Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tula

For one person, living costs are similar in Cebu and in Tula: $918 and $896 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
44

Cost of Living Index in Tula
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Tula Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Tula

🇷🇺 Russia

$896

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Tula

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tula actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $896 in Tula.

Cebu $918
Tula $896

Estimated couple costs with rent: $1,409 in Cebu versus $1,470 in Tula.

Cebu $1,409
Tula $1,470

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,044 in Tula.

Cebu $1,900
Tula $2,044

Living in Cebu is roughly 2% more expensive than in Tula, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Tula 34% lower.

Meal at Budget Restaurant

$3.09 ₱194

$11.84 ₽988

-73.90%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$58.9 ₽4,914

-58.87%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.02 ₽585

-44.16%

Cappuccino

$2.51 ₱158

$3.71 ₽309

-32.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.67 ₽139

-4.79%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.88 ₽73.4

-39.77%

Local Beer (0.5 liter draught)

$1.78 ₱112

$4.65 ₽388

-61.72%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.45 ₽455

-60.18%

Milk (1 liter)

$1.92 ₱121

$1.21 ₽101

58.68%

White Bread (500g)

$1.36 ₱85.4

$1.00 ₽83.9

36.00%

Rice (white) (1kg)

$1.01 ₱63.5

$1.65 ₽138

-38.79%

Eggs

$2.03 ₱128

$1.89 ₽158

7.41%

Local Cheese (1kg)

$9.86 ₱621

$14.50 ₽1,210

-32.00%

Chicken Fillets (1kg)

$4.39 ₱277

$6.84 ₽571

-35.82%

Beef Round Steak (1kg)

$7.60 ₱479

$12.09 ₽1,009

-37.14%

Apples (1kg)

$3.30 ₱208

$2.06 ₽172

60.19%

Banana (1kg)

$1.39 ₱87.8

$1.86 ₽155

-25.27%

Oranges (1kg)

$2.33 ₱147

$1.99 ₽166

17.09%

Tomato (1kg)

$1.50 ₱94.3

$4.03 ₽336

-62.78%

Potato (1kg)

$2.36 ₱149

$0.89 ₽74.1

165.17%

Onion (1kg)

$1.90 ₱119

$0.71 ₽59.6

167.61%

Lettuce (1 head)

$1.19 ₱74.9

$1.58 ₽132

-24.68%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.93 ₽77.9

-32.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.56 ₽297

-15.73%

Wine (Bottle)

$6.03 ₱379

$12.09 ₽1,009

-50.12%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.18 ₽98.4

4.24%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.55 ₽213

-31.37%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.51 ₽42.88

-50.98%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.84 ₽153

-58.15%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.80 ₽66.6

-71.25%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$12.00 ₽1,002

-62.83%

Gasoline (1 liter)

$1.31 ₱82.8

$0.78 ₽65.2

67.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$40.4K ₽3.4M

-47.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$38.7K ₽3.2M

-50.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$160 ₽13.4K

-24.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$8.74 ₽729

60.18%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$10.08 ₽841

173.21%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$9.68 ₽808

-41.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$823 ₽68.7K

-66.56%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$26.4K ₽2.2M

-70.02%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$112 ₽9,307

-55.77%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$67.5 ₽5,633

-62.60%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$145 ₽12.1K

-46.94%

Men's Leather Business Shoes

$57.2 ₱3,601

$183 ₽15.3K

-68.79%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

19.56

-63.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Tula: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Tula

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Tula

$257 28.7% 24.7% $51

Monthly Utilities & Internet

Cebu

$162 17.6%

Tula

$179 20% 10.6% $17

Clothing & Footwear

Cebu

$94 10.2%

Tula

$228 25.5% 143% $134

Eating Out

Cebu

$88 9.6%

Tula

$205 22.8% 132% $116

Sport & Entertainment

Cebu

$44 4.8%

Tula

$19 * 2.2% 55.6% $24

Getting Around

Cebu

$16 1.7%

Tula

$7.9 * 0.9% 49.4% $7.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $59.0 in Tula for a mid-range dinner for two. Groceries echo the gap at $206 vs $257 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇷🇺 Tula

🕒 Local time

16:16 4:16 PM

11:16 11:16 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

475,161

💱 Currency

Philippine Peso PHP ₱

Russian Ruble RUB ₽

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Russian Ruble exchange rates as of October 18, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Tula 8,840 km ≈ 12 h nonstop flight

From you

Cebu
Tula

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tula: Cost of Living - Frequently Asked Questions

Tula is cheaper overall, especially in leisure, utilities, and transport. The 2% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,344 in Tula to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 25% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $896 in Tula – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Tula gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Tula is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Tula are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tula gentler on the wallet – expenses run 2% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.