Last update: Oct 2026

Cost of Living Comparison Between Cebu and Šumperk

For one person, living is cheaper in Cebu: $934 a month against $1,598 in Šumperk, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
76

Cost of Living Index in Šumperk
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Šumperk Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Šumperk

🇨🇿 Czech Republic

$1,598

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Šumperk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Šumperk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,598 in Šumperk.

Cebu $934
Šumperk $1,598

Estimated couple costs with rent: $1,415 in Cebu versus $2,282 in Šumperk.

Cebu $1,415
Šumperk $2,282

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,965 in Šumperk.

Cebu $1,896
Šumperk $2,965

Living in Cebu costs roughly 42% less than in Šumperk, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 30% below, Šumperk is 19% above.

Meal at Budget Restaurant

$3.03 ₱190

$8.62 Kč 188

-64.85%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$45.02 Kč 983

-47.85%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$8.46 Kč 185

-51.65%

Cappuccino

$2.52 ₱158

$2.95 Kč 64.3

-14.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.89 Kč 41.30

-18.52%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.38 Kč 30.19

-64.49%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.18 Kč 47.59

-17.89%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.62 Kč 57.2

-13.74%

Milk (1 liter)

$1.95 ₱122

$1.09 Kč 23.86

78.90%

White Bread (500g)

$1.43 ₱89.7

$1.42 Kč 31.08

0.70%

Rice (white) (1kg)

$1.02 ₱63.8

$2.20 Kč 48.00

-53.64%

Eggs

$2.06 ₱129

$3.02 Kč 65.8

-31.79%

Local Cheese (1kg)

$9.81 ₱615

$12.30 Kč 269

-20.24%

Chicken Fillets (1kg)

$4.61 ₱289

$9.49 Kč 207

-51.42%

Beef Round Steak (1kg)

$7.70 ₱483

$13.15 Kč 287

-41.44%

Apples (1kg)

$3.31 ₱207

$1.65 Kč 35.95

100.61%

Banana (1kg)

$1.45 ₱90.9

$1.70 Kč 37.19

-14.71%

Oranges (1kg)

$2.36 ₱148

$2.16 Kč 47.25

9.26%

Tomato (1kg)

$1.54 ₱96.4

$3.49 Kč 76.2

-55.87%

Potato (1kg)

$2.36 ₱148

$1.30 Kč 28.45

81.54%

Onion (1kg)

$1.99 ₱125

$1.18 Kč 25.84

68.64%

Lettuce (1 head)

$1.15 ₱72.1

$1.59 Kč 34.64

-27.67%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.74 Kč 16.08

-9.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$6.81 Kč 149

-55.95%

Wine (Bottle)

$6.35 ₱398

$6.90 Kč 151

-7.97%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$0.94 Kč 20.54

39.36%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.80 Kč 39.23

-3.89%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$1.14 Kč 24.97

-78.07%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$25.42 Kč 555

-50.24%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$2.04 Kč 44.52

-63.73%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.28 Kč 27.91

-83.59%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$13.94 Kč 304

-68.94%

Gasoline (1 liter)

$1.33 ₱83.5

$1.68 Kč 36.61

-20.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$28.0K Kč 612.0K

-22.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$30.1K Kč 657.9K

-35.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$294 Kč 6,425

-59.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$26.55 Kč 579

-45.57%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$20.23 Kč 442

39.84%

Gym Membership (Monthly)

$32.68 ₱2,050

$53.1 Kč 1,158

-38.42%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$17.08 Kč 373

-62.59%

Cinema Ticket

$5.46 ₱342

$9.58 Kč 209

-43.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$412 Kč 8,993

-33.64%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$9,855 Kč 215.1K

-17.24%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$84.0 Kč 1,834

-40.99%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$37.21 Kč 812

-33.16%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$88.4 Kč 1,929

-13.34%

Men's Leather Business Shoes

$59.3 ₱3,717

$113 Kč 2,476

-47.76%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$670 Kč 14.6K

-24.52%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$564 Kč 12.3K

-45.09%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$1,184 Kč 25.8K

-11.14%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$874 Kč 19.1K

-29.19%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$4,654 Kč 101.6K

-37.35%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$3,245 Kč 70.8K

-42.46%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.5

30.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Šumperk: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Šumperk

$564 35.7% 82.1% $254

Groceries & Markets

Cebu

$210 22.7%

Šumperk

$258 16.4% 22.6% $48

Monthly Utilities & Internet

Cebu

$163 17.7%

Šumperk

$341 21.6% 109% $178

Clothing & Footwear

Cebu

$95 10.2%

Šumperk

$145 9.2% 53.6% $51

Eating Out

Cebu

$88 9.6%

Šumperk

$159 10.1% 79.8% $71

Sport & Entertainment

Cebu

$44 4.7%

Šumperk

$72 4.6% 65.7% $29

Getting Around

Cebu

$15 1.7%

Šumperk

$38 2.4% 149% $23

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $670 in Šumperk. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Cebu vs $45.00 in Šumperk for a mid-range dinner for two. Groceries echo the gap at $210 vs $258 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇿 Šumperk

🕒 Local time

17:27 5:27 PM

11:27 11:27 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

27,469

💱 Currency

Philippine Peso PHP ₱

Czech Koruna CZK Kč

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.43 EUR

100 CZK = 4.58 USD

100 CZK = 4.1 EUR

Exchange rates and currency converter

CZK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.02 PHP (100 PHP = 1.43 EUR).

Czech Koruna exchange rates as of October 13, 2026: 1 USD = 21.83 CZK (100 CZK = 4.58 USD). 1 EUR = 24.37 CZK (100 CZK = 4.1 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Šumperk 10,310 km ≈ 13 h nonstop flight

From you

Cebu
Šumperk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Šumperk: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 71% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $2,398 in Šumperk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $506 in Cebu versus $670 in Šumperk. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,598 in Šumperk – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 101% less than in Šumperk. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,598 in Šumperk, a $1,500 budget is realistic in Cebu but tight or insufficient in Šumperk. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Šumperk, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Šumperk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 71% less than in Šumperk. Beyond cost, consider language, visa policies, and how big the international community is in each city.