Last update: Oct 2026

Cost of Living Comparison Between St Brelade and Cebu

For one person, living is cheaper in Cebu: $934 a month against $3,847 in St Brelade, rent and utilities included – about $35,000 less a year. Rent and utilities account for most of the difference.

185

Cost of Living Index in St Brelade
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St Brelade Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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St Brelade

🇯🇪 Jersey

$3,847

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in St Brelade and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St Brelade and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,847 in St Brelade versus $934 in Cebu.

St Brelade $3,847
Cebu $934

Estimated couple costs with rent: $5,734 in St Brelade versus $1,415 in Cebu.

St Brelade $5,734
Cebu $1,415

Monthly costs for a family of three with rent: $7,621 in St Brelade versus $1,896 in Cebu.

St Brelade $7,621
Cebu $1,896

Living in St Brelade is roughly 312% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: St Brelade is 187% above, Cebu is 30% below.

Meal at Budget Restaurant

$40.26 JEP 30.47

$3.03 ₱190

1228.71%

Three-Course Dinner for Two, Mid-Range

$120 JEP 91.1

$23.48 ₱1,473

412.35%

Fast Food Meal (McDonalds, etc)

$10.56 JEP 8.00

$4.09 ₱256

158.19%

Cappuccino

$4.76 JEP 3.60

$2.52 ₱158

88.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.20 JEP 2.43

$1.54 ₱96.9

107.79%

Water (0.33 liter bottle)

$2.50 JEP 1.89

$0.49 ₱30.98

410.20%

Local Beer (0.5 liter draught)

$7.87 JEP 5.96

$1.79 ₱112

339.66%

Imported Beer (0.33 liter bottle)

$6.19 JEP 4.68

$2.26 ₱142

173.89%

Milk (1 liter)

$2.31 JEP 1.75

$1.95 ₱122

18.46%

White Bread (500g)

$2.74 JEP 2.07

$1.43 ₱89.7

91.61%

Rice (white) (1kg)

$3.79 JEP 2.87

$1.02 ₱63.8

271.57%

Eggs

$6.29 JEP 4.76

$2.06 ₱129

205.34%

Local Cheese (1kg)

$7.30 JEP 5.53

$9.81 ₱615

-25.59%

Chicken Fillets (1kg)

$12.08 JEP 9.15

$4.61 ₱289

162.04%

Beef Round Steak (1kg)

$18.67 JEP 14.14

$7.70 ₱483

142.47%

Apples (1kg)

$4.19 JEP 3.17

$3.31 ₱207

26.59%

Banana (1kg)

$3.41 JEP 2.59

$1.45 ₱90.9

135.17%

Oranges (1kg)

$4.16 JEP 3.15

$2.36 ₱148

76.27%

Tomato (1kg)

$4.54 JEP 3.44

$1.54 ₱96.4

194.81%

Potato (1kg)

$3.23 JEP 2.44

$2.36 ₱148

36.86%

Onion (1kg)

$3.09 JEP 2.34

$1.99 ₱125

55.28%

Lettuce (1 head)

$1.84 JEP 1.39

$1.15 ₱72.1

60.00%

Water (1.5 liter bottle)

$2.44 JEP 1.85

$0.67 ₱42.15

264.18%

Cigarettes 20 Pack (Marlboro, Camel)

$20.17 JEP 15.27

$3.00 ₱188

572.33%

Wine (Bottle)

$10.48 JEP 7.93

$6.35 ₱398

65.04%

Local Beer (0.5 liter bottle)

$4.74 JEP 3.59

$1.31 ₱81.9

261.83%

Imported Beer (0.33 liter bottle)

$7.74 JEP 5.86

$1.73 ₱108

347.40%

One-way Ticket (Public Transport)

$3.68 JEP 2.79

$0.25 ₱15.78

1372.00%

Public Transport Monthly Pass (Regular Price)

$70.8 JEP 53.6

$12.65 ₱793

459.60%

Taxi Start (Normal Tariff)

$5.26 JEP 3.98

$0.74 ₱46.32

610.81%

Taxi (Normal Tariff) (1km)

$2.44 JEP 1.85

$0.21 ₱13.11

1061.90%

Taxi 1hour Waiting (Normal Tariff)

$53.7 JEP 40.61

$4.33 ₱271

1139.03%

Gasoline (1 liter)

$2.06 JEP 1.56

$1.33 ₱83.5

54.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K JEP 19.8K

$21.8K ₱1.4M

19.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K JEP 27.8K

$19.4K ₱1.2M

89.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$314 JEP 238

$121 ₱7,563

160.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.75 JEP 33.88

$14.45 ₱907

209.69%

Internet (50+ Mbps, Unlimited Data)

$71.8 JEP 54.4

$28.29 ₱1,774

153.84%

Gym Membership (Monthly)

$118 JEP 89.4

$32.68 ₱2,050

261.17%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$16.12 JEP 12.20

$5.46 ₱342

195.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,212 JEP 1,675

$273 ₱17.1K

709.09%

International Primary School, 1 Child (Yearly)

$8,745 JEP 6,620

$8,156 ₱511.5K

7.22%

Jeans (Levis 501 Or Similar)

$104 JEP 78.9

$49.57 ₱3,109

110.17%

Summer Dress (H&M, Zara, etc)

$72.4 JEP 54.8

$24.87 ₱1,560

191.11%

Sport Shoes (Adidas, Nike)

$118 JEP 89.6

$76.6 ₱4,804

54.62%

Men's Leather Business Shoes

$208 JEP 158

$59.3 ₱3,717

251.38%

1-bedroom Apartment, City Center (Monthly)

$1,759 JEP 1,332

$506 ₱31.7K

247.90%

1-bedroom Apartment, Outside City Center (Monthly)

$2,022 JEP 1,531

$309 ₱19.4K

553.63%

3-bedroom Apartment, City Center (Monthly)

$3,134 JEP 2,373

$1,052 ₱66.0K

198.01%

3-bedroom Apartment, Outside City Center (Monthly)

$3,423 JEP 2,591

$619 ₱38.8K

452.92%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

7.2

-43.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Brelade: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St Brelade

$2K 52.7%

Cebu

$309 33.5% 84.7% $1.7K

Eating Out

St Brelade

$485 12.6%

Cebu

$88 9.6% 81.8% $397

Monthly Utilities & Internet

St Brelade

$431 11.2%

Cebu

$163 17.7% 62.1% $268

Groceries & Markets

St Brelade

$423 11%

Cebu

$210 22.7% 50.2% $212

Clothing & Footwear

St Brelade

$226 5.9%

Cebu

$95 10.2% 58.2% $132

Sport & Entertainment

St Brelade

$150 3.9%

Cebu

$44 4.7% 71% $107

Getting Around

St Brelade

$103 2.7%

Cebu

$15 1.7% 85% $88

Cost Breakdown

A one-bedroom apartment in the center runs $1,759 in St Brelade and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $120 in St Brelade vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $423 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇯🇪 St Brelade

🇵🇭 Cebu

🕒 Local time

10:04 10:04 AM

17:04 5:04 PM

7 h ahead of St Brelade

🌤 Weather

👥 Population

10,568

964,169

💱 Currency

Jersey Pound JEP £

Philippine Peso PHP ₱

📈 Exchange rate

1 JEP = 1.32 USD

1 JEP = 1.18 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to JEP – Jersey Pound Converter

🇺🇸 United States Dollar ($)

🇯🇪 Jersey Pound (£)

Jersey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 JEP (1 JEP = 1.32 USD). 1 EUR = 0.849 JEP (1 JEP = 1.18 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to JEP in detail →

On the map

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Between locations

St Brelade Cebu 11,580 km ≈ 15 h nonstop flight

From you

St Brelade
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Brelade vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 312% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,771 in St Brelade and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,759 in St Brelade versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,847 per month in St Brelade versus $934 in Cebu – a 312% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 460% less than in St Brelade. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $3,847 in St Brelade, a $1,500 budget is realistic in Cebu but tight or insufficient in St Brelade. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in St Brelade, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, St Brelade and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 312% less than in St Brelade. Beyond cost, consider language, visa policies, and how big the international community is in each city.