Last update: Oct 2026

Cost of Living Comparison Between Cebu and Sirajganj

For one person, living is cheaper in Sirajganj: $369 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Sirajganj
Learn more

Sirajganj Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Sirajganj

🇧🇩 Bangladesh

$369

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Sirajganj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Sirajganj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $369 in Sirajganj.

Cebu $918
Sirajganj $369

Estimated couple costs with rent: $1,409 in Cebu versus $595 in Sirajganj.

Cebu $1,409
Sirajganj $595

Monthly costs for a family of three with rent: $1,900 in Cebu versus $822 in Sirajganj.

Cebu $1,900
Sirajganj $822

Living in Cebu is roughly 149% more expensive than in Sirajganj, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Sirajganj 73% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.27 ৳279

36.12%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,520

$12.02 ৳1,480

101.50%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$4.10 ৳504

-4.39%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.54 ৳559

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.15 ৳511

Cappuccino

$2.51 ₱157

$2.38 ৳293

5.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱99.9

$0.31 ৳37.65

412.90%

Water (0.33 liter bottle)

$0.53 ₱33.33

$0.16 ৳19.61

231.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱136

Milk (1 liter)

$1.92 ₱120

$0.79 ৳97.5

143.04%

White Bread (500g)

$1.36 ₱85.2

$0.65 ৳79.9

109.23%

Rice (white) (1kg)

$1.01 ₱63.3

$0.65 ৳79.9

55.38%

Eggs

$2.03 ₱127

$1.22 ৳150

66.39%

Local Cheese (1kg)

$9.86 ₱619

$8.94 ৳1,101

10.29%

Chicken Fillets (1kg)

$4.39 ₱276

$3.23 ৳397

35.91%

Beef Round Steak (1kg)

$7.60 ₱477

$6.65 ৳819

14.29%

Apples (1kg)

$3.30 ₱207

$2.79 ৳343

18.28%

Banana (1kg)

$1.39 ₱87.5

$0.89 ৳109

56.18%

Oranges (1kg)

$2.33 ₱146

$2.42 ৳299

-3.72%

Tomato (1kg)

$1.50 ₱94.0

$0.65 ৳79.6

130.77%

Potato (1kg)

$2.36 ₱148

$0.24 ৳29.38

883.33%

Onion (1kg)

$1.90 ₱119

$0.50 ৳60.9

280.00%

Lettuce (1 head)

$1.19 ₱74.7

$0.34 ৳42.21

250.00%

Water (1.5 liter bottle)

$0.63 ₱39.59

$0.30 ৳37.32

110.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.12 ৳1,492

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.32 ৳655

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.38 ৳786

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.29 ৳404

-8.81%

Wine (Bottle)

$6.03 ₱378

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.81

$0.44 ৳54.1

-43.18%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱793

Taxi Start (Normal Tariff)

$0.77 ₱48.47

$1.25 ৳154

-38.40%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.49

$0.43 ৳52.7

-46.51%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$3.33 ৳410

33.93%

Gasoline (1 liter)

$1.31 ₱82.5

$1.10 ৳135

19.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.2K ৳3.6M

-27.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.5K ৳3.9M

-39.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,547

$38.05 ৳4,684

215.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱879

$4.14 ৳509

238.16%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,729

$8.99 ৳1,106

206.34%

Gym Membership (Monthly)

$32.33 ₱2,029

$14.17 ৳1,744

128.16%

Tennis Court (1 Hour on Weekend)

$6.65 ₱417

Cinema Ticket

$5.65 ₱355

$4.11 ৳506

37.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$25.81 ৳3,177

966.68%

International Primary School, 1 Child (Yearly)

$7,918 ₱497.0K

$1,171 ৳144.1K

576.22%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,097

$16.73 ৳2,059

194.86%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,585

$20.88 ৳2,570

20.88%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,831

$51.0 ৳6,274

50.99%

Men's Leather Business Shoes

$57.2 ₱3,590

$37.38 ৳4,601

53.02%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$80.0 ৳9,852

524.09%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$48.80 ৳6,007

532.83%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.7K

$160 ৳19.7K

572.05%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.6K

$99.0 ৳12.2K

521.31%

Buy Apartment in City Center (m2)

$2,886 ₱181.2K

$709 ৳87.2K

307.30%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.3K

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

10.48

-31.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Sirajganj: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Sirajganj

$49 13.2% 84.2% $260

Groceries & Markets

Cebu

$206 22.4%

Sirajganj

$124 33.5% 39.9% $82

Monthly Utilities & Internet

Cebu

$162 17.6%

Sirajganj

$51 13.9% 68.4% $111

Clothing & Footwear

Cebu

$94 10.2%

Sirajganj

$57 15.4% 39.7% $37

Eating Out

Cebu

$88 9.6%

Sirajganj

$61 16.5% 31.1% $27

Sport & Entertainment

Cebu

$44 4.8%

Sirajganj

$22 6.1% 48.6% $21

Getting Around

Cebu

$16 1.7%

Sirajganj

$5.2 * 1.4% 66.9% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $80.0 in Sirajganj. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $12.00 in Sirajganj for a mid-range dinner for two. Groceries echo the gap at $206 vs $124 per month, with Sirajganj cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇩 Sirajganj

🕒 Local time

13:33 1:33 PM

11:33 11:33 AM

2 h behind Cebu

🌤 Weather

👥 Population

964,169

167,200

💱 Currency

Philippine Peso PHP ₱

Bangladeshi Taka BDT ৳

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 BDT = 8.12 USD

1,000 BDT = 7.26 EUR

Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

Bangladeshi Taka exchange rates as of October 14, 2026: 1 USD = 123 BDT (1,000 BDT = 8.12 USD). 1 EUR = 138 BDT (1,000 BDT = 7.26 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Sirajganj 3,940 km ≈ 5 h nonstop flight

From you

Cebu
Sirajganj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Sirajganj: Cost of Living - Frequently Asked Questions

Sirajganj is cheaper overall, especially in groceries, clothing, and eating out. The 149% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $553 in Sirajganj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $80.0 in Sirajganj. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 66% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $369 in Sirajganj – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Sirajganj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Sirajganj is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Sirajganj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sirajganj gentler on the wallet – expenses run 149% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.