Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tay Ninh

For one person, living is cheaper in Tay Ninh: $440 a month against $915 in Cebu, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
21

Cost of Living Index in Tay Ninh
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Tay Ninh Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Tay Ninh

🇻🇳 Vietnam

$440

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Tay Ninh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tay Ninh actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $440 in Tay Ninh.

Cebu $915
Tay Ninh $440

Estimated couple costs with rent: $1,418 in Cebu versus $715 in Tay Ninh.

Cebu $1,418
Tay Ninh $715

Monthly costs for a family of three with rent: $1,921 in Cebu versus $990 in Tay Ninh.

Cebu $1,921
Tay Ninh $990

Living in Cebu is roughly 108% more expensive than in Tay Ninh, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Tay Ninh 68% lower.

Meal at Budget Restaurant

$3.05 ₱192

$1.28 ₫33.0K

138.28%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$11.49 ₫297.4K

108.88%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$4.07 ₫105.3K

-1.97%

Cappuccino

$2.50 ₱157

$0.93 ₫24.0K

168.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.55 ₫14.3K

180.00%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.34 ₫8,892

47.06%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.90 ₫23.2K

97.78%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$1.09 ₫28.1K

99.08%

Milk (1 liter)

$2.00 ₱126

$1.28 ₫33.1K

56.25%

White Bread (500g)

$1.37 ₱86.2

$0.70 ₫18.2K

95.71%

Rice (white) (1kg)

$1.03 ₱64.9

$0.67 ₫17.5K

53.73%

Eggs

$2.03 ₱128

$1.28 ₫33.2K

58.59%

Local Cheese (1kg)

$10.20 ₱642

$12.25 ₫317.1K

-16.73%

Chicken Fillets (1kg)

$4.45 ₱280

$1.96 ₫50.8K

127.04%

Beef Round Steak (1kg)

$7.67 ₱483

$7.16 ₫185.3K

7.12%

Apples (1kg)

$3.31 ₱208

$1.79 ₫46.3K

84.92%

Banana (1kg)

$1.46 ₱91.8

$0.76 ₫19.6K

92.11%

Oranges (1kg)

$2.32 ₱146

$0.82 ₫21.2K

182.93%

Tomato (1kg)

$1.49 ₱94.0

$1.16 ₫29.9K

28.45%

Potato (1kg)

$2.34 ₱147

$1.23 ₫31.8K

90.24%

Onion (1kg)

$1.94 ₱122

$1.16 ₫30.0K

67.24%

Lettuce (1 head)

$1.16 ₱73.0

$0.56 ₫14.4K

107.14%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.51 ₫13.1K

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$1.20 ₫31.1K

149.17%

Wine (Bottle)

$6.24 ₱393

$6.68 ₫172.9K

-6.59%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$0.83 ₫21.4K

48.19%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$0.99 ₫25.6K

74.75%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.33 ₫8,670

-30.30%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$6.50 ₫168.4K

89.85%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$0.17 ₫4,418

364.71%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.63 ₫16.3K

-65.08%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$3.01 ₫78.0K

50.83%

Gasoline (1 liter)

$1.32 ₱82.9

$0.74 ₫19.1K

78.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$30.3K ₫784.2M

-30.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$28.8K ₫746.4M

-32.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$29.87 ₫773.3K

296.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$5.84 ₫151.3K

143.49%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$6.95 ₫179.8K

295.25%

Gym Membership (Monthly)

$32.31 ₱2,034

$24.84 ₫643.2K

30.07%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$7.53 ₫194.9K

-13.68%

Cinema Ticket

$5.40 ₱340

$3.46 ₫89.6K

56.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$109 ₫2.8M

152.28%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$5,317 ₫137.7M

47.94%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$14.52 ₫375.8K

240.01%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$11.54 ₫298.7K

113.00%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$76.2 ₫2.0M

0.52%

Men's Leather Business Shoes

$58.9 ₱3,706

$53.9 ₫1.4M

9.28%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$157 ₫4.1M

220.78%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$88.2 ₫2.3M

245.17%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$350 ₫9.0M

207.53%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$199 ₫5.2M

217.59%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$2,243 ₫58.1M

27.93%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$1,232 ₫31.9M

52.35%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$224 ₫5.8M

49.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.64

-16.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Tay Ninh: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Tay Ninh

$88 20.1% 71% $216

Groceries & Markets

Cebu

$210 22.9%

Tay Ninh

$152 34.5% 27.5% $58

Monthly Utilities & Internet

Cebu

$160 17.5%

Tay Ninh

$43 9.7% 73.4% $118

Clothing & Footwear

Cebu

$94 10.3%

Tay Ninh

$70 16% 25.4% $24

Eating Out

Cebu

$88 9.6%

Tay Ninh

$44 10% 50.1% $44

Sport & Entertainment

Cebu

$43 4.7%

Tay Ninh

$32 7.2% 26.3% $11

Getting Around

Cebu

$15 1.7%

Tay Ninh

$11 2.5% 26.3% $4

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $157 in Tay Ninh. Housing cost is often the main lever when comparing two cities.

Cebu pays 50% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $11.00 in Tay Ninh for a mid-range dinner for two. Groceries echo the gap at $210 vs $152 per month, with Tay Ninh cheaper across the board.

Good to know

🇵🇭 Cebu

🇻🇳 Tay Ninh

🕒 Local time

00:54 12:54 AM

23:54 11:54 PM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

135,254

💱 Currency

Philippine Peso PHP ₱

Vietnamese Dong VND ₫

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Tay Ninh 1,950 km ≈ 3 h nonstop flight

From you

Cebu
Tay Ninh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tay Ninh: Cost of Living - Frequently Asked Questions

Tay Ninh is cheaper overall, especially in groceries, clothing, and eating out. The 108% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 50% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $503 in Cebu versus $157 in Tay Ninh. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $440 in Tay Ninh – a 108% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Tay Ninh runs roughly 90% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Tay Ninh gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Tay Ninh is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Tay Ninh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tay Ninh gentler on the wallet – expenses run 108% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.