52%

Gasoline (1 liter)

$1.32 ₱82.9

$1.59 BGN 2.76

-16.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$29.4K BGN 51.2K

-28.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$22.4K BGN 38.9K

-13.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$101 BGN 175

17.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$17.13 BGN 29.81

-16.99%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$12.22 BGN 21.27

124.80%

Gym Membership (Monthly)

$32.31 ₱2,034

$30.43 BGN 53.0

6.18%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$16.87 BGN 29.36

-61.47%

Cinema Ticket

$5.40 ₱340

$6.78 BGN 11.80

-20.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$500 BGN 869

-44.74%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$5,885 BGN 10.2K

33.67%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$46.79 BGN 81.4

5.51%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$29.35 BGN 51.1

-16.25%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$78.5 BGN 137

-2.34%

Men's Leather Business Shoes

$58.9 ₱3,706

$78.9 BGN 137

-25.43%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$338 BGN 589

48.77%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$250 BGN 436

21.64%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$549 BGN 955

95.81%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$405 BGN 706

55.88%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$1,331 BGN 2,317

115.52%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$1,055 BGN 1,836

77.94%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.99

140.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Tutrakan: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Tutrakan

$250 26.7% 17.8% $54

Groceries & Markets

Cebu

$210 22.9%

Tutrakan

$219 23.4% 4.3% $9

Monthly Utilities & Internet

Cebu

$160 17.5%

Tutrakan

$130 13.9% 18.7% $30

Clothing & Footwear

Cebu

$94 10.3%

Tutrakan

$105 11.2% 11.5% $11

Eating Out

Cebu

$88 9.6%

Tutrakan

$156 16.7% 78% $68

Sport & Entertainment

Cebu

$43 4.7%

Tutrakan

$44 4.7% 2.1% $0.9

Getting Around

Cebu

$15 1.7%

Tutrakan

$32 3.4% 110% $17

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $338 in Tutrakan. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $39.00 in Tutrakan for a mid-range dinner for two. Groceries echo the gap at $210 vs $219 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇬 Tutrakan

🕒 Local time

23:37 11:37 PM

18:37 6:37 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

8,000

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Tutrakan 9,790 km ≈ 13 h nonstop flight

From you

Cebu
Tutrakan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tutrakan: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 2% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,372 in Cebu and $1,404 in Tutrakan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Cebu versus $338 in Tutrakan. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $936 in Tutrakan – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 93% less than in Tutrakan. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tutrakan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Tutrakan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 2% less than in Tutrakan. Beyond cost, consider language, visa policies, and how big the international community is in each city.