Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tullamore

For one person, living is cheaper in Cebu: $918 a month against $2,630 in Tullamore, rent and utilities included – about $20,500 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Tullamore
🇮🇪 Ireland
$2,630
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Tullamore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tullamore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,630 in Tullamore.

  • Cebu $918
  • Tullamore $2,630

Estimated couple costs with rent: $1,409 in Cebu versus $3,812 in Tullamore.

  • Cebu $1,409
  • Tullamore $3,812

Monthly costs for a family of three with rent: $1,900 in Cebu versus $4,994 in Tullamore.

  • Cebu $1,900
  • Tullamore $4,994

Living in Cebu costs roughly 65% less than in Tullamore, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Tullamore is 95% above.

Currency
🍽 Eating Out
Cebu
Tullamore
Difference
Meal at Budget Restaurant
$3.09 ₱195
$21.94 €19.51
-85.92%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$88.9 €79.0
-72.75%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$12.15 €10.81
-67.74%
Cappuccino
$2.51 ₱158
$4.45 €3.96
-43.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$2.56 €2.28
-37.89%
Water (0.33 liter bottle)
$0.53 ₱33.45
$2.23 €1.98
-76.23%
Local Beer (0.5 liter draught)
$1.78 ₱112
$7.33 €6.52
-75.72%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$6.60 €5.87
-67.12%
🛒 Groceries & Markets
Cebu
Tullamore
Difference
Milk (1 liter)
$1.92 ₱121
$1.71 €1.52
12.28%
White Bread (500g)
$1.36 ₱85.5
$2.09 €1.86
-34.93%
Rice (white) (1kg)
$1.01 ₱63.6
$1.86 €1.65
-45.70%
Eggs
$2.03 ₱128
$4.58 €4.08
-55.68%
Local Cheese (1kg)
$9.86 ₱621
$13.92 €12.38
-29.17%
Chicken Fillets (1kg)
$4.39 ₱277
$12.92 €11.49
-66.02%
Beef Round Steak (1kg)
$7.60 ₱479
$16.52 €14.69
-54.00%
Apples (1kg)
$3.30 ₱208
$3.27 €2.91
0.92%
Banana (1kg)
$1.39 ₱87.8
$2.99 €2.66
-53.51%
Oranges (1kg)
$2.33 ₱147
$3.33 €2.96
-30.03%
Tomato (1kg)
$1.50 ₱94.3
$4.67 €4.15
-67.88%
Potato (1kg)
$2.36 ₱149
$2.36 €2.10
-
Onion (1kg)
$1.90 ₱119
$1.73 €1.54
9.83%
Lettuce (1 head)
$1.19 ₱74.9
$1.40 €1.24
-15.00%
Water (1.5 liter bottle)
$0.63 ₱39.73
$2.17 €1.93
-70.97%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$19.73 €17.55
-84.79%
Wine (Bottle)
$6.03 ₱380
$13.62 €12.12
-55.73%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$4.04 €3.60
-69.55%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$3.45 €3.07
-49.28%
🚌 Getting Around
Cebu
Tullamore
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.87
-
-
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
-
-
Taxi Start (Normal Tariff)
$0.77 ₱48.64
$5.04 €4.49
-84.72%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.54
$1.50 €1.33
-84.67%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$32.54 €28.94
-86.29%
Gasoline (1 liter)
$1.31 ₱82.8
$2.16 €1.92
-39.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$39.2K €34.9K
-45.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$37.6K €33.4K
-49.08%
🧾 Monthly Utilities & Internet
Cebu
Tullamore
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,573
$243 €216
-50.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$21.67 €19.28
-35.39%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,735
$54.8 €48.69
-49.70%
🎉 Sport & Entertainment
Cebu
Tullamore
Difference
Gym Membership (Monthly)
$32.33 ₱2,036
$47.82 €42.53
-32.39%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
-
-
Cinema Ticket
$5.65 ₱356
$13.65 €12.14
-58.61%
🧸 Childcare & Education
Cebu
Tullamore
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$1,057 €940
-73.94%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.8K
$5,461 €4,857
44.99%
👕👟 Clothing & Footwear
Cebu
Tullamore
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,107
$95.5 €84.9
-48.32%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,590
$42.80 €38.07
-41.03%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,848
$107 €95.0
-27.93%
Men's Leather Business Shoes
$57.2 ₱3,603
$121 €108
-52.74%
🏠 Accommodation & Living
Cebu
Tullamore
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$1,525 €1,356
-67.25%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.5K
$1,337 €1,189
-76.90%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$2,086 €1,855
-48.33%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.8K
$2,104 €1,872
-70.77%
Buy Apartment in City Center (m2)
$2,886 ₱181.8K
-
-
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
-
-
💵 Salaries & Financials
Cebu
Tullamore
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
$3,435 €3,055
-89.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
4.14
73.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Tullamore: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Tullamore
$1.3K 333% $1K
Groceries & Markets
Cebu
$206
Tullamore
$387 88.1% $181
Monthly Utilities & Internet
Cebu
$162
Tullamore
$319 97.5% $158
Clothing & Footwear
Cebu
$94
Tullamore
$165 75.4% $71
Eating Out
Cebu
$88
Tullamore
$334 279% $246
Sport & Entertainment
Cebu
$44
Tullamore
$75 72.2% $32
Getting Around
Cebu
$16
Tullamore
$13 * 19.6% $3.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,525 in Tullamore. Housing cost is often the main lever when comparing two cities.

Tullamore pays 893% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $89.0 in Tullamore for a mid-range dinner for two. Groceries echo the gap at $206 vs $387 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇮🇪 Tullamore
🕒 Local time
23:33 11:33 PM
16:33 4:33 PM
7 h behind Cebu
🌤 Weather
👥 Population
964,169
15,000
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cebu Tullamore 11,590 km ≈ 15 h nonstop flight
From you
  • Cebu
  • Tullamore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Tullamore: Cost of Living - Frequently Asked Questions
Is Tullamore cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 187% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Tullamore?
On paper, salaries run 893% lower in Tullamore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Tullamore?
Rent for a central apartment: $500 in Cebu versus $1,525 in Tullamore. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Cebu and in Tullamore?
Supermarket bills run roughly 88% higher in Tullamore. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Cebu and in Tullamore?
All in, you'll spend $918 per month in Cebu versus $2,630 in Tullamore – a 187% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Cebu or in Tullamore?
At $918 in Cebu versus $2,630 in Tullamore, a $1,500 budget is realistic in Cebu but tight or insufficient in Tullamore. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Tullamore more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tullamore, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Tullamore?
Safety-wise, Cebu and Tullamore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 187% less than in Tullamore. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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