Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tetouan

For one person, living is cheaper in Tetouan: $662 a month against $918 in Cebu, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Tetouan
🇲🇦 Morocco
$662
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Tetouan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tetouan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $662 in Tetouan.

  • Cebu $918
  • Tetouan $662

Estimated couple costs with rent: $1,409 in Cebu versus $999 in Tetouan.

  • Cebu $1,409
  • Tetouan $999

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,336 in Tetouan.

  • Cebu $1,900
  • Tetouan $1,336

Living in Cebu is roughly 39% more expensive than in Tetouan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Tetouan 51% lower.

Currency
🍽 Eating Out
Cebu
Tetouan
Difference
Meal at Budget Restaurant
$3.09 ₱194
$3.04 MAD 29.61
1.64%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$17.99 MAD 175
34.63%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$8.23 MAD 80.2
-52.37%
Cappuccino
$2.51 ₱158
$1.86 MAD 18.09
34.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$0.75 MAD 7.27
112.00%
Water (0.33 liter bottle)
$0.53 ₱33.43
$0.33 MAD 3.21
60.61%
Local Beer (0.5 liter draught)
$1.78 ₱112
$2.62 MAD 25.54
-32.06%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$3.06 MAD 29.82
-29.08%
🛒 Groceries & Markets
Cebu
Tetouan
Difference
Milk (1 liter)
$1.92 ₱121
$0.89 MAD 8.70
115.73%
White Bread (500g)
$1.36 ₱85.4
$0.19 MAD 1.85
615.79%
Rice (white) (1kg)
$1.01 ₱63.5
$1.96 MAD 19.14
-48.47%
Eggs
$2.03 ₱128
$1.60 MAD 15.58
26.87%
Local Cheese (1kg)
$9.86 ₱621
$5.90 MAD 57.5
67.12%
Chicken Fillets (1kg)
$4.39 ₱277
$6.93 MAD 67.5
-36.65%
Beef Round Steak (1kg)
$7.60 ₱479
$12.23 MAD 119
-37.86%
Apples (1kg)
$3.30 ₱208
$1.63 MAD 15.88
102.45%
Banana (1kg)
$1.39 ₱87.8
$1.38 MAD 13.48
0.72%
Oranges (1kg)
$2.33 ₱147
$0.88 MAD 8.63
164.77%
Tomato (1kg)
$1.50 ₱94.3
$0.86 MAD 8.42
74.42%
Potato (1kg)
$2.36 ₱149
$0.90 MAD 8.80
162.22%
Onion (1kg)
$1.90 ₱119
$0.73 MAD 7.16
160.27%
Lettuce (1 head)
$1.19 ₱74.9
$0.53 MAD 5.16
124.53%
Water (1.5 liter bottle)
$0.63 ₱39.71
$0.63 MAD 6.13
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$3.83 MAD 37.32
-21.67%
Wine (Bottle)
$6.03 ₱379
$8.34 MAD 81.3
-27.70%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$2.15 MAD 20.99
-42.79%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$2.54 MAD 24.72
-31.10%
🚌 Getting Around
Cebu
Tetouan
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
$0.54 MAD 5.23
-53.70%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
$12.56 MAD 122
0.64%
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$0.75 MAD 7.34
2.67%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$0.85 MAD 8.29
-72.94%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$3.30 MAD 32.20
35.15%
Gasoline (1 liter)
$1.31 ₱82.8
$1.53 MAD 14.95
-14.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$33.9K MAD 330.4K
-37.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$30.8K MAD 300.3K
-37.84%
🧾 Monthly Utilities & Internet
Cebu
Tetouan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$43.42 MAD 423
176.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$10.72 MAD 105
30.60%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$41.31 MAD 403
-33.33%
🎉 Sport & Entertainment
Cebu
Tetouan
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
$15.00 MAD 146
115.53%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
$12.02 MAD 117
-44.68%
Cinema Ticket
$5.65 ₱356
$3.83 MAD 37.34
47.52%
🧸 Childcare & Education
Cebu
Tetouan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$48.53 MAD 473
467.30%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$5,823 MAD 56.8K
35.97%
👕👟 Clothing & Footwear
Cebu
Tetouan
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$18.06 MAD 176
173.15%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$47.28 MAD 461
-46.62%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
$55.8 MAD 544
37.92%
Men's Leather Business Shoes
$57.2 ₱3,601
$65.1 MAD 635
-12.12%
🏠 Accommodation & Living
Cebu
Tetouan
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$202 MAD 1,969
147.35%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$160 MAD 1,565
92.42%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$405 MAD 3,952
165.90%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$254 MAD 2,481
141.81%
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
$1,092 MAD 10.6K
164.30%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$744 MAD 7,251
157.70%
💵 Salaries & Financials
Cebu
Tetouan
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
$405 MAD 3,945
-14.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
5.5
30.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Tetouan: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Tetouan
$160 48% $148
Groceries & Markets
Cebu
$206
Tetouan
$185 10.3% $21
Monthly Utilities & Internet
Cebu
$162
Tetouan
$95 41% $66
Clothing & Footwear
Cebu
$94
Tetouan
$84 10.8% $10
Eating Out
Cebu
$88
Tetouan
$95 7.4% $6.5
Sport & Entertainment
Cebu
$44
Tetouan
$23 48.1% $21
Getting Around
Cebu
$16
Tetouan
$20 26.6% $4.1

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $202 in Tetouan. Housing cost is often the main lever when comparing two cities.

Tetouan pays 17% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $18.00 in Tetouan for a mid-range dinner for two. Groceries echo the gap at $206 vs $185 per month, with Tetouan cheaper across the board.

Good to know
🇵🇭 Cebu
🇲🇦 Tetouan
🕒 Local time
02:40 2:40 AM
19:40 7:40 PM
7 h behind Cebu
🌤 Weather
👥 Population
964,169
380,787
💱 Currency
Exchange rates and currency converter

MAD, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Moroccan Dirham exchange rates as of October 17, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

On the map
Between locations
  • Cebu Tetouan 12,650 km ≈ 16 h nonstop flight
From you
  • Cebu
  • Tetouan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Tetouan: Cost of Living - Frequently Asked Questions
Is Tetouan cheaper than Cebu?
Tetouan is cheaper overall, especially in groceries, clothing, and leisure. The 39% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Tetouan?
On paper, salaries run 17% lower in Tetouan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Tetouan?
Rent for a central apartment: $500 in Cebu versus $202 in Tetouan. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Tetouan?
All in, you'll spend $918 per month in Cebu versus $662 in Tetouan – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Tetouan runs roughly 1% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 enough for either Cebu or Tetouan?
Either city works on $1,000 a month, though Tetouan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Tetouan more family-friendly?
For families, Tetouan is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Tetouan?
Safety-wise, Cebu and Tetouan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Tetouan gentler on the wallet – expenses run 39% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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