Last update: Oct 2026

Cost of Living Comparison Between Cebu and St Brelade

For one person, living is cheaper in Cebu: $934 a month against $3,847 in St Brelade, rent and utilities included – about $35,000 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
185

Cost of Living Index in St Brelade
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St Brelade Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

St Brelade

🇯🇪 Jersey

$3,847

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in St Brelade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in St Brelade actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $3,847 in St Brelade.

Cebu $934
St Brelade $3,847

Estimated couple costs with rent: $1,415 in Cebu versus $5,734 in St Brelade.

Cebu $1,415
St Brelade $5,734

Monthly costs for a family of three with rent: $1,896 in Cebu versus $7,621 in St Brelade.

Cebu $1,896
St Brelade $7,621

Living in Cebu costs roughly 76% less than in St Brelade, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 30% below, St Brelade is 187% above.

Meal at Budget Restaurant

$3.03 ₱190

$40.26 JEP 30.47

-92.47%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$120 JEP 91.1

-80.48%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$10.56 JEP 8.00

-61.27%

Cappuccino

$2.52 ₱158

$4.76 JEP 3.60

-47.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$3.20 JEP 2.43

-51.88%

Water (0.33 liter bottle)

$0.49 ₱30.98

$2.50 JEP 1.89

-80.40%

Local Beer (0.5 liter draught)

$1.79 ₱112

$7.87 JEP 5.96

-77.26%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$6.19 JEP 4.68

-63.49%

Milk (1 liter)

$1.95 ₱122

$2.31 JEP 1.75

-15.58%

White Bread (500g)

$1.43 ₱89.7

$2.74 JEP 2.07

-47.81%

Rice (white) (1kg)

$1.02 ₱63.8

$3.79 JEP 2.87

-73.09%

Eggs

$2.06 ₱129

$6.29 JEP 4.76

-67.25%

Local Cheese (1kg)

$9.81 ₱615

$7.30 JEP 5.53

34.38%

Chicken Fillets (1kg)

$4.61 ₱289

$12.08 JEP 9.15

-61.84%

Beef Round Steak (1kg)

$7.70 ₱483

$18.67 JEP 14.14

-58.76%

Apples (1kg)

$3.31 ₱207

$4.19 JEP 3.17

-21.00%

Banana (1kg)

$1.45 ₱90.9

$3.41 JEP 2.59

-57.48%

Oranges (1kg)

$2.36 ₱148

$4.16 JEP 3.15

-43.27%

Tomato (1kg)

$1.54 ₱96.4

$4.54 JEP 3.44

-66.08%

Potato (1kg)

$2.36 ₱148

$3.23 JEP 2.44

-26.93%

Onion (1kg)

$1.99 ₱125

$3.09 JEP 2.34

-35.60%

Lettuce (1 head)

$1.15 ₱72.1

$1.84 JEP 1.39

-37.50%

Water (1.5 liter bottle)

$0.67 ₱42.15

$2.44 JEP 1.85

-72.54%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$20.17 JEP 15.27

-85.13%

Wine (Bottle)

$6.35 ₱398

$10.48 JEP 7.93

-39.41%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$4.74 JEP 3.59

-72.36%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$7.74 JEP 5.86

-77.65%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$3.68 JEP 2.79

-93.21%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$70.8 JEP 53.6

-82.13%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$5.26 JEP 3.98

-85.93%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$2.44 JEP 1.85

-91.39%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$53.7 JEP 40.61

-91.93%

Gasoline (1 liter)

$1.33 ₱83.5

$2.06 JEP 1.56

-35.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$26.1K JEP 19.8K

-16.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$36.7K JEP 27.8K

-47.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$314 JEP 238

-61.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$44.75 JEP 33.88

-67.71%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$71.8 JEP 54.4

-60.60%

Gym Membership (Monthly)

$32.68 ₱2,050

$118 JEP 89.4

-72.31%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$16.12 JEP 12.20

-66.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$2,212 JEP 1,675

-87.64%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$8,745 JEP 6,620

-6.73%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$104 JEP 78.9

-52.42%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$72.4 JEP 54.8

-65.65%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$118 JEP 89.6

-35.32%

Men's Leather Business Shoes

$59.3 ₱3,717

$208 JEP 158

-71.54%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$1,759 JEP 1,332

-71.26%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$2,022 JEP 1,531

-84.70%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$3,134 JEP 2,373

-66.44%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$3,423 JEP 2,591

-81.91%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.08

76.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for St Brelade: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

St Brelade

$2K 52.7% 554% $1.7K

Groceries & Markets

Cebu

$210 22.7%

St Brelade

$423 11% 101% $212

Monthly Utilities & Internet

Cebu

$163 17.7%

St Brelade

$431 11.2% 164% $268

Clothing & Footwear

Cebu

$95 10.2%

St Brelade

$226 5.9% 139% $132

Eating Out

Cebu

$88 9.6%

St Brelade

$485 12.6% 449% $397

Sport & Entertainment

Cebu

$44 4.7%

St Brelade

$150 3.9% 245% $107

Getting Around

Cebu

$15 1.7%

St Brelade

$103 2.7% 567% $88

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $1,759 in St Brelade. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Cebu vs $120 in St Brelade for a mid-range dinner for two. Groceries echo the gap at $210 vs $423 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇯🇪 St Brelade

🕒 Local time

16:26 4:26 PM

09:26 9:26 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

10,568

💱 Currency

Philippine Peso PHP ₱

Jersey Pound JEP £

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 JEP = 1.32 USD

1 JEP = 1.18 EUR

Exchange rates and currency converter

JEP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Jersey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 JEP (1 JEP = 1.32 USD). 1 EUR = 0.849 JEP (1 JEP = 1.18 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu St Brelade 11,580 km ≈ 15 h nonstop flight

From you

Cebu
St Brelade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs St Brelade: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 312% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $5,771 in St Brelade to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $506 in Cebu versus $1,759 in St Brelade. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $3,847 in St Brelade – a 312% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 460% less than in St Brelade. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $3,847 in St Brelade, a $1,500 budget is realistic in Cebu but tight or insufficient in St Brelade. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in St Brelade, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and St Brelade are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 312% less than in St Brelade. Beyond cost, consider language, visa policies, and how big the international community is in each city.