Last update: Oct 2026

Cost of Living Comparison Between Cebu and St. Moritz

For one person, living is cheaper in Cebu: $918 a month against $3,609 in St. Moritz, rent and utilities included – about $32,300 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
175

Cost of Living Index in St. Moritz
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St. Moritz Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

St. Moritz

🇨🇭 Switzerland

$3,609

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in St. Moritz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in St. Moritz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $3,609 in St. Moritz.

Cebu $918
St. Moritz $3,609

Estimated couple costs with rent: $1,409 in Cebu versus $6,451 in St. Moritz.

Cebu $1,409
St. Moritz $6,451

Monthly costs for a family of three with rent: $1,900 in Cebu versus $9,292 in St. Moritz.

Cebu $1,900
St. Moritz $9,292

Living in Cebu costs roughly 75% less than in St. Moritz, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 32% below, St. Moritz is 167% above.

Meal at Budget Restaurant

$3.09 ₱194

$35.22 CHF 29.01

-91.23%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$143 CHF 118

-83.11%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$14.44 CHF 11.89

-72.85%

Cappuccino

$2.51 ₱158

$6.14 CHF 5.05

-59.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$5.49 CHF 4.52

-71.04%

Water (0.33 liter bottle)

$0.53 ₱33.43

$4.60 CHF 3.79

-88.48%

Local Beer (0.5 liter draught)

$1.78 ₱112

$9.64 CHF 7.94

-81.54%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$6.07 CHF 5.00

-64.25%

Milk (1 liter)

$1.92 ₱121

$1.79 CHF 1.48

7.26%

White Bread (500g)

$1.36 ₱85.4

$3.76 CHF 3.09

-63.83%

Rice (white) (1kg)

$1.01 ₱63.5

$3.69 CHF 3.04

-72.63%

Eggs

$2.03 ₱128

$7.46 CHF 6.14

-72.79%

Local Cheese (1kg)

$9.86 ₱621

$26.32 CHF 21.68

-62.54%

Chicken Fillets (1kg)

$4.39 ₱277

$27.45 CHF 22.61

-84.01%

Beef Round Steak (1kg)

$7.60 ₱479

$60.5 CHF 49.86

-87.45%

Apples (1kg)

$3.30 ₱208

$4.03 CHF 3.32

-18.11%

Banana (1kg)

$1.39 ₱87.8

$2.82 CHF 2.32

-50.71%

Oranges (1kg)

$2.33 ₱147

$3.36 CHF 2.77

-30.65%

Tomato (1kg)

$1.50 ₱94.3

$4.50 CHF 3.71

-66.67%

Potato (1kg)

$2.36 ₱149

$2.53 CHF 2.08

-6.72%

Onion (1kg)

$1.90 ₱119

$2.14 CHF 1.76

-11.21%

Lettuce (1 head)

$1.19 ₱74.9

$2.41 CHF 1.99

-50.62%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.25 CHF 1.03

-49.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$10.91 CHF 8.98

-72.50%

Wine (Bottle)

$6.03 ₱379

$14.04 CHF 11.56

-57.05%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.74 CHF 2.26

-55.11%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.12 CHF 2.57

-43.91%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$3.77 CHF 3.10

-93.37%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$92.4 CHF 76.1

-86.32%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$8.02 CHF 6.60

-90.40%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$4.58 CHF 3.77

-94.98%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$88.1 CHF 72.5

-94.94%

Gasoline (1 liter)

$1.31 ₱82.8

$2.10 CHF 1.73

-37.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$39.8K CHF 32.8K

-46.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$38.2K CHF 31.4K

-49.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$97.5 CHF 80.3

23.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$36.42 CHF 30.00

-61.56%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$56.0 CHF 46.14

-50.84%

Gym Membership (Monthly)

$32.33 ₱2,035

$73.2 CHF 60.3

-55.85%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$18.35 CHF 15.11

-69.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$3,525 CHF 2,903

-92.19%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$42.5K CHF 35.0K

-81.38%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$140 CHF 115

-64.80%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$59.2 CHF 48.72

-57.34%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$163 CHF 134

-52.84%

Men's Leather Business Shoes

$57.2 ₱3,601

$250 CHF 206

-77.15%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,799 CHF 1,481

-72.23%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,740 CHF 1,433

-82.25%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$5,419 CHF 4,463

-80.11%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$4,642 CHF 3,823

-86.75%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$12.1K CHF 9,973

-84.17%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$4,707 CHF 3,877

-92.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

1.8

300.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for St. Moritz: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

St. Moritz

$1.7K 48.2% 463% $1.4K

Groceries & Markets

Cebu

$206 22.4%

St. Moritz

$656 18.2% 218% $450

Monthly Utilities & Internet

Cebu

$162 17.6%

St. Moritz

$190 5.3% 17.4% $28

Clothing & Footwear

Cebu

$94 10.2%

St. Moritz

$276 7.6% 194% $182

Eating Out

Cebu

$88 9.6%

St. Moritz

$499 13.8% 466% $411

Sport & Entertainment

Cebu

$44 4.8%

St. Moritz

$110 3.1% 152% $66

Getting Around

Cebu

$16 1.7%

St. Moritz

$138 3.8% 789% $123

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,799 in St. Moritz. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 1261% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $143 in St. Moritz for a mid-range dinner for two. Groceries echo the gap at $206 vs $656 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 St. Moritz

🕒 Local time

04:33 4:33 AM

22:33 10:33 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

5,000

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swiss Franc exchange rates as of October 18, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu St. Moritz 10,940 km ≈ 14 h nonstop flight

From you

Cebu
St. Moritz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs St. Moritz: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 293% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1261% lower in St. Moritz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,799 in St. Moritz. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $3,609 in St. Moritz – a 293% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 631% less than in St. Moritz. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $3,609 in St. Moritz, a $1,500 budget is realistic in Cebu but tight or insufficient in St. Moritz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in St. Moritz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and St. Moritz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 293% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.