Last update: Oct 2026

Cost of Living Comparison Between Cebu and Sisak

For one person, living is cheaper in Cebu: $915 a month against $1,484 in Sisak, rent and utilities included – about $6,800 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
72

Cost of Living Index in Sisak
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Sisak Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Sisak

🇭🇷 Croatia

$1,484

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Sisak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Sisak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $1,484 in Sisak.

Cebu $915
Sisak $1,484

Estimated couple costs with rent: $1,418 in Cebu versus $2,292 in Sisak.

Cebu $1,418
Sisak $2,292

Monthly costs for a family of three with rent: $1,921 in Cebu versus $3,101 in Sisak.

Cebu $1,921
Sisak $3,101

Living in Cebu costs roughly 38% less than in Sisak, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Cebu is 33% below, Sisak is 10% above.

Meal at Budget Restaurant

$3.05 ₱192

$14.54 €12.93

-79.02%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$68.1 €60.6

-64.75%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$9.02 €8.02

-55.76%

Cappuccino

$2.50 ₱157

$2.47 €2.20

1.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$2.99 €2.66

-48.49%

Water (0.33 liter bottle)

$0.50 ₱31.37

$2.11 €1.87

-76.30%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.32 €2.96

-46.39%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$4.56 €4.06

-52.41%

Milk (1 liter)

$2.00 ₱126

$1.11 €0.98

80.18%

White Bread (500g)

$1.37 ₱86.2

$1.10 €0.98

24.55%

Rice (white) (1kg)

$1.03 ₱64.9

$2.23 €1.98

-53.81%

Eggs

$2.03 ₱128

$3.94 €3.50

-48.48%

Local Cheese (1kg)

$10.20 ₱642

$11.02 €9.80

-7.44%

Chicken Fillets (1kg)

$4.45 ₱280

$10.78 €9.59

-58.72%

Beef Round Steak (1kg)

$7.67 ₱483

$19.01 €16.91

-59.65%

Apples (1kg)

$3.31 ₱208

$1.93 €1.72

71.50%

Banana (1kg)

$1.46 ₱91.8

$1.89 €1.68

-22.75%

Oranges (1kg)

$2.32 ₱146

$2.22 €1.97

4.50%

Tomato (1kg)

$1.49 ₱94.0

$2.62 €2.33

-43.13%

Potato (1kg)

$2.34 ₱147

$1.38 €1.23

69.57%

Onion (1kg)

$1.94 ₱122

$1.34 €1.19

44.78%

Lettuce (1 head)

$1.16 ₱73.0

$1.29 €1.14

-10.08%

Water (1.5 liter bottle)

$0.68 ₱42.89

$1.26 €1.12

-46.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$5.46 €4.86

-45.24%

Wine (Bottle)

$6.24 ₱393

$8.06 €7.17

-22.58%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.86 €1.66

-33.87%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.49 €2.21

-30.52%

One-way Ticket (Public Transport)

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$136 €121

-90.91%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$3.37 €3.00

-76.56%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$2.27 €2.02

-90.31%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$21.77 €19.37

-79.15%

Gasoline (1 liter)

$1.32 ₱82.9

$1.80 €1.60

-26.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$26.2K €23.3K

-19.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$26.2K €23.3K

-25.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$152 €135

-21.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$22.42 €19.94

-36.57%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$40.04 €35.61

-31.39%

Gym Membership (Monthly)

$32.31 ₱2,034

$34.26 €30.48

-5.69%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$15.61 €13.88

-58.36%

Cinema Ticket

$5.40 ₱340

$10.87 €9.67

-50.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$245 €218

12.88%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$2,808 €2,498

180.13%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$99.2 €88.2

-50.23%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$33.77 €30.03

-27.21%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$90.4 €80.4

-15.25%

Men's Leather Business Shoes

$58.9 ₱3,706

$113 €101

-48.05%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$498 €443

1.16%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$401 €357

-24.15%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$790 €703

36.08%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$633 €563

-0.22%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$2,577 €2,292

11.36%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$1,812 €1,612

3.60%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$1,082 €962

-68.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.54

103.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Sisak: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Sisak

$401 27.1% 31.8% $97

Groceries & Markets

Cebu

$210 22.9%

Sisak

$291 19.6% 38.9% $82

Monthly Utilities & Internet

Cebu

$160 17.5%

Sisak

$214 14.4% 33.8% $54

Clothing & Footwear

Cebu

$94 10.3%

Sisak

$152 10.2% 60.8% $57

Eating Out

Cebu

$88 9.6%

Sisak

$219 14.8% 150% $131

Sport & Entertainment

Cebu

$43 4.7%

Sisak

$56 3.8% 29.9% $13

Getting Around

Cebu

$15 1.7%

Sisak

$150 * 10.1% 893% $135

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $498 in Sisak. Housing cost is often the main lever when comparing two cities.

Sisak pays 222% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $68.0 in Sisak for a mid-range dinner for two. Groceries echo the gap at $210 vs $291 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇭🇷 Sisak

🕒 Local time

01:53 1:53 AM

19:53 7:53 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

40,121

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 21, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Sisak 10,520 km ≈ 14 h nonstop flight

From you

Cebu
Sisak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Sisak: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 62% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 222% lower in Sisak. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $498 in Sisak. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $1,484 in Sisak – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 1000% less than in Sisak. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,484 in Sisak, a $1,500 budget is realistic in Cebu but tight or insufficient in Sisak. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sisak, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Sisak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 62% less than in Sisak. Beyond cost, consider language, visa policies, and how big the international community is in each city.