Last update: Oct 2026

Cost of Living Comparison Between Cebu and Si Sa Ket

For one person, living costs are similar in Cebu and in Si Sa Ket: $915 and $908 a month, rent and utilities included.

Cebu
🇵🇭 Philippines
$915
/mo nomad
Si Sa Ket
🇹🇭 Thailand
$908
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Si Sa Ket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Si Sa Ket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $908 in Si Sa Ket.

  • Cebu $915
  • Si Sa Ket $908

Estimated couple costs with rent: $1,418 in Cebu versus $1,422 in Si Sa Ket.

  • Cebu $1,418
  • Si Sa Ket $1,422

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,935 in Si Sa Ket.

  • Cebu $1,921
  • Si Sa Ket $1,935

Living in Cebu is roughly 1% more expensive than in Si Sa Ket, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Si Sa Ket 33% lower.

Currency
🍽 Eating Out
Cebu
Si Sa Ket
Difference
Meal at Budget Restaurant
$3.05 ₱192
$2.83 ฿94.5
7.77%
Three-Course Dinner for Two, Mid-Range
$24.00 ₱1,511
$25.87 ฿865
-7.23%
Fast Food Meal (McDonalds, etc)
$3.99 ₱251
$7.22 ฿241
-44.74%
Cappuccino
$2.50 ₱157
$1.91 ฿63.7
30.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱97.1
$0.64 ฿21.49
140.63%
Water (0.33 liter bottle)
$0.50 ₱31.37
$0.30 ฿10.11
66.67%
Local Beer (0.5 liter draught)
$1.78 ₱112
$1.80 ฿60.0
-1.11%
Imported Beer (0.33 liter bottle)
$2.17 ₱136
$2.72 ฿91.1
-20.22%
🛒 Groceries & Markets
Cebu
Si Sa Ket
Difference
Milk (1 liter)
$2.00 ₱126
$1.62 ฿54.1
23.46%
White Bread (500g)
$1.37 ₱86.2
$1.43 ฿47.67
-4.20%
Rice (white) (1kg)
$1.03 ₱64.9
$1.33 ฿44.37
-22.56%
Eggs
$2.03 ₱128
$1.99 ฿66.5
2.01%
Local Cheese (1kg)
$10.20 ₱642
$16.58 ฿554
-38.48%
Chicken Fillets (1kg)
$4.45 ₱280
$2.82 ฿94.3
57.80%
Beef Round Steak (1kg)
$7.67 ₱483
$10.12 ฿338
-24.21%
Apples (1kg)
$3.31 ₱208
$2.96 ฿98.8
11.82%
Banana (1kg)
$1.46 ₱91.8
$1.06 ฿35.45
37.74%
Oranges (1kg)
$2.32 ₱146
$2.20 ฿73.6
5.45%
Tomato (1kg)
$1.49 ₱94.0
$1.90 ฿63.4
-21.58%
Potato (1kg)
$2.34 ₱147
$1.52 ฿50.7
53.95%
Onion (1kg)
$1.94 ₱122
$0.93 ฿31.02
108.60%
Lettuce (1 head)
$1.16 ₱73.0
$0.97 ฿32.29
19.59%
Water (1.5 liter bottle)
$0.68 ₱42.89
$0.58 ฿19.40
17.24%
Cigarettes 20 Pack (Marlboro, Camel)
$2.99 ₱188
$3.86 ฿129
-22.54%
Wine (Bottle)
$6.24 ₱393
$18.84 ฿629
-66.88%
Local Beer (0.5 liter bottle)
$1.23 ₱77.3
$1.64 ฿54.8
-25.00%
Imported Beer (0.33 liter bottle)
$1.73 ₱109
$2.86 ฿95.5
-39.51%
🚌 Getting Around
Cebu
Si Sa Ket
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.36
$0.97 ฿32.33
-76.29%
Public Transport Monthly Pass (Regular Price)
$12.34 ₱777
-
-
Taxi Start (Normal Tariff)
$0.79 ₱49.96
$1.24 ฿41.50
-36.29%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.86
$1.13 ฿37.72
-80.53%
Taxi 1hour Waiting (Normal Tariff)
$4.54 ₱286
$5.94 ฿198
-23.57%
Gasoline (1 liter)
$1.32 ₱82.9
$1.38 ฿46.02
-4.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ₱1.3M
$27.7K ฿926.0K
-24.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$24.9K ฿830.5K
-21.92%
🧾 Monthly Utilities & Internet
Cebu
Si Sa Ket
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 ₱7,464
$72.3 ฿2,417
63.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.22 ₱896
$12.38 ฿414
14.86%
Internet (50+ Mbps, Unlimited Data)
$27.47 ₱1,730
$19.86 ฿664
38.32%
🎉 Sport & Entertainment
Cebu
Si Sa Ket
Difference
Gym Membership (Monthly)
$32.31 ₱2,034
$43.24 ฿1,445
-25.28%
Tennis Court (1 Hour on Weekend)
$6.50 ₱409
$13.79 ฿461
-52.86%
Cinema Ticket
$5.40 ₱340
$5.74 ฿192
-5.92%
🧸 Childcare & Education
Cebu
Si Sa Ket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₱17.4K
$527 ฿17.6K
-47.67%
International Primary School, 1 Child (Yearly)
$7,866 ₱495.3K
$12.0K ฿402.2K
-34.63%
👕👟 Clothing & Footwear
Cebu
Si Sa Ket
Difference
Jeans (Levis 501 Or Similar)
$49.37 ₱3,108
$43.99 ฿1,470
12.23%
Summer Dress (H&M, Zara, etc)
$24.58 ₱1,548
$25.31 ฿846
-2.88%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,825
$70.3 ฿2,349
9.07%
Men's Leather Business Shoes
$58.9 ₱3,706
$71.3 ฿2,381
-17.39%
🏠 Accommodation & Living
Cebu
Si Sa Ket
Difference
1-bedroom Apartment, City Center (Monthly)
$503 ₱31.7K
$456 ฿15.2K
10.47%
1-bedroom Apartment, Outside City Center (Monthly)
$305 ₱19.2K
$311 ฿10.4K
-2.16%
3-bedroom Apartment, City Center (Monthly)
$1,075 ₱67.7K
$1,310 ฿43.8K
-17.93%
3-bedroom Apartment, Outside City Center (Monthly)
$632 ₱39.8K
$617 ฿20.6K
2.37%
Buy Apartment in City Center (m2)
$2,870 ₱180.7K
$1,862 ฿62.2K
54.09%
Buy Apartment Outside City Center (m2)
$1,877 ₱118.2K
$1,458 ฿48.7K
28.77%
💵 Salaries & Financials
Cebu
Si Sa Ket
Difference
Average Monthly Net Salary (After Tax)
$336 ₱21.1K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
5.57
29.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Si Sa Ket: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$305
Si Sa Ket
$311 2.2% $6.7
Groceries & Markets
Cebu
$210
Si Sa Ket
$246 17.5% $37
Monthly Utilities & Internet
Cebu
$160
Si Sa Ket
$105 34.7% $56
Clothing & Footwear
Cebu
$94
Si Sa Ket
$95 0.7% $0.6
Eating Out
Cebu
$88
Si Sa Ket
$85 2.7% $2.4
Sport & Entertainment
Cebu
$43
Si Sa Ket
$55 27% $12
Getting Around
Cebu
$15
Si Sa Ket
$11 * 29% $4.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $456 in Si Sa Ket. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $26.00 in Si Sa Ket for a mid-range dinner for two. Groceries echo the gap at $210 vs $246 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇹🇭 Si Sa Ket
🕒 Local time
08:07 8:07 AM
07:07 7:07 AM
1 h behind Cebu
🌤 Weather
👥 Population
964,169
42,193
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Thai Baht exchange rates as of October 21, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Cebu Si Sa Ket 2,190 km ≈ 3 h 15 min nonstop flight
From you
  • Cebu
  • Si Sa Ket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Si Sa Ket: Cost of Living - Frequently Asked Questions
Is Si Sa Ket cheaper than Cebu?
Si Sa Ket is cheaper overall, especially in eating out, utilities, and transport. The 1% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,372 in Cebu and $1,362 in Si Sa Ket to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Cebu and Si Sa Ket?
Rent for a central apartment: $503 in Cebu versus $456 in Si Sa Ket. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Cebu and in Si Sa Ket?
Shoppers in Cebu pay roughly 17% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
What are total monthly expenses in Cebu and in Si Sa Ket?
All in, you'll spend $915 per month in Cebu versus $908 in Si Sa Ket – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 enough for either Cebu or Si Sa Ket?
Either city works on $1,000 a month, though Si Sa Ket gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Si Sa Ket more family-friendly?
For families, Si Sa Ket is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Si Sa Ket?
Safety-wise, Cebu and Si Sa Ket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Si Sa Ket gentler on the wallet – expenses run 1% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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