Last update: Oct 2026

Cost of Living Comparison Between Cebu and Smederevo

For one person, living is cheaper in Cebu: $918 a month against $985 in Smederevo, rent and utilities included – about $800 less a year. The total is higher in Smederevo despite lower rent and utilities.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Smederevo
🇷🇸 Serbia
$985
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Smederevo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Smederevo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $985 in Smederevo.

  • Cebu $918
  • Smederevo $985

Estimated couple costs with rent: $1,409 in Cebu versus $1,445 in Smederevo.

  • Cebu $1,409
  • Smederevo $1,445

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,905 in Smederevo.

  • Cebu $1,900
  • Smederevo $1,905

Living in Cebu costs roughly 7% less than in Smederevo, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Smederevo 27% lower.

Currency
🍽 Eating Out
Cebu
Smederevo
Difference
Meal at Budget Restaurant
$3.09 ₱194
$8.54 RSD 890
-63.82%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$33.87 RSD 3,531
-28.49%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$9.72 RSD 1,014
-59.67%
Cappuccino
$2.51 ₱158
$1.70 RSD 177
47.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$1.93 RSD 201
-17.62%
Water (0.33 liter bottle)
$0.53 ₱33.43
$1.77 RSD 184
-70.06%
Local Beer (0.5 liter draught)
$1.78 ₱112
$2.08 RSD 217
-14.42%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$2.37 RSD 247
-8.44%
🛒 Groceries & Markets
Cebu
Smederevo
Difference
Milk (1 liter)
$1.92 ₱121
$1.03 RSD 107
86.41%
White Bread (500g)
$1.36 ₱85.4
$0.58 RSD 60.6
134.48%
Rice (white) (1kg)
$1.01 ₱63.5
$1.70 RSD 178
-40.59%
Eggs
$2.03 ₱128
$2.34 RSD 244
-13.25%
Local Cheese (1kg)
$9.86 ₱621
$7.56 RSD 788
30.42%
Chicken Fillets (1kg)
$4.39 ₱277
$5.71 RSD 595
-23.12%
Beef Round Steak (1kg)
$7.60 ₱479
$10.47 RSD 1,091
-27.41%
Apples (1kg)
$3.30 ₱208
$1.11 RSD 116
197.30%
Banana (1kg)
$1.39 ₱87.8
$1.68 RSD 175
-17.26%
Oranges (1kg)
$2.33 ₱147
$1.50 RSD 156
55.33%
Tomato (1kg)
$1.50 ₱94.3
$2.14 RSD 224
-29.91%
Potato (1kg)
$2.36 ₱149
$0.83 RSD 86.0
184.34%
Onion (1kg)
$1.90 ₱119
$0.76 RSD 78.9
150.00%
Lettuce (1 head)
$1.19 ₱74.9
$0.67 RSD 69.9
77.61%
Water (1.5 liter bottle)
$0.63 ₱39.71
$0.58 RSD 60.5
8.62%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$4.32 RSD 451
-30.56%
Wine (Bottle)
$6.03 ₱379
$5.55 RSD 579
8.65%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$0.71 RSD 74.0
73.24%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$1.30 RSD 136
34.62%
🚌 Getting Around
Cebu
Smederevo
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
$0.97 RSD 101
-74.23%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
-
-
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$1.85 RSD 192
-58.38%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$0.68 RSD 71.1
-66.18%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$7.95 RSD 828
-43.90%
Gasoline (1 liter)
$1.31 ₱82.8
$1.90 RSD 198
-31.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$31.0K RSD 3.2M
-31.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$23.6K RSD 2.5M
-19.01%
🧾 Monthly Utilities & Internet
Cebu
Smederevo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$161 RSD 16.8K
-25.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$19.37 RSD 2,019
-27.72%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$22.87 RSD 2,384
20.42%
🎉 Sport & Entertainment
Cebu
Smederevo
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
$29.60 RSD 3,085
9.22%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
-
-
Cinema Ticket
$5.65 ₱356
$4.76 RSD 496
18.70%
🧸 Childcare & Education
Cebu
Smederevo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$251 RSD 26.2K
9.51%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$4,968 RSD 517.9K
59.39%
👕👟 Clothing & Footwear
Cebu
Smederevo
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$87.6 RSD 9,133
-43.69%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$38.49 RSD 4,012
-34.42%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
$97.5 RSD 10.2K
-21.08%
Men's Leather Business Shoes
$57.2 ₱3,601
$109 RSD 11.4K
-47.54%
🏠 Accommodation & Living
Cebu
Smederevo
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$310 RSD 32.3K
61.09%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$258 RSD 26.9K
19.61%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$432 RSD 45.0K
149.58%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$370 RSD 38.5K
66.40%
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
$2,103 RSD 219.3K
37.22%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$1,572 RSD 163.9K
21.92%
💵 Salaries & Financials
Cebu
Smederevo
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
5.12
40.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Smederevo: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Smederevo
$258 16.4% $51
Groceries & Markets
Cebu
$206
Smederevo
$178 13.5% $28
Monthly Utilities & Internet
Cebu
$162
Smederevo
$203 25.6% $41
Clothing & Footwear
Cebu
$94
Smederevo
$150 59.4% $56
Eating Out
Cebu
$88
Smederevo
$148 67.5% $60
Sport & Entertainment
Cebu
$44
Smederevo
$39 10.3% $4.5
Getting Around
Cebu
$16
Smederevo
$9.1 * 41.3% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $310 in Smederevo. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $34.00 in Smederevo. Groceries flip the comparison at $206 vs $178, with Smederevo cheaper for home cooking.

Good to know
🇵🇭 Cebu
🇷🇸 Smederevo
🕒 Local time
23:06 11:06 PM
17:06 5:06 PM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
59,261
💱 Currency
Exchange rates and currency converter

RSD, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Serbian Dinar exchange rates as of October 19, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

On the map
Between locations
  • Cebu Smederevo 10,210 km ≈ 13 h nonstop flight
From you
  • Cebu
  • Smederevo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Smederevo: Cost of Living - Frequently Asked Questions
Is Smederevo cheaper than Cebu?
Cebu is cheaper overall, especially in clothing, eating out, and utilities. The 7% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,377 in Cebu and $1,478 in Smederevo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Cebu and Smederevo?
Rent for a central apartment: $500 in Cebu versus $310 in Smederevo. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Cebu and in Smederevo?
Shoppers in Smederevo pay roughly 16% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
What are total monthly expenses in Cebu and in Smederevo?
All in, you'll spend $918 per month in Cebu versus $985 in Smederevo – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 enough for either Cebu or Smederevo?
Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Smederevo more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Smederevo, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Smederevo?
Safety-wise, Cebu and Smederevo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 7% less than in Smederevo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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